• (816) 363-8600

Missouri Short-Term Loans with Long-Term Benefits

If a traditional title loan doesn’t interest you, you can still get fast cash in Kansas City from Midwest Title Loans. We proudly offer flex loans at our location near 85th and Wornall in Kansas City, Missouri. These special loans give you access to cash over and over again, with no re-application requirements.

flex loans when you need it

What Is a Flex Loan?

A flex loan is a short-term loan structured like a line of credit and uses your car title as collateral. When you’re approved for a flex loan, you’ll receive a credit limit you can borrow against as you need to. You never have to borrow the full amount, but it is available to you. As you pay down the money you’ve borrowed, you increase the amount of your available credit.

A flex loan leaves your loan status as “open” to keep the money in your line of credit available for you when you need it. To borrow money again, you don’t need to fill out additional application paperwork, nor do you need to go through any type of reapplication process.

To borrow money from your credit line, call us to let us know how much you need, and we will have your cash ready for you when you arrive. As long as you pay back the money you’ve borrowed, you can get quick cash from us again and again.

Flex loans at 330 W. 85th Street in Kansas City are based on a daily interest rate, but you only pay interest on the amount of money you’ve borrowed, for the length of time you’ve borrowed it. For example, if you need money for just five days until payday, you only pay interest on the amount of money you borrowed for those five days.

Applying for a Flex Loan

Midwest Title Loans approves people age 18 or older for flex loans when they can provide the following:

  • A drivable vehicle, which we will evaluate
  • A lien-free title to the vehicle, in your name
  • Your valid photo ID, such as a driver’s license
  • Verification of your income, such as pay stubs or a letter from your employer

You will not need to pass a credit check to take out a flex loan because we will accept your clear car title as collateral. If you’re able to pay back a loan, we consider you eligible for a short-term loan. That’s because we know your credit score alone has no real bearing on your ability to pay back a loan.

Get Quick Cash Near You

Flex loans can get you the cash you need, when you need it, without jumping through a lot of extra hoops. If you’re ready to get started, call our 85th and Wornall location at 816-363-8600, or visit us in-person at 330 West 85th Street in Kansas City. We’re always here to help you and help you achieve your financial goals.

How much can I get?
Let's see! Start with the following info:
Just a little more detail:
Loan amount subject to vehicle evaluation
and ability to re-pay.

Why Choose Midwest Title Loans?

Midwest Title Loans is one of the oldest, largest, and most respected title loan companies in the Kansas City area. We opened for business in 1997 and have maintained thousands of satisfied customers by helping them with title loans. We are the most flexible and customer-friendly title loan company, and we want to earn your business.

COVID-19 Update

Due to the crisis of Covid-19, we will be temporarily closing our offices on Saturdays to allow our staff to be with their families. We will be back to normal hours as soon as we can. Stay safe and healthy during these trying times.