October 26, 2020
Our Guide to Tasty and Affordable Dinners in Kansas City
Keep Food On Your Family’s Table with Quick Cash in Missouri and KansasSkip the fast food and enjoy inexpensive, homemade meals at home to save money with quick cash from Midwest Title Loans of Kansas City. Midwest Title Loans gets you the cash you need between paychecks for the important stuff, like bringing your family together over the dinner table. A car title loan can help with things like that, and looking for inexpensive, budget-friendly meals is the way to go. Consider these tasty and affordable ways to get meals to your family with fast cash from Midwest Title Loans in Kansas City.
Buy Fruits and Veggies That Are In Season Now in Missouri and KansasBuying in-season produce is helpful to create inexpensive seasonal dishes. In season means that the fruits and vegetables you’re buying are ripe and ready for consumption during the time that you are buying them. When you buy primarily in season, you’re getting the most nutrition, the best flavor, and the lowest prices. Why? Because in-season produce doesn’t require that the farmers provide special care to grow it, nor is the produce shipped in from far away. Using a produce calendar makes it easy to find those autumn fruits and veggies in the midwest that are cheap and fresh. Make sure you are checking out your local farmer’s markets in Kansas City for the best deals on in-season and very fresh produce. Since different fruits and vegetables are best in different months, you’ll need to adjust your menu accordingly throughout the year to accommodate the different flavors. Buying in-season produce in bulk is also a smart way to save money. You can actually freeze a lot of produce, soups, breads, and more. There are certain ways to freeze specific items, so that they’re in their best shape when you want to eat them later; turn to the internet for advice for specific vegetables you have on-hand. Produce will change texture and function after freezing. For example, if you freeze spinach you may not want to use it for fresh salads later, but it’s perfect for tossing into pastas and smoothies. If you take care to freeze produce properly, you can use produce you purchase year-round.
Budget-Friendly Meals That Cost LessIt is easy to find budget-friendly meals that can cost less than $1 per serving. An easy way to make budget-friendly meals is to rely heavily on pasta, beans, potatoes, lentils, or rice as a base. These carb-and-fiber heavy items are filling and can help your meal stretch a long way. Think about what you’d like to have for dinner - and examine adding one of the above to it. By doing this, you’ll need less of your protein and vegetables to help fill your belly. Another way to think about stretching your budget while still getting in variety and flavor is to lean in on canned or frozen veggies and fruits. Yes, we’d all prefer to shop for fresh ingredients in season, but the reality is that sometimes that cost still adds up, or it just isn’t available where you live. You can get yummy vegetables to add to your meals in the canned good section for a fraction of the cost. Things like canned fruits, tomatoes, and tuna can really help save your budget and stretch your Overland Park car title loan or paycheck even further. Flavor can be lacking if you stick to just canned goods and starches, but there are plenty of ways to add great flavor at a low cost as well. Onions and garlic are an inexpensive great way to add flavor, as are peppers, celery, and herbs and spices. While buying a bunch of seasonings up front can seem cost prohibitive, they end up lasting quite awhile and are easy to add to your dishes on a regular basis. If you’re going to invest in flavor, it’s worth the up-front cost. You’ll find dried seasonings to be more affordable than fresh ones. For meal ideas on a budget, turn to the internet for penny-pinching cooking blogs with great recipes that cost less than $1 per serving that your family is sure to find tasty. There’s no need to eat boring, bland food or frozen dinners just because you are on a budget.
Meal Planning is Easy, Quick, and Will Help You Save Money in the Long RunIf you know what you are eating for breakfast, lunch, and dinner for the upcoming week, then you’ll know how much money you’ll be spending or how much you will need to spend to fulfill the menu. Planning can actually help you stick to your budget because last-minute meals tend to add up in cost. Meal planning does not have to be rocket science. There are lots of resources online to help you get started meal planning for however many people you need to cook for during the week. These simple steps are the major to-dos to follow when starting your own meal plan for you and your family:
- Choose tasty recipes that work for you and your family
- Clip coupons, read grocery store ads, and subscribe to email lists to find the best deals around your area
- Don’t forget to hit up the farmer’s markets
- Plan your meals around what’s in season in your area and what you can freeze for later
- Soups and stews are the PERFECT meal plan for the chilly Midwest fall weather and also freeze very well
- Write out your plan and grocery list, making sure to note what ingredients you already have in your pantry
- Make sure to plan days based on how much food you have leftover; incorporating leftovers is a surefire way to save money on your food budget
- Plan for one big cooking day, whatever day you have a couple hours free that you can cook all of the meat, grains, and anything that is OK to cook or prep in advance
Car Title Loans From Midwest Title Loans Gets You Fast Cash NowA car title loan from Midwest Title Loans can get you cash in hand in less than 20 minutes. Midwest Title Loans uses your car title as collateral for your loan, so major credit bureaus aren’t involved, therefore keeping your credit score from getting affected negatively. The value of your car, your budget needs, and your ability to pay the loan back on time will help the professionals at Midwest Title Loans understand how much money you can get today to cover your bills or important purchases. Putting food on the table is important and having cash in your pocket can help you do that, especially when your budget is tight. This is where Midwest Title Loans comes in. You can get fast cash today and quickly with Midwest Title Loans’ help. To apply and get approved for a title loan in Gladstone, Overland Park, or Kansas City, bring your car (with your lien-free title in your name), and your government-issued ID, fill out a super quick application, and one of our professional staff will evaluate the value of your car. If you’re ready to get started, you can fill out our Online Title Loan Information Sheet now and then come in to finish up the process. To get your cash today, come in to or call one of our locations to chat with one of our friendly financial professionals: 330 W. 85th Street Kansas City, MO 64114 Phone: (816) 363-8600 6420 North Oak Trfwy Gladstone, MO 64118 Phone: (816) 436-7711 8212 Metcalf Ave. Overland Park, KS 66204 Phone: (913) 381-2222 2500 State Ave. Kansas City, KS 66102 Phone: (913) 281-9997 You can also contact us online to learn how you can get fast cash with a car title loan from your Midwest Title Loans in Kansas City today. Read more
October 19, 2020
Budget-Friendly Tips for Celebrating the Holidays in Kansas City
When You’re Short on Cash, Get Thrifty and Get a Car Title LoanCelebrating the holidays can get pretty pricey, but if you do it correctly and seek help from short-term loan experts at Midwest Title Loans in Kansas City, Missouri, you can still have a lot of fun partaking in the festivities. Getting a little extra cash during the holidays is helpful, especially when planning celebratory activities for you and your loved ones. Let Midwest Title Loans help you get the cash you need now to make your holidays festive, especially if you live near Overland Park, Kansas; Gladstone, Missouri; and Kansas City, Kansas, and own your own vehicle. How you spend your car title loan is completely up to you. Check out a few of our ideas on how to make your holidays merry and bright this year using fast cash!
