OUR BLOG
MidwestTitleLoans
November 30, 2020
Getting Flexible Cash with Flex Loans
For Extra Cash, Try a Flex Loan from Midwest Title Loans in Kansas City

Types of Flex Loans
There are different types of flex loans available from lenders, but all are usually tied to certain types of collateral. These flex spending loans are generally available at lower interest rates because this. Some businesses have flex loans that are collateralized by accounts receivable or inventory. In Kansas City, Midwest Title Loans is your top source for quick and easy flex loans. Specifically, we use your car title as collateral, which ensures low interest rates and flexible payment terms for you.Flex Loans vs. Car Title Loans
While similar in nature, a flex loan isn’t quite the same as a car title loan, even when your title is used as collateral for the flex loan. A typical Kansas title loan is a specific loan made against the title of your vehicle and requires regular payments of principal and interest (usually weekly or monthly) to repay the amount of the loan within the specified term. When the loan is paid off, the loan account is closed, and if a borrower were to need additional funds they would have to go through the application and paperwork process to receive a new loan. A flex loan instead allows the approved borrower to receive fund advances when they need them up to their pre-approved credit limit. The borrower doesn’t need to borrow the full loan limit and can pay down the balance when they have money available. Interest is paid on the flex loan only against the outstanding balance - not against the total credit line (unless the full line is borrowed). Even if the borrower repays the line of credit in full, it remains open so that the borrower can withdraw funds again without having to go through any reapplication processes.How Do You Get a Kansas Flex Loan?
The process for obtaining a flex loan is simple. The requirements are are simple and all you need to start the application process is- To be 18 years of age.
- To have a drivable vehicle (which will be evaluated by Midwest Title Loans’ professionals).
- To have a lien-free title to the vehicle in the your name
- To have a valid current photo ID, such as a driver’s license
- To have verification of income, such as current pay stubs or a letter from your employer.
MidwestTitleLoans
November 23, 2020
How Your Car Title Can Help Keep You in Your Home
Car Title Loans in Kansas City Give You Extra Cash to Make Mortgage Payments

What is a Title Loan?
One way to get extra cash quickly is through a car title loan. Although these loans sometimes get a bad rap, many people are unaware of what a title loan actually is and how it can help them when times are tough. These convenient loans can help you when they are short on cash for anything, including student loan paybacks, emergency household repairs, unexpected medical bills, and - you guessed it - mortgage payments. When it comes to low credit lending, many loans require a borrower to have something that the lender can use as collateral until the loan is repaid. In the case of a title loan, that collateral is your vehicle. The amount of cash you can receive depends on the value of your vehicle. Particularly for those who are credit challenged or who have fallen on hard times in the past, this type of loan can have many attractive features. For starters, it’s easier to get approval for a title loan, regardless of your credit history. Plus, these loans can be approved very quickly, so you get the cash you need faster. Instead of going through complex procedures and filling out piles of paperwork to receive a traditional loan, you only need your car title and a valid photo ID to be approved for a title loan. At Midwest Title Loans in Kansas City, we’re trying to throw a lifeline to people who are currently struggling to make their mortgage or rent payments. We know your past doesn’t always dictate your present and future, so we trust our borrowers to pay back their loan regardless of their credit history.Additional Benefits of Title Loans in Kansas City
Title loans offer many features that make them stand out from traditional lending options. For example, you can get a title loan much more easily than you can get a loan from a traditional bank or lending service. While other lenders require a credit score check, perform background checks, and ask you for seemingly endless documents, a title loan simply requires you to have a valid car title and photo ID. If you can prove that you own the vehicle, you can receive a loan based on the value of your vehicle. This takes away the anxiety and fear that many people experience when a lender runs a credit check or asks for other proof of payment history. Another benefit is the speed at which title loans can be acquired. At Midwest Title Loans, we have systems in place that help you get the cash you need fast - usually within the same day! You can get the money you need to pay for expenses, such as your monthly mortgage loan payments, in as little as 20 or 30 minutes. This is especially useful for people experiencing a short-term emergency, like being evicted from their apartment or becoming subject to mortgage debt recovery from a bank. In the same way that title loans are quick to apply for, they’re also quick and easy to pay off when you get back on your feet. The duration of these loans is typically only for 15 to 30 days. This means you won’t have to worry about even more debt accumulating long-term. Instead, a Kansas title loan allows you to repay the loan as soon as you receive your next paycheck. This level of flexibility is especially important in the uncertain times we currently find ourselves in. A title loan could mean the difference between a family living on the streets or keeping their home. Lastly, the fact that less paperwork is required to receive a title loan makes the entire lending process quick and painless. Traditional banks and other lenders usually require extensive paperwork and information for someone to qualify for a loan, but title loans don’t require near the amount of paperwork. If you own a vehicle, have the title to that vehicle, and can provide a valid photo ID, this is almost always enough for you to receive the loan you need quickly.Easing Financial Hardships With Midwest Title Loans
