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Get a Car Title Loan for Quick Cash Before Payday

Car Title Loan

Are you one of the many people in Kansas City that are living paycheck-to-paycheck?

These days, there are more Kansas City workers than ever who are living paycheck-to-paycheck. With rising expenses, housing costs, and beyond, it’s easy to see why it’s a growing problem in our society, and when you rely on your paychecks to meet all of your needs, you can run into issues, when unexpected expenses come up. Whether it’s medical bills for yourself, a family member, or a pet or you are just struggling to keep up with basic expenses, you need relief.

Luckily, there are options to turn to for short-term financial help, like Kansas City’s Midwest Title Loans. We can provide you with the money you need to cover your expenses, until your next paycheck, for very few requirements. Here’s how getting a title loan for quick cash works at Midwest Title Loans.

How to Get a Car Title Loan for Quick Cash at Midwest Title Loans Before Payday

1. Ensure you meet the minimum requirements

When you are thinking about getting a title loan at one of the Kansas City Midwest Title Loans locations, you’ll want to first make sure you meet our minimum requirements. Although there are just a few, it’s important that you have:

  • A lien-free title, which means your car is fully paid off
    • The title must be in your name and issued in Kansas or Missouri
    • The vehicle your lien-free title is for is driveable (it can be damaged)
  • A valid driver’s license or ID, showing you are 18 or older
  • Car insurance

If you meet these three requirements, you’re all set to get started applying for a title loan at Midwest Title Loans.

2. Fill out an application

After you’ve ensured that you can meet our minimum requirements for a title loan, you’ll want to get started filling out your application online. Unlike banks or credit unions, we don’t require a credit check as part of our application process. Therefore, we’ll ask for a little bit more information on your application, but we don’t need anything like paystubs or housing verification documents. Plus, you won’t see any credit pulls on your credit report, which can result in an unnecessary drop in score.

The information that is filled out on your application will help us understand your financial situation a bit more, so that we loan you the right amount. We don’t want you to be in over your head trying to pay back a larger amount than you can.

3. Bring in your car for inspection to your local Midwest Title Loans

Even though you can bring in your car for a free inspection anytime at any of our Kansas City Midwest Title Loans locations, the next step after you fill out your application is to come into our store in your car that the title is under. Don’t forget to also bring your required documents: your lien-free title, your photo ID or driver’s license, and your car insurance information.

Before we can determine how much money we can lend you, we’ll inspect your car to determine its value. This won’t take very long at all, and we’ll have one of our experts look into it. We’ll then decide on an amount between $150 and $5000 to lend you.

4. Review your title loan offer

Once we’ve reviewed your application, your required documents, and your vehicle, we’ll write your title loan offer up and review it with you, including the loan’s terms and conditions. If you choose to accept, we’ll write your check, in exchange for your lien-free title. We’ll only hold your title temporarily, while you pay back your loan. Then you’ll be on your way with the money you need in hand. Use it however you like and you’ll be covered until your next paycheck.

5. Pay back your title loan and get your title back

Since our title loans are short-term loans, we have short payback periods and an option for a renewal. Our loans are under a 60-day renewable contract at Midwest Title Loans. If you need to renew your loan to take more time to pay it off, you may be charged additional interest.

Once your loan is paid off, we’ll promptly give you your title back, along with a thanks for working with us. And if you are ever in need of quick cash before your next payday again, we’d love to help.

Get the Money You Need Now at Your Midwest Title Loans Location

When you have expenses to take care of before your next payday, there’s no reason to let them go uncovered. Get rid of the stress of your tough financial time with relief from Midwest Title Loans. We’d love to help you cover your financial expenses with a title loan, as soon as you need it.

If you’re ready to get started on your application, fill out an Online Info Sheet now! No matter where you’re at in the Kansas City metro area, we’d love to help you. We know you’ll love our quick process, friendly professionals, and our loans.

If you have any questions or want to talk to one of our team members, get in touch with us today! Talk to us by phone, through our contact form, or stop in at your nearby location!

Proudly Serving the Kansas City Metro with Car Title Loans

Midwest Title Loans loves that we can help Kansas City metro area customers with car title loans, in the areas of St. Joseph, Gladstone, North Kansas City, Kansas City, Grandview, Belton, Lee’s Summit, Raytown, Independence, Overland Park, Olathe, Lenexa, Shawnee, and beyond.


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330 W. 85th Street
Kansas City, MO 64114
Phone: (816) 363-8600
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6420 North Oak Trfwy
Gladstone, MO 64118
Phone: (816) 436-7711
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8212 Metcalf Ave.
Overland Park, KS 66204
Phone: (913) 381-2222
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Sa: 9:00am – 2:00pm

2500 State Ave.
Kansas City, KS 66102
Phone: (913) 281-9997
M-F: 10:00am – 6:00pm
Sa: 9:00am – 2:00pm