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Tips to Budget for Summer Vacations

Budgeting Tips to Help You Save Money from Midwest Title Loans in Kansas City

budgeting tips for vacations in 2021

Summer is arguably the highlight for almost every family, thanks to warmer weather, a lot of pool time, and the thought of an epic family vacation. But summer vacations can get expensive, and while you don’t want to disappoint your kiddos, many families find themselves in a less-than-ideal financial situation, meaning vacations are out of the question.

Or are they?

Below, our low credit lenders in Kansas City have put together some budgeting tips on how to get the best bang for your buck when it comes to traveling this summer.

Book flights at the right time

Don’t leave booking any flights you need until the last minute. Flight prices almost always go up as the date approaches, so it pays – literally – to get in early. Not too early, though. The optimum time to buy a flight is between two to three months before take-off, as this is statistically the best time for discounts.

Vacation homes can be a steal

The global pandemic has really changed the tourism industry. Hotels were forced to temporarily close and homeowners were required to quickly find ways to make ends meet when their traditional sources of income disappeared. This led to a boom in vacation home rentals that looks like it’s here to stay.

You can save a lot of cash by choosing a vacation home over a hotel, particularly if you have a large group or if you intend to stay for a longer period of time. Vacation homes usually have steep discounts for long-term stays.

Besides the initial cost savings, a vacation home can save you a fortune in dining expenses. Most vacation homes have a kitchen, so you can keep costs down by cooking at least some of your meals yourself.

Prioritize what to see and do

Before you go on vacation, make a list of all the attractions you’d like to go to and check their pricing. Prioritize the attractions that aren’t too expensive and don’t try to put too many things into each day. Leaving some downtime for your family to recuperate will keep energy levels high while reducing costs spent on expensive attractions.

Shop around for at least a week

Don’t be tempted by the first offers you see on vacation websites. Sites like Agoda, Booking.com, and Hotels.com are great for finding deals, but they often advertise deals as if they’re about to expire when in reality there’s still a lot of time for you to choose the best vacation package for you.

Hotel and flight booking sites also track your behavior online and will often offer you better discounts if they detect you’re thinking about booking a vacation, but are shopping around for the best prices. Be patient and shop around to find the absolute best deals.

Use title loans in Kansas City

If you need a short-term loan for a summer vacation, a title loan could be the answer. Title loans are a great quick cash lending option and are available to anyone who owns a car outright. You hand over your car title for the duration of the short-term loan, but you get to keep your car and your car remains yours after you’ve paid back the loan in full.

Flex loans for maximum convenience

For summer vacations and their accompanying expenses, we recommend a flex loan. Short-term flex loans are similar to title loans in that you use the value stored in your car as collateral for a loan, but they work more like a credit line you can dip into if and when you need to.

A great feature of flex loans is that you don’t pay anything for days you don’t use the credit available to you. You can have a flex loan available to you for months at no cost and when you need to dip into your credit line you only pay for the days you use it.

This can mean that the amount of interest you pay on a flex loan ends up being much less than if you would’ve taken out a long-term loan that calculates interest monthly or annually.

As the loan is secured on real property in the form of your car, you can typically get a much bigger amount of credit than you would from a credit card or bank overdraft. Particularly over the past year or so, banks have made it difficult to borrow money and have reduced the size of overdrafts available to borrowers with less-than-stellar credit ratings.

Low credit lenders in Kansas City

For title loans, flex loans, and short-term lending, choose Midwest Title Loans in Kansas City. We have four convenient locations, extremely fast service, and a team of professional short-term lenders that knows the ins and outs of short-term lending. Stop by one of our metro locations, or get started right now by filling out our online application.


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330 W. 85th Street
Kansas City, MO 64114
Phone: (816) 363-8600
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6420 North Oak Trfwy
Gladstone, MO 64118
Phone: (816) 436-7711
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8212 Metcalf Ave.
Overland Park, KS 66204
Phone: (913) 381-2222
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2500 State Ave.
Kansas City, KS 66102
Phone: (913) 281-9997
M-F: 10:00am – 6:00pm
Sa: 9:00am – 2:00pm