We don’t want short-term setbacks to impact your long-term wellbeing. Title loans are a great way to get the money you need quickly. Instead of waiting anxiously to see what additional relief measures may or may not come, a title loan can serve as a lifeline to protect you until you receive the funds you need to make payments on important things like their rent or mortgage. Visit Midwest Title Loans in Kansas and Missori - we have four convenient locations across the KC metro, and our teams of loan experts are ready to help you. Read moreMidwestTitleLoans
November 16, 2020
Thrive in Five: 5 Money-Saving Tips Heading into the New Year
Set Yourself Up for Long-Term Financial Success with These Savings Tips

Eliminate Impulse Purchases
If you’ve been dying for that one special thing and feel like you can resist no longer, may we suggest putting it in your online shopping cart and sleeping on it before making the purchase. Often, taking a little extra time to really think about potential purchases gives you the clarity you need to cut out spending on unnecessary items. In general, the larger the price tag, the more time you should give yourself to make the final decision. Try this with any non-essential purchases in the future - you’ll be surprised at how often you end up changing your mind.Sell Unwanted Items for Cash
Almost everyone has items lying around the house that they haven’t touched in years. A good way to clean your house AND make money is to stop throwing away old or unused items and instead sell them online for cash. Many websites such as eBay, Craigslist, and Facebook allow you to post used or unwanted items and sell them for profit. A buyer gets what they were looking for, and you get extra pocket change. It’s a win win! Some items that often sell easily online are old kids’ clothes, toys, and electronics. In fact, it may surprise you to see that almost anything can be sold online. Old magazines, books, and even outdated home decor will sell. As the saying goes, one man’s trash is another man’s treasure. Getting the extra cash you need may be as simple as cleaning out your attic or basement.Pay Your Bills on Time
While spending money on bills sounds counterintuitive to saving money, paying your bills on time actually helps your long-term financial success by improving your credit score. A good credit report means that acquiring loans in the future will be easier, and often your payments will be lower. Plus, you’ll avoid hefty late fees when you pay bills on time each month. Check with your bank or financial institution and see what options they offer to make automatic bill payments. This is the simplest way to make sure you’ll never be late for another payment again. The more on-time payments you have, the better your credit score will be.Pay Less for Prescription Drugs
For many Americans, one of their biggest monthly expenses is medications. Before your next visit to the local pharmacy, check out online prescription drug suppliers, such as GoodRx or OptumRX. On these sites, you’ll find many discounts on a wide variety of prescription drugs - some are even discounted as much as 80%! By using one of these sites, you’ll never overpay for prescriptions again.Get a Kansas City Title Loan
While all of these tips are great, most of them take a little bit of time to really add up. If you need extra cash fast, short-term loans, like a flex loan or car title loan, might be the best option for you. Getting title loans in Kansas City is quick and easy. Flex loans and title loans both utilize your car as collateral to the loan itself. All you need is the title to your car, a valid photo ID, and a few other simple items, and you’re on your way with cash to spend as you see fit. When it comes to low credit lending, Midwest Title Loans is the best of the best title loan lenders. We’re here to help you get back on your feet quickly, no matter what financial hardships you may face. Call us today, or visit one of our four convenient locations in Kansas City, KS and Kansas City, MO. Read moreMidwestTitleLoans
October 26, 2020
Our Guide to Tasty and Affordable Dinners in Kansas City
Keep Food On Your Family’s Table with Quick Cash in Missouri and Kansas

Buy Fruits and Veggies That Are In Season Now in Missouri and Kansas
Buying in-season produce is helpful to create inexpensive seasonal dishes. In season means that the fruits and vegetables you’re buying are ripe and ready for consumption during the time that you are buying them. When you buy primarily in season, you’re getting the most nutrition, the best flavor, and the lowest prices. Why? Because in-season produce doesn’t require that the farmers provide special care to grow it, nor is the produce shipped in from far away. Using a produce calendar makes it easy to find those autumn fruits and veggies in the midwest that are cheap and fresh. Make sure you are checking out your local farmer’s markets in Kansas City for the best deals on in-season and very fresh produce. Since different fruits and vegetables are best in different months, you’ll need to adjust your menu accordingly throughout the year to accommodate the different flavors. Buying in-season produce in bulk is also a smart way to save money. You can actually freeze a lot of produce, soups, breads, and more. There are certain ways to freeze specific items, so that they’re in their best shape when you want to eat them later; turn to the internet for advice for specific vegetables you have on-hand. Produce will change texture and function after freezing. For example, if you freeze spinach you may not want to use it for fresh salads later, but it’s perfect for tossing into pastas and smoothies. If you take care to freeze produce properly, you can use produce you purchase year-round.Budget-Friendly Meals That Cost Less
