September 16, 2019
Pay for Fall House Projects with a Title Loan
Fall is around the corner, and it’s a popular time for making home improvements that your home sorely needs. It’s good to get the home winterized for the upcoming cold season, and fall is the best time to get out and do it while the leaves are turning brown and the apples are ripe for picking.
Performing upkeep on your home doesn’t just make you feel better; it raises the value of your home. If you do it properly and don’t scrimp on materials than every fall house project will return much more in home value than the amount you spend on it.
Fall House Projects Perfect for the Kansas and Missouri Autumn
Painting Your Front Door and Home Exterior
Start with the easiest fall home project that also feels like it reaps the biggest rewards – repainting your front door. A fresh lick of paint on your front door will make your house pop and stand out from tired homes on your block.
Fall is the best season to paint your door as the temperatures at night allow the paint to adhere to the wood without freezing or cracking.
If your home has a neutral color scheme and is in good repair, you may only need a touch up of exterior paint. Otherwise, a complete paint job may be a better option. A 1500-square-foot house costs around $2,000 to repaint, but you’ll be able to resell your house for around 10% higher on average. Clearly, it’s well worth the investment.
A sound roof keeps your home from developing expensive leaks. Replacing the roof completely may be required if your roof is past its best. Prospective buyers of your home will use any small issues with your roof or ceiling to try to negotiate a much lower price, so it always pays to ensure the roof is watertight, clean, and looks great.
Cleaning the gutters once a year is an inexpensive chore that could prevent thousands of dollars of damage. Clogged gutters aren’t just unsightly; they can cause the destructive force of water to be forced down the side of the house and to the basement, walls, and foundations. They stop your soil from becoming eroded and your fascia from staining.
Replacing your windows is an expensive endeavor and windows don’t typically make a big difference to the value of your home, so only consider replacing them if they’re old, damaged, or ugly. Consider more energy-efficient windows that keep the temperature in your home exactly where you want it.
A New HVAC
If your central air system is old, you’re probably throwing money away on electricity keeping it running. Newer HVAC systems can heat or cool the home at a fraction of the energy costs.
Financing Your Fall House Projects
Finding funding for these projects can be a challenge. It makes financial sense to borrow money now for your fall house projects to prevent big problems from occurring in the future that will cost you much more. However, banks are usually only interested in funding huge projects for customers who already own their homes. For everyone else, there are car title loans.
Car Title Loans
Car title loans are one of the best financial products available on the market today. Most traditional loans available at a Kansas City, Gladstone, or St. Joseph bank are slow to avail and are only open to people with the absolute best credit rating. Have you been turned down for a loan by a bank in Overland Park or Olathe? You’re not the only one – banks have tightened their belt since the recession and it’s increasingly tough to get a loan even if you have a stable job and a good income.
Why are car title loans a good option? As you are securing your loan against the car, the lender is taking on less risk. In the case that you don’t repay your loan, they have the right to claim the car. Of course, this rarely happens. But it means that car title loan online providers and local title loan lenders can offer loans to people without worrying about credit ratings or past financial problems. All you need is a clean title on your vehicle and a verifiable form of income.
With a car title loan, you’ll be able to borrow a large enough amount to get the fall maintenance and repair projects completed without negatively affecting your household cash flow. Payday loans or other short-term loans without collateral are unlikely to be enough to cover the cost of getting the job done right.
Flexible Title Loans
Midwest Title Loans makes unexpected repairs even easier to deal with thanks to our flexible title loan system. A flex loan gives you a rolling credit line that you can call upon any time you need it. You don’t pay anything if you’re not using it, and your interest is calculated on a daily basis.
Consider an example. Your boiler packs in unexpectedly, and you’re two weeks away from getting paid. Thankfully, you have a $4,000 credit line flex title loan from Midwest Title Loans. You can borrow the amount you need for a replacement boiler and get it installed right away. You’ll get the cash immediately, and there’s absolutely no need to make an application for the loan as you’ve already secured a credit line with us. As soon as you’ve been paid, you decide to repay the loan. You’ve only paid a small amount of interest for the two weeks you used credit, and your life has been made so much simpler.
Without a flex loan credit line, you’d probably have had to wait two weeks until you were paid. Sometimes emergencies can’t wait two weeks. Can you see how valuable a flex loan can be?
Pay for all of your fall house projects with a flexible car title loan from Midwest Title Loans.