What is a Car Title Loan?A car title loan is a short-term loan that uses your car’s clear title as collateral. You don’t have to have perfect credit to take out this type of loan, and the amount you qualify to borrow is based on how much money you need and the value of your vehicle. To get approved for a car title loan, you only need a photo ID and a clear car title in your name. You should also bring the vehicle you’re borrowing against for a quick appraisal. Once at one of our Midwest Title Loans locations, you will fill out a brief application form, or you can complete it online in advance of your visit. When you’re approved, you’ll get the cash you need and be able to drive away in your car in as little as 20 minutes. We will temporarily keep your car title. To repay the loan, you’ll simply make payments directly to us. Most loan terms are 60 days, but if you need more time, we are always happy to renew your loan contract to help you stay on budget. When you’ve completely repaid your loan, you’ll receive your car title back from us.
Buy Holiday Decorations with a Bad Credit Loan in GladstoneRegardless of whether you celebrate Christmas, Kwanzaa, or Hanukkah, you will probably want to decorate your home to make it festive and inviting for the holiday season. The best thing about decorating is that you don’t have to spend a lot of money to create a cheery space. Check online sales websites for good deals on second-hand decorations. You can even pop some tags at thrift stores to find inexpensive decor items; you might even be surprised by the expensive pieces people donate! Thrift shopping is also a great way to find cute holiday mugs, drinking glasses, and dinner plates for serving your family meal on the big day. Even if they don’t match completely, you can find complementary pieces that work well together; it just takes some patience and creativity. You can also DIY a lot of your decor if you’re feeling crafty! Browse the internet for a plethora of crafty holiday decor ideas that you can make by hand on a low budget. You can also talk to your crafty friends to see if they have any suggestions about what you could make with the supplies you can afford thanks to your car title loan. Even with a couple hundred dollars, you can turn your normal-looking living space into a scene straight out of a holiday storybook! It only requires a little creativity!
Take Advantage of Holiday Sales with Your Title Loan MoneyWhen a big sale hits and the item at the top of your family member’s wish list is suddenly 25 percent off, you know you have to take advantage of it right away, or else miss out. Don’t sleep on these great deals! A car title loan can give you the cash you need, even if you’re between paychecks, to make an important purchase that will make your loved one’s day when you unwrap gifts together. Watch weekly store ads and browse retail websites so you don’t miss any good deals. And because you can get a title loan in as little as 20 minutes, even if the sale ends today, you can still snag the perfect present!
Stretch Your Kansas City Short-Term Loan by Using Coupons or Store DiscountsSpeaking of sales, sometimes major retailers offer special deals and discounts on popular items. For example, if you spend $25 on certain household items, you might get a $5 gift card for free. Or, you might spot coupons for key ingredients for special holiday meals. When you use these coupons or get gift cards back on purchases you intended to make anyway, you can put your savings toward holiday gifts for your loved ones. Those free gift cards? Perfect stocking stuffers! The $12 you saved on your groceries this week? It’s exactly the price of the winter scarf your mom has been eyeing! You can also watch for these sales or discounts in advance and buy non-perishable items when they’re on sale. Choose more veggie dishes to supplement your turkey or ham, so that you can get a smaller cut of meat and save money that way. Even with a small amount of cash, you can make the winter holidays pretty special.
Choose Budget-Friendly Family Activities That You Can Fund with Your Title LoanDecor and food make the holidays special, but what do you do in between trimming the tree and eating dinner? Start planning fun family activities today before the holidays hit so you can find ways to save money on these activities. For example, start watching discount coupon sites, where you can spend less money on admission fees in exchange for a voucher to participate in an activity. Be sure to consider the weather and any COVID-19-related restrictions that are in place. Check community event pages online for safe gatherings or virtual happenings, or just drive around to look at holiday lights in Kansas City. Many activities like these are budget-friendly; and even if they cost a little bit of money, you know your short-term loan will cover the cost.