It is easy to find budget-friendly meals that can cost less than $1 per serving. An easy way to make budget-friendly meals is to rely heavily on pasta, beans, potatoes, lentils, or rice as a base. These carb-and-fiber heavy items are filling and can help your meal stretch a long way. Think about what you’d like to have for dinner - and examine adding one of the above to it. By doing this, you’ll need less of your protein and vegetables to help fill your belly. Another way to think about stretching your budget while still getting in variety and flavor is to lean in on canned or frozen veggies and fruits. Yes, we’d all prefer to shop for fresh ingredients in season, but the reality is that sometimes that cost still adds up, or it just isn’t available where you live. You can get yummy vegetables to add to your meals in the canned good section for a fraction of the cost. Things like canned fruits, tomatoes, and tuna can really help save your budget and stretch your Overland Park car title loan or paycheck even further. Flavor can be lacking if you stick to just canned goods and starches, but there are plenty of ways to add great flavor at a low cost as well. Onions and garlic are an inexpensive great way to add flavor, as are peppers, celery, and herbs and spices. While buying a bunch of seasonings up front can seem cost prohibitive, they end up lasting quite awhile and are easy to add to your dishes on a regular basis. If you’re going to invest in flavor, it’s worth the up-front cost. You’ll find dried seasonings to be more affordable than fresh ones. For meal ideas on a budget, turn to the internet for penny-pinching cooking blogs with great recipes that cost less than $1 per serving that your family is sure to find tasty. There’s no need to eat boring, bland food or frozen dinners just because you are on a budget.Meal Planning is Easy, Quick, and Will Help You Save Money in the Long Run
If you know what you are eating for breakfast, lunch, and dinner for the upcoming week, then you’ll know how much money you’ll be spending or how much you will need to spend to fulfill the menu. Planning can actually help you stick to your budget because last-minute meals tend to add up in cost. Meal planning does not have to be rocket science. There are lots of resources online to help you get started meal planning for however many people you need to cook for during the week. These simple steps are the major to-dos to follow when starting your own meal plan for you and your family:- Choose tasty recipes that work for you and your family
- Clip coupons, read grocery store ads, and subscribe to email lists to find the best deals around your area
- Don’t forget to hit up the farmer’s markets
- Plan your meals around what’s in season in your area and what you can freeze for later
- Soups and stews are the PERFECT meal plan for the chilly Midwest fall weather and also freeze very well
- Write out your plan and grocery list, making sure to note what ingredients you already have in your pantry
- Make sure to plan days based on how much food you have leftover; incorporating leftovers is a surefire way to save money on your food budget
- Plan for one big cooking day, whatever day you have a couple hours free that you can cook all of the meat, grains, and anything that is OK to cook or prep in advance
Car Title Loans From Midwest Title Loans Gets You Fast Cash Now
A car title loan from Midwest Title Loans can get you cash in hand in less than 20 minutes. Midwest Title Loans uses your car title as collateral for your loan, so major credit bureaus aren’t involved, therefore keeping your credit score from getting affected negatively. The value of your car, your budget needs, and your ability to pay the loan back on time will help the professionals at Midwest Title Loans understand how much money you can get today to cover your bills or important purchases. Putting food on the table is important and having cash in your pocket can help you do that, especially when your budget is tight. This is where Midwest Title Loans comes in. You can get fast cash today and quickly with Midwest Title Loans’ help. To apply and get approved for a title loan in Gladstone, Overland Park, or Kansas City, bring your car (with your lien-free title in your name), and your government-issued ID, fill out a super quick application, and one of our professional staff will evaluate the value of your car. If you’re ready to get started, you can fill out our Online Title Loan Information Sheet now and then come in to finish up the process. To get your cash today, come in to or call one of our locations to chat with one of our friendly financial professionals: 330 W. 85th Street Kansas City, MO 64114 Phone: (816) 363-8600 6420 North Oak Trfwy Gladstone, MO 64118 Phone: (816) 436-7711 8212 Metcalf Ave. Overland Park, KS 66204 Phone: (913) 381-2222 2500 State Ave. Kansas City, KS 66102 Phone: (913) 281-9997 You can also contact us online to learn how you can get fast cash with a car title loan from your Midwest Title Loans in Kansas City today. Read moreMidwestTitleLoans
October 19, 2020
Budget-Friendly Tips for Celebrating the Holidays in Kansas City
When You’re Short on Cash, Get Thrifty and Get a Car Title Loan

What is a Car Title Loan?
