July 5, 2017
There’s a widespread myth that short-term loans aren’t available to those who have poor credit or even recent high school or college grads who may not have had time to build up credit yet. If you listen to people talk about credit, it can sound like it’s the sole determining factor when it comes to getting loans. But while it’s true that having bad credit or no credit may make finding the loans you want more challenging, there’s a solution waiting in the form of a bad credit title loan.
Don’t get us wrong. Having excellent credit can open a lot of doors. But the fact is that excellent credit is rarer than you may think. As it turns out, the average credit score for an individual in America is less than 700, meaning that more than half of all Americans have less than perfect credit. So what do those people do when they need cash in a hurry? For many of them, the answer is a bad credit title loan.
A title loan uses your car’s lien-free title as collateral. What this means is that you can get a title loan ranging from $150 to $5,000 simply by bringing in your vehicle with a lien-free title as well as your photo ID. No credit checks are involved, which means that a bad credit title loan is available to just about everyone, no matter the state of your credit. Getting a bad credit title loan in Kansas City is simple. Along with supplying your car’s lien-free title and a photo ID, you’ll have to fill out a short form, and you can get approved for the cash you need and drive off in your own car in as few as twenty minutes.
So, if your credit has taken a few dings and dents over the years, or if you just haven’t had a chance to build up good credit yet, you can still get the quick cash you need with a bad credit title loan in Kansas City. Not only that, but you get to keep your car and you can start building good credit with the payments that you make on your loan using the simple repayment schedule that you’ll get from Midwest Title Loans.
Make no mistake—just about all of us have a need for quick cash at some time or another. Maybe you need a little extra to finance a family vacation this summer, repair the AC that went out on the hottest day of the year, or simply cover the bills on a month when your paycheck runs a little short. Whatever the case may be, you can get the cash you need regardless of your credit score with the help of a bad credit title loan from Midwest Title Loans in Kansas City! Get started today by stopping by one of our locations in KC, Overland Park, St. Joseph, or Gladstone, or fill out our Online Title Loan Information Sheet to make the process even quicker!