Get Pre-Approved for Fast Cash in Overland Park or the Kansas City Metro AreaIf you’re ready to apply for and get a car title loan, visit MidwestTitleLoans.info and complete our info sheet. This easy-to-fill-out document provides us with information about you, your vehicle, and whether we can count on you to pay back your loan. We don’t check your credit, so you don’t have to worry about your credit history. If you need money, we can get it for you, regardless of the three-digit number the credit bureaus have assigned to you! After completing the form, one of our representatives will contact you to talk to you about your next steps. Alternatively, if you need your money today, simply visit one of our four locations in the Kansas City metro area, where we can process your loan quickly. Find Midwest Title Loans at: 330 W. 85th Street Kansas City, MO 64114 Phone: (816) 363-8600 6420 North Oak Trfwy Gladstone, MO 64118 Phone: (816) 436-7711 8212 Metcalf Ave. Overland Park, KS 66204 Phone: (913) 381-2222 2500 State Ave. Kansas City, KS 66102 Phone: (913) 281-9997 Questions before you visit? Contact us to learn how you can get fast cash today in Kansas City. Read more
October 12, 2020
How a Title Loan Can Sweeten Your Fall and Winter Holidays
Take Out a Short-Term Loan and Fund the Fun in Kansas CityMidwest Title Loans in the Kansas City metro area is excited to help you celebrate the fall and winter holidays this year. We’re sweetening up these festivities with trunk-or-treating and Christmas giveaways, even as we continue to issue short-term loans for fast cash for those between paychecks or needing some extra money to pay surprise expenses. If you live in or around the Kansas City area, Midwest Title Loans, be sure to take advantage of the fun activities as you take out a car title loan or Kansas flex loan with us.
Get Ready for Some Spooky Fun at Midwest Title LoansMidwest Title Loans is hosting a Trunk or Treat event for all past, current, and future customers. Drive down to our 85th Street location in Kansas City, Missouri, park your car, and let your little ghouls and goblins gather candy in lieu of going door-to-door! During the event, your kids can enter our costume contest! Winners of the contest will earn a $10 gift card to Walmart, and a $25 gift card for their parent or guardian. May the best-dressed win! The Midwest Title Loans team is committed to a safe trunk-or-treat experience for everyone and will be encouraging social distancing during this event, which is designed to be family-friendly and allow people to gather in a comfortable, outdoor environment. Please do wear a mask in the event you must come in close contact with someone. We look forward to seeing you at our Halloween celebration!
Partake in Winter Festivities at Midwest Title LoansMidwest Title Loans in Kansas City, MO is excited to be hosting a stocking giveaway for the winter holiday season! All you have to do is apply for a loan with Midwest Title Loans, and you will be entered in to a drawing to win a stocking filled with all sorts of goodies, including gift cards and other surprises! Applying for a car title loan with Midwest Title Loans is super simple, quick, will get you money in hand in under 20 minutes. You don’t have to do anything else to be entered to win. How great is that? We’ll announce the winner of the stocking giveaway and give you a call so you can come in and claim your prize!
Other Reasons to Get a Short-Term Loan this Holiday SeasonThe fall and winter holidays have lots of opportunities to eat up your money: special meals, costumes, candy, gifts, decor… the list could go on. But a car title loan can get you cash in as little as 20 minutes, even without checking your credit score. A car title loan or a flex loan uses your car title as collateral, which is why we don’t care about your credit score; we believe that it isn’t a good judge of whether you will pay back the loan and take care of your business. A credit score is only a snapshot of part of your life, and the repercussions of past choices shouldn’t haunt you! The value of your car, your budget needs, and your ability to pay the loan back on time will help the professionals at Midwest Title Loans understand how much money you can get today. Getting a car title loan today helps get you the money you need right now. If you need cash for a maintenance emergency or unseen issue, the car title loan will help fund it. Maybe you need some extra cash for a couple of home improvement projects; you can also use your car title loan for that. Maybe you need to supplement your budget until your next pay period; having a car title loan can help with that, too. Whatever your monetary needs, by applying for a car title loan with Midwest Title Loans, you can get cash quickly and easily with the help of our finance experts, and you’ll have 60 days to repay your short-term loan.
Is It Easy to Get a Title Loan for the Holidays?In short, yes! Midwest Title Loans makes it very easy to get the cash you need to celebrate in style. To begin the process, you’ll want to fill out our pre-approval worksheet online, or come in to do it in person. When you visit one of our four Kansas City metro area locations, you’ll need to bring:
- Your vehicle
- The lien-free title to the vehicle, in your name
- Your photo ID, such as a driver’s license, that proves you are at least 18 years old
Get Pre-Approved For Your Title Loan Right NowTo get your cash in hand today, come in to or call one of our locations to chat with one of our friendly financial professionals: 330 W. 85th Street Kansas City, MO 64114 Phone: (816) 363-8600 6420 North Oak Trfwy Gladstone, MO 64118 Phone: (816) 436-7711 8212 Metcalf Ave. Overland Park, KS 66204 Phone: (913) 381-2222 2500 State Ave. Kansas City, KS 66102 Phone: (913) 281-9997 And don’t forget about all the great holiday fun and giveaways we’re hosting! We look forward to seeing you there! Read more
September 28, 2020
Winter Bills a Title Loan Can Pay For in the Kansas City Metro
Get Fast Cash with a Short-Term Loan to Fund Anything You Want or NeedCool weather can often leave us strapped for cash. We’ll need new gear and equipment to combat the winter weather, make unexpected home repairs and also take care of our family over the holiday season. It seems like one expense after another keeps rolling in. Short-term loans can help cover the impending expenses that always seem to come with the winter season, even if you have bad credit. In Kansas City, we’re known for our rollercoaster weather, but our finances don’t have to be that way too. Let’s take a look at the many upcoming winter bills you may face that Midwest Title Loans can help you get the funds to pay.
