Frequently Asked Questions About Title Loans
- Bring your vehicle with your title (free and clear of liens) and your photo ID to a location near you.
- Fill out a simple information sheet while we do a quick evaluation of your vehicle.
- We will issue a title loan based on the value of the vehicle and your ability to repay.
- The transaction is based on a 60-day renewable contract. You have the option of renewing your account for an additional 60 days by paying at least the interest due, or you can pay your account in full. Any amount paid over the interest is directly applied to your principle loan amount.
You will promptly receive your title back once you have paid your account in full.
Our loans typically range from $150 to $5,000. At Midwest Title Loans, we’ll work with you to match you with the loan you need based on the value of your vehicle, your cash needs, and your budget.
YES. We do not require car insurance to get a title loan.
YES. If you can drive it to us for our evaluation, then chances are you’re eligible for a title loan.
YES. If you have a car title from either Missouri or Kansas, and live within 80 miles from one of our convenient locations in Kansas City, Gladstone, St. Joseph, or Overland Park, then Midwest Title Loans can help you.
When you take out a title loan from Midwest Title Loans, we hang on to your title and you keep your car. When your loan is paid off in full, you promptly get your title back along with our sincere thanks, and you’re good to go!