A car title loan is a short-term loan that uses your car’s clear title as collateral. You don’t have to have perfect credit to take out this type of loan, and the amount you qualify to borrow is based on how much money you need and the value of your vehicle. To get approved for a car title loan, you only need a photo ID and a clear car title in your name. You should also bring the vehicle you’re borrowing against for a quick appraisal. Once at one of our Midwest Title Loans locations, you will fill out a brief application form, or you can complete it online in advance of your visit. When you’re approved, you’ll get the cash you need and be able to drive away in your car in as little as 20 minutes. We will temporarily keep your car title. To repay the loan, you’ll simply make payments directly to us. Most loan terms are 60 days, but if you need more time, we are always happy to renew your loan contract to help you stay on budget. When you’ve completely repaid your loan, you’ll receive your car title back from us.Buy Holiday Decorations with a Bad Credit Loan in Gladstone
Regardless of whether you celebrate Christmas, Kwanzaa, or Hanukkah, you will probably want to decorate your home to make it festive and inviting for the holiday season. The best thing about decorating is that you don’t have to spend a lot of money to create a cheery space. Check online sales websites for good deals on second-hand decorations. You can even pop some tags at thrift stores to find inexpensive decor items; you might even be surprised by the expensive pieces people donate! Thrift shopping is also a great way to find cute holiday mugs, drinking glasses, and dinner plates for serving your family meal on the big day. Even if they don’t match completely, you can find complementary pieces that work well together; it just takes some patience and creativity. You can also DIY a lot of your decor if you’re feeling crafty! Browse the internet for a plethora of crafty holiday decor ideas that you can make by hand on a low budget. You can also talk to your crafty friends to see if they have any suggestions about what you could make with the supplies you can afford thanks to your car title loan. Even with a couple hundred dollars, you can turn your normal-looking living space into a scene straight out of a holiday storybook! It only requires a little creativity!Take Advantage of Holiday Sales with Your Title Loan Money
When a big sale hits and the item at the top of your family member’s wish list is suddenly 25 percent off, you know you have to take advantage of it right away, or else miss out. Don’t sleep on these great deals! A car title loan can give you the cash you need, even if you’re between paychecks, to make an important purchase that will make your loved one’s day when you unwrap gifts together. Watch weekly store ads and browse retail websites so you don’t miss any good deals. And because you can get a title loan in as little as 20 minutes, even if the sale ends today, you can still snag the perfect present!Stretch Your Kansas City Short-Term Loan by Using Coupons or Store Discounts
Speaking of sales, sometimes major retailers offer special deals and discounts on popular items. For example, if you spend $25 on certain household items, you might get a $5 gift card for free. Or, you might spot coupons for key ingredients for special holiday meals. When you use these coupons or get gift cards back on purchases you intended to make anyway, you can put your savings toward holiday gifts for your loved ones. Those free gift cards? Perfect stocking stuffers! The $12 you saved on your groceries this week? It’s exactly the price of the winter scarf your mom has been eyeing! You can also watch for these sales or discounts in advance and buy non-perishable items when they’re on sale. Choose more veggie dishes to supplement your turkey or ham, so that you can get a smaller cut of meat and save money that way. Even with a small amount of cash, you can make the winter holidays pretty special.Choose Budget-Friendly Family Activities That You Can Fund with Your Title Loan
Decor and food make the holidays special, but what do you do in between trimming the tree and eating dinner? Start planning fun family activities today before the holidays hit so you can find ways to save money on these activities. For example, start watching discount coupon sites, where you can spend less money on admission fees in exchange for a voucher to participate in an activity. Be sure to consider the weather and any COVID-19-related restrictions that are in place. Check community event pages online for safe gatherings or virtual happenings, or just drive around to look at holiday lights in Kansas City. Many activities like these are budget-friendly; and even if they cost a little bit of money, you know your short-term loan will cover the cost.Get Pre-Approved for Fast Cash in Overland Park or the Kansas City Metro Area