The Cost of Roof Repairs Covered with a Title LoanWinter’s harsh weather can quickly bring to light any glaring issues that your roof may be having. The snow, ice, and heavy winds can damage shingles, causing them to fall off your roof and creating leaks. Even if you’ve been keeping an eye on your roof and currently see no signs of problems, the simple change in weather can bring unexpected surprises - and not good ones. Any leaks or softness in your roof that you start to experience can cause much larger amounts of damage in the long run - think wood rot, water damage, broken joists, and eventually mold and insects. In addition to the winter weather directly affecting the condition of your roof, the winter weather can also cause accidents like tree limbs falling on your roof. If the tree in your yard is overgrown, or if it isn’t in good shape, the heaviness of the ice and snow can weigh on the branches causing them to snap - and end up on your roof! Title loans offer a fast cash solution so that you don’t have to let issues like this sit for too long. Take a smaller amount of quick cash now thanks to a title loan to combat the repairs like a champion now - so that you don’t have to look at borrowing a much larger amount down the road.
Upgrade Snow Removal Equipment using a Short-Term LoanWhether you just need to remove snow at your home, or you’re looking to earn some extra cash by removing snow around your neighborhood, you may need to upgrade your snow removal equipment. Shovels, snow blowers, or a plow for your pickup truck can add up in cost, not counting the consumable items you’ll need, like sand or ice melt. Last winter in the Kansas City area, purchasing ice melt became a weekly need as everything was constantly frozen over. The cost of ice melt and keeping your sidewalks and driveways safe and usable seems minimal at first, but when these purchases become a regular purchase and you need to stock up, the long winter months begin to get expensive. Clearing snow around the metro, in Gladstone and Overland Park can be a lucrative side hustle starting in December and running through March. Many people with trucks are able to attach a plow to the front and get contracted out to help with local parking lots and side streets that the city can’t keep up with clearing. Using fast cash to invest in your side-hustle is a do-able expense, and with a heavy winter, you’ll be paying back your short-term loan in no time!
Kansas City Furnace and Heater Repair or Maintenance CostsIf you run out of time to schedule and complete your furnace and heater maintenance before the weather gets too cold, you may end up needing major repairs or replacement. Going without a heater for even a day or two during the Kansas City winter months is something you don’t want to deal with - especially if you have a family. Furnace maintenance can be a more affordable way to make sure that you don’t end up in a cold house in January. But, if you do find yourself needing expensive furnace maintenance or a full heater replacement, a bad credit loan or title loan can help you keep those cold days to an absolute minimum.
Paying for Winter Wardrobe Upgrades with a Title LoanOur winter wardrobe nearly always needs upgrades. Boots to keep your and your family’s feet warm are extremely important and can be pricey, especially if you invest in brands that are made to last multiple seasons. Depending on the condition of your boots from the previous year, you may need to replace them entirely. If your kids have grown - hint, they have! - you’ll need to find some winter boots to fit their bigger feet. Hand-me-downs can be helpful to save costs for growing children, but it’s not always an option. Keep their feet warm and dry this winter with some nice new boots. What about winter coats? Many winter coats also come with a hefty price tag. Thankfully, a winter coat can generally last more than one season, but on the other hand they can also be easily outgrown. Other items you may need to purchase for your family’s winter wardrobe include warm socks, gloves, hats, and many layers. Take inventory of your and your family’s winter wardrobe to see what fits, and what has been outgrown before visiting our financial experts at Midwest Title Loans. Taking out a title loan to keep your family warm this winter is an option that will allow you to secure quick cash without damaging your credit.
Where Can I Find a Car Title Loan in Missouri or Kansas?These are just a few winter bills that can be anticipated and covered with a car title loan from Midwest Title Loans. Don’t let the first winter storm catch you by surprise; take an inventory of your appliances, roof, wardrobe, car condition, and other things that you may need to borrow some quick cash to cover. Other things that may come up include hosting over the holidays, purchasing snow tires, unexpected medical bills, the list goes on and on. No matter what your expenses are, Midwest Title Loans can help you stay on your feet no matter what life decides to bring to you this winter. Visit one of our four Kansas City metro area locations and leave with fast cash in your pocket in as little as 20 minutes. Read more
September 22, 2020
How to Pay For Vehicle Maintenance Costs with a Short-Term Loan in Kansas City
A Car Title Loan Can Help You Pay Bills and Keep Your Car on the RoadThe car you own can actually help you secure the finances you need to keep that car in good shape for the long run. Yes, you read that right. A car title loan in the Kansas City area can be used to perform regular maintenance or major repairs, and for titling and even improvements. By using a car title loan to get the cash you need, you can help keep your vehicle on the road and running longer - thereby lengthening its useful life and saving you money. The quick cash from a short-term loan from Midwest Title Loans can be used for a variety of car-related expenses.
Cover Important Maintenance Needs with a Title LoanPerforming regular vehicle maintenance is vital to your safety and the longevity of your vehicle. A regular check-up of your oil levels and quality is the first step, and depending on what the technicians find, you could be looking at more than the cost of an oil change. When your technician is performing an oil change, most will perform a routine check on the rest of your vehicle’s “vitals,” much like getting an annual physical at your doctor’s office. The check-up is typically included in the cost of your oil change. Other costs like air filters, other fluids, tire rotations, repairing leaks, and replacing light bulbs could come up during an oil change, most of which will need quick attention to keep your car running at an optimal level, and in some cases, keep you legal. While oil changes are typically fairly affordable, depending on your vehicle type, the many issues that can come up in a routine check can have mounting costs. If you’re short on cash, you might need to take out a short-term loan to get your vehicle back up to snuff.
