October 19, 2020
When You’re Short on Cash, Get Thrifty and Get a Car Title Loan
Celebrating the holidays can get pretty pricey, but if you do it correctly and seek help from short-term loan experts at Midwest Title Loans in Kansas City, Missouri, you can still have a lot of fun partaking in the festivities.
Getting a little extra cash during the holidays is helpful, especially when planning celebratory activities for you and your loved ones. Let Midwest Title Loans help you get the cash you need now to make your holidays festive, especially if you live near Overland Park, Kansas; Gladstone, Missouri; and Kansas City, Kansas, and own your own vehicle.
How you spend your car title loan is completely up to you. Check out a few of our ideas on how to make your holidays merry and bright this year using fast cash!
What is a Car Title Loan?
A car title loan is a short-term loan that uses your car’s clear title as collateral. You don’t have to have perfect credit to take out this type of loan, and the amount you qualify to borrow is based on how much money you need and the value of your vehicle.
To get approved for a car title loan, you only need a photo ID and a clear car title in your name. You should also bring the vehicle you’re borrowing against for a quick appraisal. Once at one of our Midwest Title Loans locations, you will fill out a brief application form, or you can complete it online in advance of your visit.
When you’re approved, you’ll get the cash you need and be able to drive away in your car in as little as 20 minutes. We will temporarily keep your car title.
To repay the loan, you’ll simply make payments directly to us. Most loan terms are 60 days, but if you need more time, we are always happy to renew your loan contract to help you stay on budget. When you’ve completely repaid your loan, you’ll receive your car title back from us.
Buy Holiday Decorations with a Bad Credit Loan in Gladstone
Regardless of whether you celebrate Christmas, Kwanzaa, or Hanukkah, you will probably want to decorate your home to make it festive and inviting for the holiday season. The best thing about decorating is that you don’t have to spend a lot of money to create a cheery space.
Check online sales websites for good deals on second-hand decorations. You can even pop some tags at thrift stores to find inexpensive decor items; you might even be surprised by the expensive pieces people donate! Thrift shopping is also a great way to find cute holiday mugs, drinking glasses, and dinner plates for serving your family meal on the big day. Even if they don’t match completely, you can find complementary pieces that work well together; it just takes some patience and creativity.
You can also DIY a lot of your decor if you’re feeling crafty! Browse the internet for a plethora of crafty holiday decor ideas that you can make by hand on a low budget. You can also talk to your crafty friends to see if they have any suggestions about what you could make with the supplies you can afford thanks to your car title loan.
Even with a couple hundred dollars, you can turn your normal-looking living space into a scene straight out of a holiday storybook! It only requires a little creativity!
Take Advantage of Holiday Sales with Your Title Loan Money
When a big sale hits and the item at the top of your family member’s wish list is suddenly 25 percent off, you know you have to take advantage of it right away, or else miss out. Don’t sleep on these great deals!
A car title loan can give you the cash you need, even if you’re between paychecks, to make an important purchase that will make your loved one’s day when you unwrap gifts together.
Watch weekly store ads and browse retail websites so you don’t miss any good deals. And because you can get a title loan in as little as 20 minutes, even if the sale ends today, you can still snag the perfect present!
Stretch Your Kansas City Short-Term Loan by Using Coupons or Store Discounts
Speaking of sales, sometimes major retailers offer special deals and discounts on popular items. For example, if you spend $25 on certain household items, you might get a $5 gift card for free. Or, you might spot coupons for key ingredients for special holiday meals.
When you use these coupons or get gift cards back on purchases you intended to make anyway, you can put your savings toward holiday gifts for your loved ones. Those free gift cards? Perfect stocking stuffers! The $12 you saved on your groceries this week? It’s exactly the price of the winter scarf your mom has been eyeing!
You can also watch for these sales or discounts in advance and buy non-perishable items when they’re on sale. Choose more veggie dishes to supplement your turkey or ham, so that you can get a smaller cut of meat and save money that way.
Even with a small amount of cash, you can make the winter holidays pretty special.
Choose Budget-Friendly Family Activities That You Can Fund with Your Title Loan
Decor and food make the holidays special, but what do you do in between trimming the tree and eating dinner? Start planning fun family activities today before the holidays hit so you can find ways to save money on these activities.
For example, start watching discount coupon sites, where you can spend less money on admission fees in exchange for a voucher to participate in an activity. Be sure to consider the weather and any COVID-19-related restrictions that are in place.
Check community event pages online for safe gatherings or virtual happenings, or just drive around to look at holiday lights in Kansas City. Many activities like these are budget-friendly; and even if they cost a little bit of money, you know your short-term loan will cover the cost.
Get Pre-Approved for Fast Cash in Overland Park or the Kansas City Metro Area
If you’re ready to apply for and get a car title loan, visit MidwestTitleLoans.info and complete our info sheet. This easy-to-fill-out document provides us with information about you, your vehicle, and whether we can count on you to pay back your loan. We don’t check your credit, so you don’t have to worry about your credit history. If you need money, we can get it for you, regardless of the three-digit number the credit bureaus have assigned to you!
After completing the form, one of our representatives will contact you to talk to you about your next steps. Alternatively, if you need your money today, simply visit one of our four locations in the Kansas City metro area, where we can process your loan quickly.
Find Midwest Title Loans at:
330 W. 85th Street
Kansas City, MO 64114
Phone: (816) 363-8600
6420 North Oak Trfwy
Gladstone, MO 64118
Phone: (816) 436-7711
8212 Metcalf Ave.
Overland Park, KS 66204
Phone: (913) 381-2222
2500 State Ave.
Kansas City, KS 66102
Phone: (913) 281-9997
Questions before you visit? Contact us to learn how you can get fast cash today in Kansas City.