If you’re ready to apply for and get a car title loan, visit MidwestTitleLoans.info and complete our info sheet. This easy-to-fill-out document provides us with information about you, your vehicle, and whether we can count on you to pay back your loan. We don’t check your credit, so you don’t have to worry about your credit history. If you need money, we can get it for you, regardless of the three-digit number the credit bureaus have assigned to you! After completing the form, one of our representatives will contact you to talk to you about your next steps. Alternatively, if you need your money today, simply visit one of our four locations in the Kansas City metro area, where we can process your loan quickly. Find Midwest Title Loans at: 330 W. 85th Street Kansas City, MO 64114 Phone: (816) 363-8600 6420 North Oak Trfwy Gladstone, MO 64118 Phone: (816) 436-7711 8212 Metcalf Ave. Overland Park, KS 66204 Phone: (913) 381-2222 2500 State Ave. Kansas City, KS 66102 Phone: (913) 281-9997 Questions before you visit? Contact us to learn how you can get fast cash today in Kansas City. Read moreMidwestTitleLoans
October 12, 2020
How a Title Loan Can Sweeten Your Fall and Winter Holidays
Take Out a Short-Term Loan and Fund the Fun in Kansas City

Get Ready for Some Spooky Fun at Midwest Title Loans
Midwest Title Loans is hosting a Trunk or Treat event for all past, current, and future customers. Drive down to our 85th Street location in Kansas City, Missouri, park your car, and let your little ghouls and goblins gather candy in lieu of going door-to-door! During the event, your kids can enter our costume contest! Winners of the contest will earn a $10 gift card to Walmart, and a $25 gift card for their parent or guardian. May the best-dressed win! The Midwest Title Loans team is committed to a safe trunk-or-treat experience for everyone and will be encouraging social distancing during this event, which is designed to be family-friendly and allow people to gather in a comfortable, outdoor environment. Please do wear a mask in the event you must come in close contact with someone. We look forward to seeing you at our Halloween celebration!Partake in Winter Festivities at Midwest Title Loans
Midwest Title Loans in Kansas City, MO is excited to be hosting a stocking giveaway for the winter holiday season! All you have to do is apply for a loan with Midwest Title Loans, and you will be entered in to a drawing to win a stocking filled with all sorts of goodies, including gift cards and other surprises! Applying for a car title loan with Midwest Title Loans is super simple, quick, will get you money in hand in under 20 minutes. You don’t have to do anything else to be entered to win. How great is that? We’ll announce the winner of the stocking giveaway and give you a call so you can come in and claim your prize!Other Reasons to Get a Short-Term Loan this Holiday Season
The fall and winter holidays have lots of opportunities to eat up your money: special meals, costumes, candy, gifts, decor… the list could go on. But a car title loan can get you cash in as little as 20 minutes, even without checking your credit score. A car title loan or a flex loan uses your car title as collateral, which is why we don’t care about your credit score; we believe that it isn’t a good judge of whether you will pay back the loan and take care of your business. A credit score is only a snapshot of part of your life, and the repercussions of past choices shouldn’t haunt you! The value of your car, your budget needs, and your ability to pay the loan back on time will help the professionals at Midwest Title Loans understand how much money you can get today. Getting a car title loan today helps get you the money you need right now. If you need cash for a maintenance emergency or unseen issue, the car title loan will help fund it. Maybe you need some extra cash for a couple of home improvement projects; you can also use your car title loan for that. Maybe you need to supplement your budget until your next pay period; having a car title loan can help with that, too. Whatever your monetary needs, by applying for a car title loan with Midwest Title Loans, you can get cash quickly and easily with the help of our finance experts, and you’ll have 60 days to repay your short-term loan.Is It Easy to Get a Title Loan for the Holidays?