Registering Your Car with the DMVKeep an eye on your vehicle registration expiration - if you’re not preparing for the renewal, many times that cost feels like it comes up unexpectedly. In Kansas City, to get your vehicle registration renewed, you’ll need to pass an annual safety inspection. During the safety inspection, the technician will review the safety features of your vehicle to make sure everything is operational and safe to use. If something presents as non-operational, such as a headlight, window, brakes, or other important part, they will require replacement before they will issue approval from the shop for annual registration. Depending on the condition of the vehicle, this cost becomes expensive each time you renew your car’s registration. Another cost of your vehicle’s registration is the annual taxes you have to pay on your vehicle. If your vehicle’s taxes aren’t paid every year, the state will not renew the registration on your vehicle. Car taxes are an annual fee paid to the state. For Kansas and Missouri, this tax rate varies based on the assessed value of your vehicle. Newer, more expensive vehicles will be charged a higher personal property tax amount than older, less valuable vehicles. If you haven’t paid your personal property tax for the year, this is a cost you’ll be looking at when renewing your registration.
How to Pay Your Car Insurance Premium with a Title LoanAnother cost that you can take out quick cash with a car title loan to cover is your car insurance. Some people pay car insurance monthly, some pay quarterly, some pay every six months, or even annually. As you can imagine, an annual car insurance payment could be overwhelming, but paying annually could be less expensive over time. If taking out a bad credit loan to pay an annual car insurance payment could save your family money in the long run, it may be the right decision for you. Car insurance costs vary depending on the type of vehicle, age of vehicle and level of coverage required by the state you’re covered in. If you’re looking for full coverage on a newer, high value vehicle, your car insurance costs could be steep, but driving without coverage is illegal. If a title loan can help keep you driving legally, it could save you legal fees and ticket costs down the road.
Using a Car Title Loan to Pay Seasonal Maintenance NeedsAs we go into the winter season, your car may need additional seasonal maintenance needs. With fast cash from a title loan, you can get your car ready for the seasonal changes without impacting your credit score or incurring large amounts of debt. If your tires are old, and the tread is wearing down, you’ll need new tires before the winter weather moves in so ensure you and your family’s safety. If you’re looking to be extra safe this winter, consider investing in some snow tires to use throughout the coldest winter months. While snow tires are costly, they will make you feel more secure on the icy or snowy roads this season. In the winter, our days are also getting shorter, you’ll want to ensure that all of your lights are working properly so that you can both be seen and see others on the road. In the summer, making sure that your air conditioning unit is properly functioning is pivotal to surviving the brutal Kansas City area heat. It’s also important, after the snowy months, to get your car deep-cleaned so that the ice melt and salt don’t cause rusting on your vehicle.
Car Title Loans Can Help Maintain Your VehicleWhile owning a vehicle can mean lots of maintenance costs, it’s also true that you can use your car title to take out short-term loans, bad credit loans, and quick cash to help in the maintenance of that vehicle. The investment over time that you’re building in order to have the car title as collateral can be worth the costs and repairs you might have to do on your vehicle. By using the car title to take out quick loans and perform regular maintenance, you can help extend the life of your investment. If your vehicle needs some fall maintenance to keep it in good repair, consider taking out a car title from Midwest Title Loans in Kansas City, MO; Kansas City, KS; Overland Park, KS; or Gladstone, MO. Get pre-approved today. Read more
September 7, 2020
Get Ready for the Holidays with a Missouri Car Title Loan
Missouri and Kansas Residents Can Quality for a Short-Term Loan with Bad CreditThe holidays are right around the corner - and that means the holiday expenses that come along with them. It starts with Halloween, and then moves into Thanksgiving and Christmas, and don’t forget New Year’s Eve! With the costs flooding in, you find yourself looking for some sort of relief and assistance. With the current state of affairs with the pandemic, you may find yourself with reduced work hours or fewer opportunities for a holiday job. Get ahead of the game and make your plan for the holiday season now. Write down a list of expected expenses and start saving, or if you won’t have the savings, take a look at a short-term loan that you can in turn pay off over the holidays. You’ll have the cash up front to do everything you need to do - and can get it paid off as the money comes in. That’s where a “car title loan near me” search online in Kansas City can help you find quick relief, and take away the financial stress of the upcoming months.
Kansas City Title Loans Cover Halloween ExpensesHalloween often gets overlooked as a holiday you may spend a large amount of money on, but there are many costs you may not be budgeting for, setting yourself up for financial failure. Are you crafty enough to make a Halloween costume, or will your child want a more polished, purchased costume? Will your child reuse her Elsa costume this year, or does she expect to go as Moana? Having to purchase a brand-new costume will cost you. What about you? Will you be dressing up to attend any Halloween parties this year? Do you need to prepare for Halloween parties? You could be expected to bring something to work, or send your child to school with treats. With all of the little expenses throughout the Halloween week to celebrate, you could be looking at spending more than you think! Plus, Halloween seems to be the holiday of last-minute plans; quick cash via a car title loan can help.
