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Will a Flex Loan Help with My Bills?

Will a Flex Loan Help with My Bills?

Are your bills getting out of control? Did you have an unexpected expense come out of nowhere with no way to pay for it? Do you need a little extra support to cover your monthly expenses?

Whether you need financial help for the short-term or over a long period, a flex loan from Midwest Title Loans is a great choice for you. What is a flex loan? Like our traditional title loans, our flex loans work by providing a loan, with you title as collateral. In the case of flex loans, the loan acts more like a line of credit – there when you need it.

What are the benefits of a flex loan? There are so many benefits to getting a flex loan with Midwest Title Loans, over traditional lines of credit or loans with major banks and credit unions. Unlike our Kansas City competitors, we don’t have a long approval process, eliminating the wait time that you don’t have to pay off your important expenses. We also don’t have financial requirements you have to meet, such as a specific credit score or income level.

Flex loans are a great way to get quick help with bills, no matter what expenses you need to cover. Here’s what a flex loan can do for you and provide much needed relief for your financial situation.

How a Flex Loan Will Help with Your Bills

Immediate relief of bills

When you have bills that are months past due, a flex loan can help. When you can’t seem to get out from underneath the mess, a flex loan can be your saving grace. During tough financial times, bills go unpaid and can put you in terrible standing. In order to get back in good financial standing, both on your credit report and with your creditors, you need to get your bills paid off immediately. You can’t wait around anymore.

One of the biggest benefits of a flex loan, over many other loans and lines of credit in Kansas City, is that you can get the funds you need on the same day that you need them – even sooner. Our simple process can take as little as 20 minutes, believe it or not. Here’s how it works:

  1. Start by filling out our Online Info Sheet.
  2. Gather the supporting documents needed to get approved for your flex loan, including:
    • Your driver’s license or photo ID
    • Your up-to-date car insurance information
    • Your lien-free title – It has to be fully paid off, under your name, and issued in Kansas or Missouri.
  3. Come to the Midwest Title Loans location nearest you, in your car that your lien-free title is for.
  4. Wait while we inspect your vehicle and determine your loan amount.
  5. Accept your flex loan amount, its terms, and the conditions, in exchange for your lien-free title.
  6. Get your title back, once your flex loan is fully paid off.

Helps with bills of all shapes and sizes

Maybe you have expensive hospital bills, or you are having trouble getting basic needs met. A flex loan can be a life saver in any financial situation. Our customers come to us for flex loans to help with all types of financial needs: housing repairs, school expenses, vacation costs, birthdays, major purchases, and more.

Once we inspect your vehicle at one of our Kansas City locations, we will offer you an amount between $150 and $5000. Depending on how much your car is worth, your flex loan can help you pay for small expenses or your large ones. Whether you need help on a monthly basis or to just get some relief from a tough financial time, a flex loan is a great choice for financial help.

Pay us back over the short-term

The best thing about a flex loan is that it’s flexible. It’s here to serve your needs. Our customers use our flex loans to help get them out of a temporary financial rut and get back on their feet. They use it for a small amount of time, like a few months or half a year and pay it off in full at their convenience. The best part about our flex loans is that you get to determine the amount of time that works for you and your finances.

Keep your flex loan open for future expenses

Some of our customers use our flex loans like a line of credit and use it for a long period of time. They may need help with ongoing bills or use the flex loan as a safety net, if a major financial need sprouts up from out of nowhere. No matter if you want to keep your flex loan open for a year, several years, or longer, Midwest Title Loans can help. We want the flex loan to benefit you, however you need. We are your financial partner for however long you need us, helping you build back your finances and credit.

Start Your Flex Loan Application to Get Your Flex Loan at One of Our Kansas City Locations Today

Getting a flex loan today is as easy as filling out our Online Info Sheet, getting your documents, and driving to a nearby Midwest Title Loans location. Whether you live in Kansas City, Independence, Overland Park, or somewhere else, we can help you get a flex loan at one of our six convenient locations today.

Have a question or want to talk to one of our customer service representatives? Send us a message through our website, call, or come by today! We look forward to serving you and partnering with you for your financial needs.

Proudly Serving the Kansas City Metro Area

Midwest Title Loans proudly provides flex loans to the Kansas City metro area, to customers in St. Joseph, Gladstone, North Kansas City, Kansas City, Grandview, Belton, Lee’s Summit, Raytown, Independence, Overland Park, Olathe, Lenexa, Shawnee, and the surrounding areas.


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330 W. 85th Street
Kansas City, MO 64114
Phone: (816) 363-8600
M-F: 10:00am – 6:00pm
Sa: 8:00am – 1:00pm

6420 North Oak Trfwy
Gladstone, MO 64118
Phone: (816) 436-7711
M-F: 10:00am – 6:00pm
Sa: 9:00am – 2:00pm

8212 Metcalf Ave.
Overland Park, KS 66204
Phone: (913) 381-2222
M-F: 10:00am – 6:00pm
Sa: 9:00am – 2:00pm

2500 State Ave.
Kansas City, KS 66102
Phone: (913) 281-9997
M-F: 10:00am – 6:00pm
Sa: 9:00am – 2:00pm