In short, yes! Midwest Title Loans makes it very easy to get the cash you need to celebrate in style. To begin the process, you’ll want to fill out our pre-approval worksheet online, or come in to do it in person. When you visit one of our four Kansas City metro area locations, you’ll need to bring:- Your vehicle
- The lien-free title to the vehicle, in your name
- Your photo ID, such as a driver’s license, that proves you are at least 18 years old
Get Pre-Approved For Your Title Loan Right Now
To get your cash in hand today, come in to or call one of our locations to chat with one of our friendly financial professionals: 330 W. 85th Street Kansas City, MO 64114 Phone: (816) 363-8600 6420 North Oak Trfwy Gladstone, MO 64118 Phone: (816) 436-7711 8212 Metcalf Ave. Overland Park, KS 66204 Phone: (913) 381-2222 2500 State Ave. Kansas City, KS 66102 Phone: (913) 281-9997 And don’t forget about all the great holiday fun and giveaways we’re hosting! We look forward to seeing you there! Read moreMidwestTitleLoans
September 28, 2020
Winter Bills a Title Loan Can Pay For in the Kansas City Metro
Get Fast Cash with a Short-Term Loan to Fund Anything You Want or Need

The Cost of Roof Repairs Covered with a Title Loan
Winter’s harsh weather can quickly bring to light any glaring issues that your roof may be having. The snow, ice, and heavy winds can damage shingles, causing them to fall off your roof and creating leaks. Even if you’ve been keeping an eye on your roof and currently see no signs of problems, the simple change in weather can bring unexpected surprises - and not good ones. Any leaks or softness in your roof that you start to experience can cause much larger amounts of damage in the long run - think wood rot, water damage, broken joists, and eventually mold and insects. In addition to the winter weather directly affecting the condition of your roof, the winter weather can also cause accidents like tree limbs falling on your roof. If the tree in your yard is overgrown, or if it isn’t in good shape, the heaviness of the ice and snow can weigh on the branches causing them to snap - and end up on your roof! Title loans offer a fast cash solution so that you don’t have to let issues like this sit for too long. Take a smaller amount of quick cash now thanks to a title loan to combat the repairs like a champion now - so that you don’t have to look at borrowing a much larger amount down the road.Upgrade Snow Removal Equipment using a Short-Term Loan
Whether you just need to remove snow at your home, or you’re looking to earn some extra cash by removing snow around your neighborhood, you may need to upgrade your snow removal equipment. Shovels, snow blowers, or a plow for your pickup truck can add up in cost, not counting the consumable items you’ll need, like sand or ice melt. Last winter in the Kansas City area, purchasing ice melt became a weekly need as everything was constantly frozen over. The cost of ice melt and keeping your sidewalks and driveways safe and usable seems minimal at first, but when these purchases become a regular purchase and you need to stock up, the long winter months begin to get expensive. Clearing snow around the metro, in Gladstone and Overland Park can be a lucrative side hustle starting in December and running through March. Many people with trucks are able to attach a plow to the front and get contracted out to help with local parking lots and side streets that the city can’t keep up with clearing. Using fast cash to invest in your side-hustle is a do-able expense, and with a heavy winter, you’ll be paying back your short-term loan in no time!Kansas City Furnace and Heater Repair or Maintenance Costs
If you run out of time to schedule and complete your furnace and heater maintenance before the weather gets too cold, you may end up needing major repairs or replacement. Going without a heater for even a day or two during the Kansas City winter months is something you don’t want to deal with - especially if you have a family. Furnace maintenance can be a more affordable way to make sure that you don’t end up in a cold house in January. But, if you do find yourself needing expensive furnace maintenance or a full heater replacement, a bad credit loan or title loan can help you keep those cold days to an absolute minimum.Paying for Winter Wardrobe Upgrades with a Title Loan
Our winter wardrobe nearly always needs upgrades. Boots to keep your and your family’s feet warm are extremely important and can be pricey, especially if you invest in brands that are made to last multiple seasons. Depending on the condition of your boots from the previous year, you may need to replace them entirely. If your kids have grown - hint, they have! - you’ll need to find some winter boots to fit their bigger feet. Hand-me-downs can be helpful to save costs for growing children, but it’s not always an option. Keep their feet warm and dry this winter with some nice new boots. What about winter coats? Many winter coats also come with a hefty price tag. Thankfully, a winter coat can generally last more than one season, but on the other hand they can also be easily outgrown. Other items you may need to purchase for your family’s winter wardrobe include warm socks, gloves, hats, and many layers. Take inventory of your and your family’s winter wardrobe to see what fits, and what has been outgrown before visiting our financial experts at Midwest Title Loans. Taking out a title loan to keep your family warm this winter is an option that will allow you to secure quick cash without damaging your credit.Where Can I Find a Car Title Loan in Missouri or Kansas?