Fund Your Thanksgiving Expenses with a Title LoanThanksgiving will look a little bit different this year for families across the world. Large gatherings of extended families will instead be smaller gatherings of close friends or immediate family members. For Thanksgiving, even without inviting the whole extended family, you’ll need to buy a turkey, all the sides, and lots of baking products from the grocery store. According to the American Farm Bureau Federation, the average Thanksgiving Day dinner costs $48.91, to feed about 10 people. This cost doesn’t include non-food items, including bottles of wine, a centerpiece, or other decor items. In the end, you could be facing down a cost of well over $100 for a single meal. Plus, if you’re traveling for the holiday, that could come with big expenses as well. Take a moment to think about the cost of a hotel room, flight, gas, rental car, and more. The Thanksgiving holiday is a great way to show appreciation for what we have, but it can come with a large price tag as well. A fast title loan can help you get the funding you need to make Thanksgiving happen for your family. Even procrastinators who have bad credit can get help with fast cash loans from a car title loan company in Kansas City or Overland Park.
Short-Term Loans Make Christmas HappenIt’s still not over; next comes the pressure of the Christmas holiday. First, you’ll start thinking about decorating in November: the tree, the lights, the mantle - all looking festive. It’s a costly investment if you don’t already have everything you need at home - about $200 per year, according to financial experts. A faux tree can help save expenses year over year, and you can test your light strands to make sure that they’re ready to sparkle for the whole season, but replacing these items, or getting a real tree can be a large out-of-pocket expense. Then come the holiday celebrations. Food, drinks, decor, and gifts for every event will cost you out-of-pocket. Statista notes that the average person will spend nearly $850 per person in their immediate family for Christmas gifts. Seeing your recipient’s eyes light up when they open their gifts makes it well worth it; a car title loan can make it happen. Take out only what you need with a bad credit loan, and the experts at Midwest Title Loans will help you set up a payment plan you’re comfortable with.
Cover New Year’s Eve Expenses with a Title LoanWhether you’re attempting to be the host with the most, or you’re planning on showing up fashionably late to the celebration, New Year’s Eve is often overlooked as a holiday with expenses. Think about it - you’ll probably spend money on a new outfit with sequins, a bottle of champagne, a car to get safely home, and a lovely meal. Or, you might throw a party at home with your family, where you’ll need to provide refreshments to be a good host. Regardless of how you celebrate, there’s a price tag associated. When you decide how you will spend New Year’s Eve, factor in the amount of fast cash you will need to cover the costs of your celebration. A car title loan is an easy way to cover the expenses and help you celebrate in style.
Pay Your Holiday Bills with Fast Cash in Kansas CitySo how can you use a title loan to conquer the upcoming costs of the holiday season? Fast cash in the Kansas City area is available same-day, and you can take as little as you need or as much as you’re approved for. Getting a car title loan is fast, flexible, easy and convenient at Midwest Title Loans, with locations in Kansas City, MO; Kansas City, KS; Overland Park, KS; and Gladstone, MO. Qualifying for a bad credit loan is easy. Just bring your car and it’s clear title to one of our locations, and our expert team will let you know the loan amount you qualify for. Go ahead: make plans for the holidays, and then mark your calendar to visit Midwest Title Loans to fund it all. Read more
August 24, 2020
Loans for People with Fixed Incomes
How Car Title Loans Can Help You with Unexpected ExpensesThings happen. It’s not uncommon or even unique that your washing machine and stove both stopped working within the same week. Don’t worry, you’re not cursed; it’s just what happens when life doesn’t go your way -- and quite frankly, it can be painful. It can hurt your wallet and it can stall your plans and goals. But Midwest Title Loans is here to help make sure that these speedbumps don’t get in the way of your ability to keep going and keeping moving forward with everything you have going! We’re in the day and age of busy. Nonstop on the go, and when something goes wrong, it can feel like we ran straight into a brick wall. How will you get the kids to practice after work when your radiator dies? How will you afford rent next month if you have to replace the refrigerator? We don’t want your life to pause because of a financial liability, and that’s why we offer quick cash and short-term loans for anyone who has a car title.
What is a fixed income?A fixed income refers to a monthly pay that never varies. For one circumstance or another, a person cannot improve their income. The most common fixed incomes are when a person’s only source of income is from a disability or social security check; it is typically only enough to cover basic living expenses, leaving little room to bolster a savings account or set aside cash in case of an emergency. This can also be the situation for someone living off of their retirement, depending on what their investment situation is. That’s where a car title loan comes in.
How can a title loan help me deal with unexpected expenses?A fixed income can often mean that there’s no wiggle room for emergencies. It can be difficult to qualify for a typical loan when you’re living with a fixed income because traditional lenders are wary to lend money to you. Unfortunately, low credit scores and fixed incomes can sometimes go hand-in-hand, and a bank lender will always check your credit score. Midwest Title Loans, in Kansas City, Overland Park, and Gladstone, works with people on fixed incomes or who have overall bad credit by issuing title loans so they can get the cash they need. Car title loans are short-term cash infusions that you can use to address the financial situation you find yourself in. They’re typically based on the value of the vehicle you bring in the car title for.
How does a title loan help with emergency cash needs?There are a million reasons you could need cash fast. What if your air conditioning goes out in the middle of a Kansas City summer, or if your dog eats something they shouldn’t have, landing you in the emergency veterinarian’s office. At Midwest Title Loans, we understand that people come to us in their hour of need, and we’re always happy to help. What we do is actually pretty simple. First, you’ll answer a few questions for us and provide your photo ID and clear car title with no other liens. Then, we’ll evaluate the value of your vehicle, hand you the cash you need, and hang onto your title as you drive away with your keys, in your car. Now, you have the money you need to help your grandchild go to camp, fix an appliance in your home, or renew your car registration. We’ll hold the title as collateral until you’re able to pay back the loan. Depending on the value of your vehicle, car title loans are typically structured on a 60-day renewable contract. Depending on the value of your vehicle and your ability to repay us, you can get the cash you need fast with a short-term title loan from one of our locations in Kansas City, Overland Park, or Gladstone.
