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“It’s There When You Need It”

At Midwest Title Loans, we’ve earned our reputation as one of the oldest and most respected title loan providers in the region by always providing our customers with the best and most versatile options available when it comes to getting quick cash in the Kansas City area. That’s why in addition to offering the traditional title loans , we also proudly offer Kansas Flex Loans in Overland Park and Kansas City, Kansas, helping you to get cash when you need it in a way that fits your budget and lifestyle.

So what are flex loans, and how do they work? First off, flex loans are just as quick and easy-to-use as our traditional title loans, and there is still no credit check! A Kansas Flex loan is a line of credit where you only pay interest on the amount that you actually use, and for the amount of time you use it. Your credit limit is determined by the value of your car as well as your ability to re-pay the loan. Flex Loans are re-paid on a daily interest rate, and allow you to borrow up to a pre-set credit limit, and even re-borrow any time you need money again.

flex loans when you need it

There are Numerous Benefits to Flex Loans

First… You get flexibility. Your Kansas Flex Loan is a line of credit , which allows you to borrow money up to your credit limit whenever you need it. As you pay down your Kansas Flex Loan, you are increasing the amount of your credit limit available for the next time you need money. And the best part is your Kansas Flex Loan doesn’t cost you anything when you are not using it. But when you do need it, it’s ready for you!

Kansas Flex Loans are based on a daily interest rate. You only pay interest for the time you need your money! If you only need your cash for a week or two—or even just a day or two—then you only pay interest for the number of days that you have your money!

Finally… You can choose to leave your account in “Open Status” once your loan is paid in full, which means that you can re-borrow up to your credit limit whenever you need quick cash in Kansas City, without any additional paperwork or verification. Just call ahead, and your money will be ready when you walk in the door.

What do I need for a Flex Loan?

At Midwest Title Loans we make getting flex loans in Kansas City every bit as easy as getting our traditional title loans. All you need to bring in is:

  1. A drivable vehicle for evaluation.
  2. A lien-free title to the vehicle in your name
  3. A valid photo ID
  4. Verification of income
  5. And you must be 18 years of age or older. That’s it!

Ready to Get Started?

Flex Loans are a great way to get the money you need, when you need it, without paying extra interest or jumping through a lot of unnecessary hoops. Ready to get started? Contact Midwest Title Loans to learn more about Kansas flex loans or title loans. Or if you’d rather see us in person, come down to either of our convenient locations anytime. We’re always here to help you!

Overland Park
8212 Metcalf Ave.
Overland Park, KS 66204

Phone: (913) 381-2222

Kansas City
2500 State Ave.
Kansas City, KS 66102

Phone: (913) 281-9997

How much can I get?
Let's see! Start with the following info:
Just a little more detail:
Loan amount subject to vehicle evaluation
and ability to re-pay.

Why Choose Midwest Title Loans?

Midwest Title Loans is one of the oldest, largest, and most respected title loan companies in the Kansas City area. We opened for business in 1997 and have maintained thousands of satisfied customers by helping them with title loans. We are the most flexible and customer-friendly title loan company, and we want to earn your business.

COVID-19 Update

Due to the crisis of Covid-19, we will be temporarily closing our offices on Saturdays to allow our staff to be with their families. We will be back to normal hours as soon as we can. Stay safe and healthy during these trying times.