These are just a few winter bills that can be anticipated and covered with a car title loan from Midwest Title Loans. Don’t let the first winter storm catch you by surprise; take an inventory of your appliances, roof, wardrobe, car condition, and other things that you may need to borrow some quick cash to cover. Other things that may come up include hosting over the holidays, purchasing snow tires, unexpected medical bills, the list goes on and on. No matter what your expenses are, Midwest Title Loans can help you stay on your feet no matter what life decides to bring to you this winter. Visit one of our four Kansas City metro area locations and leave with fast cash in your pocket in as little as 20 minutes. Read moreMidwestTitleLoans
September 22, 2020
How to Pay For Vehicle Maintenance Costs with a Short-Term Loan in Kansas City
A Car Title Loan Can Help You Pay Bills and Keep Your Car on the Road

Cover Important Maintenance Needs with a Title Loan
Performing regular vehicle maintenance is vital to your safety and the longevity of your vehicle. A regular check-up of your oil levels and quality is the first step, and depending on what the technicians find, you could be looking at more than the cost of an oil change. When your technician is performing an oil change, most will perform a routine check on the rest of your vehicle’s “vitals,” much like getting an annual physical at your doctor’s office. The check-up is typically included in the cost of your oil change. Other costs like air filters, other fluids, tire rotations, repairing leaks, and replacing light bulbs could come up during an oil change, most of which will need quick attention to keep your car running at an optimal level, and in some cases, keep you legal. While oil changes are typically fairly affordable, depending on your vehicle type, the many issues that can come up in a routine check can have mounting costs. If you’re short on cash, you might need to take out a short-term loan to get your vehicle back up to snuff.Registering Your Car with the DMV
Keep an eye on your vehicle registration expiration - if you’re not preparing for the renewal, many times that cost feels like it comes up unexpectedly. In Kansas City, to get your vehicle registration renewed, you’ll need to pass an annual safety inspection. During the safety inspection, the technician will review the safety features of your vehicle to make sure everything is operational and safe to use. If something presents as non-operational, such as a headlight, window, brakes, or other important part, they will require replacement before they will issue approval from the shop for annual registration. Depending on the condition of the vehicle, this cost becomes expensive each time you renew your car’s registration. Another cost of your vehicle’s registration is the annual taxes you have to pay on your vehicle. If your vehicle’s taxes aren’t paid every year, the state will not renew the registration on your vehicle. Car taxes are an annual fee paid to the state. For Kansas and Missouri, this tax rate varies based on the assessed value of your vehicle. Newer, more expensive vehicles will be charged a higher personal property tax amount than older, less valuable vehicles. If you haven’t paid your personal property tax for the year, this is a cost you’ll be looking at when renewing your registration.How to Pay Your Car Insurance Premium with a Title Loan
Another cost that you can take out quick cash with a car title loan to cover is your car insurance. Some people pay car insurance monthly, some pay quarterly, some pay every six months, or even annually. As you can imagine, an annual car insurance payment could be overwhelming, but paying annually could be less expensive over time. If taking out a bad credit loan to pay an annual car insurance payment could save your family money in the long run, it may be the right decision for you. Car insurance costs vary depending on the type of vehicle, age of vehicle and level of coverage required by the state you’re covered in. If you’re looking for full coverage on a newer, high value vehicle, your car insurance costs could be steep, but driving without coverage is illegal. If a title loan can help keep you driving legally, it could save you legal fees and ticket costs down the road.Using a Car Title Loan to Pay Seasonal Maintenance Needs
As we go into the winter season, your car may need additional seasonal maintenance needs. With fast cash from a title loan, you can get your car ready for the seasonal changes without impacting your credit score or incurring large amounts of debt. If your tires are old, and the tread is wearing down, you’ll need new tires before the winter weather moves in so ensure you and your family’s safety. If you’re looking to be extra safe this winter, consider investing in some snow tires to use throughout the coldest winter months. While snow tires are costly, they will make you feel more secure on the icy or snowy roads this season. In the winter, our days are also getting shorter, you’ll want to ensure that all of your lights are working properly so that you can both be seen and see others on the road. In the summer, making sure that your air conditioning unit is properly functioning is pivotal to surviving the brutal Kansas City area heat. It’s also important, after the snowy months, to get your car deep-cleaned so that the ice melt and salt don’t cause rusting on your vehicle.Car Title Loans Can Help Maintain Your Vehicle