Can a title loan help with an unexpected medical cost?If you’ve been putting off visiting the dentist’s office or running tests at the doctor’s office for fear of what they’ll find and not being able to afford treatment, put your fears at ease. Pursuing regular medical check-ups is key to not running into any large and unexpected medical costs. If you’re suffering from pain and aren’t able to financially cover living pain-free because of the exponential costs of the healthcare system, or if you find yourself facing mounting medical bills that your fixed income won’t be able to cover, fast cash from Midwest Title Loans can help you cover those costs and catch up on your medical bills until you receive your next check.
How much cash can I get to help me with my unexpected costs on a fixed income?The amount of quick cash you qualify for depends entirely on the make, model, year, and condition of your vehicle -- which, together, determine its worth! You can get an estimate of the amount of car title loan you qualify for by using the calculator on our website. Newer make and model vehicles will typically qualify for larger short-term loans than older vehicles, but to get your specific qualifying amount, our loan specialists at each of our locations will be able to evaluate your vehicle and provide you with an accurate quote.
What do I need to do to get fast cash with a car title loan near me?First, you’ll need a lien-free vehicle. Lien-free means you don’t owe a bank any more money on the car that you own -- that it’s your car, outright. If your car is free of liens, you probably have your car title document put away somewhere. Get it out of your storage drawer or filing cabinet, and bring it with you when you apply for your car title loan in Kansas City. Next, bring in your car, its title, and your photo ID to the Midwest Title Loans location closest to you. Through our quick and confidential process, you can be approved for a cash loan to help you tackle any unexpected expense. If you need the process to go even faster, you can fill out our pre-approval form online before you visit us. When you pay back your loan you’ll get your title back! Ready to take out a car title loan? Contact us with any questions, then come in and see us! Read more
August 17, 2020
Fall Home DIY Projects that Title Loans Can Help You Pay For
Car Title Loans Can Fund Home Improvement in Kansas CityTitle loans, which give you cash in hand fast, are the perfect way to get the capital you need to make improvements on your home, even if you have bad credit! Because Midwest Title Loans provides short-term loans, it’s smart to use that quick cash to make improvements that can be seen as an investment on your home. Improving the overall value of your home for potential buyers and appraisal professionals is always a good idea. Things like curb appeal and proper maintenance of your home can improve the worth of your home, and of your neighbors’. Fall is the perfect time to invest in your home, as there are several things that you’ll want to do to prepare for winter anyway. Here in Kansas City, we can have winters with lots of snow and ice, causing damage to gutters, roofs, driveways and even our foundations. At Midwest Title Loans, we’ve come up with four great DIY home projects that a car title loan could fund to improve your home.
Pay for Gutter Repair and Gutter Guards with Your Bad Credit LoanWith fall just around the corner, the leaves on our big trees will start to fall and accumulate in yards and on roofs and begin filling gutters. Installing gutter guards on your home can help prevent wet leaves from weighing your gutters down, causing them to sag, get clogged, or break. To install gutter guards, you’ll just need to purchase them from your local hardware store in Overland Park, Kansas City, or Gladstone. Then, grab your ladder to access your roof, and follow the instructions on the product you purchased. All of this can be paid for with quick cash from a title loan near you because it’s a very affordable upgrade. Don’t forget to clean your gutters out before installing the gutter guards, and then look forward to that being the last time you need to extensively clean your gutters!
Use a Title Loan to Pay for Appliance MaintenanceFall is a great time to get your major appliances inspected. You’re about to turn on your furnace for the first time in months and simultaneously shut off your air conditioner. It’s best to make sure they’re in great shape, and it’s much less expensive to perform annual maintenance on your appliances than to perform large repairs or buy new ones if something breaks down, especially if you have bad credit. To put it into perspective, you might pay $300 for HVAC maintenance, but a whole-new system will cost you up to $10,000! You don’t want your furnace (or air conditioner) to stop working because you forgot to keep up on maintenance on one of those days with extreme Kansas City weather. For example, don’t suffer through those blizzards that always seem to fall on Sunday night! When you have an expert come out to inspect your appliances, they’ll perform recommended maintenance, and you can use your title loan quick cash to make the necessary repairs.
Get Your Roof Repaired with Your Fast Cash in Kansas CityYour roof’s condition and improvements can hold advantages that are both practical and that will benefit the overall curb appeal of your home. First, consider when your roof was installed. Most roofs tend to hit the end of their lifeline between 20-30 years and may need to be replaced entirely. If that’s the case, consider hiring a professional to ensure the installation is high-quality and will protect both your home and your family. If it’s less than 20 years old, you can look for things like water spots inside your home and on the eaves that can be indicative of water getting under your shingles in the wrong places. Typically, a repair like this can be a DIY improvement. You simply need to remove the damaged shingles and moisture barriers and replace them with new ones. It’s important to look at making this improvement before our midwest winter sets in to avoid this becoming something bigger than a DIY project. Grab a ladder and hop onto your roof to inspect the rest of your shingles and flashing. Look around for damaged shingles and any that may not be fully secured. Sometimes the strong winds in Gladstone and Overland Park can cause the edges of our shingles to pop up or will remove shingles entirely. Some quick cash from a title loan should be enough to help you fix these minor issues before the elements of winter move in to cause more damage.