While owning a vehicle can mean lots of maintenance costs, it’s also true that you can use your car title to take out short-term loans, bad credit loans, and quick cash to help in the maintenance of that vehicle. The investment over time that you’re building in order to have the car title as collateral can be worth the costs and repairs you might have to do on your vehicle. By using the car title to take out quick loans and perform regular maintenance, you can help extend the life of your investment. If your vehicle needs some fall maintenance to keep it in good repair, consider taking out a car title from Midwest Title Loans in Kansas City, MO; Kansas City, KS; Overland Park, KS; or Gladstone, MO. Get pre-approved today. Read moreMidwestTitleLoans
September 7, 2020
Get Ready for the Holidays with a Missouri Car Title Loan
Missouri and Kansas Residents Can Quality for a Short-Term Loan with Bad Credit

Kansas City Title Loans Cover Halloween Expenses
Halloween often gets overlooked as a holiday you may spend a large amount of money on, but there are many costs you may not be budgeting for, setting yourself up for financial failure. Are you crafty enough to make a Halloween costume, or will your child want a more polished, purchased costume? Will your child reuse her Elsa costume this year, or does she expect to go as Moana? Having to purchase a brand-new costume will cost you. What about you? Will you be dressing up to attend any Halloween parties this year? Do you need to prepare for Halloween parties? You could be expected to bring something to work, or send your child to school with treats. With all of the little expenses throughout the Halloween week to celebrate, you could be looking at spending more than you think! Plus, Halloween seems to be the holiday of last-minute plans; quick cash via a car title loan can help.Fund Your Thanksgiving Expenses with a Title Loan
Thanksgiving will look a little bit different this year for families across the world. Large gatherings of extended families will instead be smaller gatherings of close friends or immediate family members. For Thanksgiving, even without inviting the whole extended family, you’ll need to buy a turkey, all the sides, and lots of baking products from the grocery store. According to the American Farm Bureau Federation, the average Thanksgiving Day dinner costs $48.91, to feed about 10 people. This cost doesn’t include non-food items, including bottles of wine, a centerpiece, or other decor items. In the end, you could be facing down a cost of well over $100 for a single meal. Plus, if you’re traveling for the holiday, that could come with big expenses as well. Take a moment to think about the cost of a hotel room, flight, gas, rental car, and more. The Thanksgiving holiday is a great way to show appreciation for what we have, but it can come with a large price tag as well. A fast title loan can help you get the funding you need to make Thanksgiving happen for your family. Even procrastinators who have bad credit can get help with fast cash loans from a car title loan company in Kansas City or Overland Park.Short-Term Loans Make Christmas Happen
It’s still not over; next comes the pressure of the Christmas holiday. First, you’ll start thinking about decorating in November: the tree, the lights, the mantle - all looking festive. It’s a costly investment if you don’t already have everything you need at home - about $200 per year, according to financial experts. A faux tree can help save expenses year over year, and you can test your light strands to make sure that they’re ready to sparkle for the whole season, but replacing these items, or getting a real tree can be a large out-of-pocket expense. Then come the holiday celebrations. Food, drinks, decor, and gifts for every event will cost you out-of-pocket. Statista notes that the average person will spend nearly $850 per person in their immediate family for Christmas gifts. Seeing your recipient’s eyes light up when they open their gifts makes it well worth it; a car title loan can make it happen. Take out only what you need with a bad credit loan, and the experts at Midwest Title Loans will help you set up a payment plan you’re comfortable with.Cover New Year’s Eve Expenses with a Title Loan
Whether you’re attempting to be the host with the most, or you’re planning on showing up fashionably late to the celebration, New Year’s Eve is often overlooked as a holiday with expenses. Think about it - you’ll probably spend money on a new outfit with sequins, a bottle of champagne, a car to get safely home, and a lovely meal. Or, you might throw a party at home with your family, where you’ll need to provide refreshments to be a good host. Regardless of how you celebrate, there’s a price tag associated. When you decide how you will spend New Year’s Eve, factor in the amount of fast cash you will need to cover the costs of your celebration. A car title loan is an easy way to cover the expenses and help you celebrate in style.Pay Your Holiday Bills with Fast Cash in Kansas City
So how can you use a title loan to conquer the upcoming costs of the holiday season? Fast cash in the Kansas City area is available same-day, and you can take as little as you need or as much as you’re approved for. Getting a car title loan is fast, flexible, easy and convenient at Midwest Title Loans, with locations in Kansas City, MO; Kansas City, KS; Overland Park, KS; and Gladstone, MO. Qualifying for a bad credit loan is easy. Just bring your car and it’s clear title to one of our locations, and our expert team will let you know the loan amount you qualify for. Go ahead: make plans for the holidays, and then mark your calendar to visit Midwest Title Loans to fund it all. Read moreMidwestTitleLoans
August 24, 2020
Loans for People with Fixed Incomes
How Car Title Loans Can Help You with Unexpected Expenses