Maintaining your FoundationDepending on which neighborhood of the Kansas City metro you’re in, your foundation may vary. You might have a regular concrete basement, or a dirt crawl space, or, in a very old house, stone! While each of these foundations can pose its own problems, the constantly shifting ground in the area forces us to be vigilant in monitoring what’s holding up our home. To keep an eye on your foundation’s condition, you can do a “fall walk around” of your home. Stroll around the interior and exterior of your home to check for cracks and moisture that wasn’t previously there. Check to make sure the ground around your home is directing water away from your foundation and basement. If you have a major foundation issue, a DIY fix probably won’t be your best bet. But for minor, aesthetic cracking, you can fix them and seal your foundation to prevent moisture in your basement, keep out pests, and leave your foundation in good shape. You can also use your title loan to do things on the exterior of your foundation, like install french drains or grade your yard to encourage water to flow away from your foundation and maintain the integrity of your home. Most of these changes can be DIY projects that are perfect for completing in the fall.
Where to Find a Title Loan Near YouIf DIY home projects are on the brain, or if you’re looking to improve the value of your home, but need funding, it’s easy to get a car title loan in Kansas City, Overland Park, or Gladstone. Midwest Title Loans has been serving the greater Kansas City area for decades by providing quick cash for home improvements just like the ones we mention above. Bring in your clear car title today, and we’ll let you know how much quick cash you qualify for. You can walk away with the money you need to perform necessary home maintenance! Find a Midwest Title Loans location today, and get started on your fall projects! Read more
August 10, 2020
Can I Get a Title Loan While I’m on Unemployment?
How to Get Fast Cash in the Kansas City Metro AreaThe coronavirus pandemic has brought on an onslaught of lost jobs and unemployment, leaving plenty of people who were living paycheck to paycheck in dire need of cash. Even those who had a savings account are starting to feel the pangs of being jobless month after month. Times are tough, and there’s no light at the end of the tunnel just yet. Planning for expenses seems daunting, and sometimes hopeless. For those who find themselves in a tough spot before their next unemployment check or payday, Midwest Title Loans can help.
How Do I Qualify for a Title Loan Near Me?In the Kansas City metro area, qualifying for a title loan is as simple as owning your car. Lucky for you, you haven’t been paying on a car loan during the pandemic. That’s how you’ll know that you own your car outright, and there’s not a lien on your car through a bank somewhere. If, however, you do owe a bank money on your car, you won’t qualify for fast cash with a title loan. If you do own your car, you’ll need to locate your car title. We’ll need this document to verify your ownership, and certify the title loan. You’ve probably filed away your car title in a folder or security box somewhere. Once you’ve located that document, you’re halfway there. To qualify for a title loan, you’ll also need a government-issued ID. If you own a car, you probably have a driver’s license that will work for this identification. If you don’t have a valid driver’s license, you can also use a U.S. passport or a state-issued photo ID to qualify for your car title loan. Both of these documents become your ticket for securing a car title loan for a couple hundred to a couple thousand dollars. You don’t need to bring along anything else! So, in short, we have good news for you. At Midwest Title Loans, you can get a title loan while you’re on unemployment!
How Much Quick Cash Can I Get?The amount of quick cash you qualify for is dependent solely on your car. We don’t take a look at your credit, which makes our services often the only option for people who need a bad credit loan. We don’t look at your payment history, or verify your employment. And because of this lack of background check, this means you don’t have to fill out nearly as much paperwork as you would for a traditional loan -- and no, we won’t need the middle name and blood type of your third aunt removed. A car title loan is private and confidential, and no one but you and us will know you’ve applied. At Midwest Title Loans, we’ll take a look at the make, model, year, and condition of your vehicle. We’ll consider all of these factors when we determine how large of a loan you will be able to secure, as well the amount of money you tell us you need.
What About a Flex Loan?If you’re looking for a more regular solution to your cash flow troubles, a flex loan might be right for you. A flex loan works in a similar fashion to a title loan, using your car as collateral for a loan balance. The difference between a flex loan versus a title loan is that a flex loan grants you a total amount that you can borrow against, but you don’t have to take the total amount all at once. You can take what you need, as you need it, pay it off, and borrow it again. To get a flex loan, you’ll just need to go through the application process one time at the beginning and learn your qualifying amount. For a flex loan, you will need verification of employment, such as a letter from your employer, to qualify. Then any time you need cash, you can call our office and let us know how much you need to borrow from your line of credit, and we’ll have it ready when you arrive. Flex loans have a daily interest rate until the amount is paid back, but the rate is only applied to the cash you need to take out and use. For example, if you have a bill due several days before pay day, you can borrow from a flex loan and then pay it back on pay day with only a few days’ worth of interest. This option is helpful if you find yourself still employed, but short on cash because shifts are fewer, shorter, or slower.
What Do I Need To Do To Get Quick Cash?To get started on the path to securing a car title loan, fill out our information form online. Answering a few quick questions will make your normally quick visit to Midwest Title Loans even quicker. If you don’t have access to a computer that you can fill out the form on, or you just don’t have time before you swing by one of our locations in Overland Park or Gladstone, that’s OK -- you can fill it out when you’re ready to come by one of our locations throughout the Kansas City metro area. If you have all of the above mentioned documentation, you’re qualified for a car title loan with Midwest Title Loans, even if you’re currently on unemployment. You’ll need to bring in all of these documents, along with the car associated with your car title to complete the application to one of our locations in Kansas City, Overland Park, or Gladstone to complete the application process. Even without filling out the form in advance, the process for gaining approval on your quick cash loan normally takes only 20 to 30 minutes. That’s why they call it quick cash! Come by one of our locations today to get started on your car title loan. Read more
July 27, 2020