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6 Ways to Use a Car Title Loan for Spring Home Repairs

6 Ways to Use a Car Title Loan for Spring Home Repairs

Spring is an awakening from the depths of winter in many ways, and it’s a great time to do a deep clean on your house, organize and throw out the unnecessary junk. On top of that, it’s a perfect time to do some home renovation projects, especially if your home is in need of repairs.

The unfortunate part about owning a home is that home repairs can be expensive, especially if you get top-quality help to complete them. When it comes to repairs like window replacements or air conditioning tune-ups, these need to be completed before the summer heat comes, or you’ll risk having extremely high energy bills. Or worse – having your air conditioning out for days in the hot, hot heat, which is everybody’s worst nightmare.

So, if you have pressing home repairs that you want to get done this spring, and you’re worried that you can’t afford them, a car title loan from Kansas City’s Midwest Title Loans is the solution for you. You only need a few requirements to get a car title loan at Midwest Title Loans, and our process is so easy that you can have your money in as little as 20 minutes. No more waiting weeks to get approved for a home improvement loan – come to Midwest Title Loans.

Here are six ways you can use a car title loan for your spring home repairs:

6 Spring Home Repairs You Can Use Your Car Title Loan For

1. Air conditioning tune-up or replacement

When’s the last time you’ve gotten your air conditioner checked? Has it been replaced in the last 15 years? A tune-up is a great use of your car title loan, because your hired contractor will increase the life of your air conditioner. When you get a great tune-up, you should be getting your condenser coils cleaned, your coolant levels evaluated, your thermostat calibrated, your ducts checked, your electrical connections checked, and your blower belt and motor inspected and tuned. When these don’t get tuned up regularly, malfunctions can happen.

If your air conditioner is 10 or 15 years old, you may need a replacement, and Midwest Title Loans’ car title loan can help you pay for it, since it can be costly. It will be worth it in the long run, and you won’t have to replace your air conditioner for another 10 or 15 years, as long as you get regular tune-ups. It’s much better than being miserable in the depths of summer with no air conditioner.

2. Window replacements

Window replacements are a great use of your car title loan, and a necessary spring home repair for old or worn down windows. Are you windows drafty? Do you have trouble opening and closing them? Have they been replaced more than 20 years ago? If any of these are true, consider using your car title loan for window replacements on your home. Whether it’s one or all of them, you will save a lot of money on your energy bill this spring and summer and for years to come, because you did so. Window replacements are not only a great short-term investment, they will also help improve the equity of your home, if and when you decide to resell.

3. Clean & repair gutters

When’s the last time you had your gutters repaired and cleaned? Was it last summer, or later? If you haven’t gotten your gutters cleaned/repaired since last summer or later, you are due this spring. Getting your gutters cleaned isn’t too costly – around $150, and it is a great investment to save you money in the long-run.

You can experience costly water damage from going without a good cleaning. Water will build up around your foundation, looking like a pool, and can easily leak into your foundation. Foundation repairs are expensive, so get your gutters cleaned and repaired with your car title loan money from Midwest Title Loans in Kansas City.

4. Roof inspection

Spring is filled with rain storms, so it’s a great idea to get your roof inspected to prepare. Your inspectors may find broken shingles, which need to be replaced. And it’s not a job that will cost you too much – a couple hundred dollars, including repairs, unless you need a full-on roof replacement. In either case, our car title loan will help pick up the slack of the money you need to spend on your roof to prepare for the storms ahead.

5. Storm preparation

It’s always great to be prepared for the worst, and that includes storms this spring. Kansas City storms can bring all types of disastrous conditions, like hail, strong winds/rain and tornadoes, so it’s a great idea to take extra storm preparation measures this spring with the help of your car title loan.

A couple good ideas for upgrades/repairs for storm preparation include adding storm shutters to your windows, investing in a generator in case of a blackout, reinforcing a garage, and just in case Kansas City sees extreme weather conditions, building a storm shelter would be a great option. All of these are worth the peace of mind you will experience when the extreme storms hit.

6. Deck cleaning & repairs

Spring and summer are grilling seasons, so if you’ve got a deck, you’re going to be spending a lot of time outside on your deck hanging out with friends and family. It’s a good idea to give it a good cleaning and tune-up, and replace any loose boards. You want to check for hazards of any kind, including concrete patio or walkway cracks that can easily be tripped on.

How to Get a Car Title Loan for Your Spring Home Repairs Today

At Midwest Title Loans, we’re proud to make it super simple to get your car title loan for your spring home repairs. We don’t have any extensive requirements – no long list of documents and no background checks. In addition, it doesn’t take forever to get approved and get your money, like many Kansas City banks and credit unions. To get a car title loan, here’s what you need to do:

  1. Fill out our simple application
  2. Gather the required documents:
    • Your lien-free title – It needs to be in your name, issued from Kansas or Missouri, and completely paid off.
    • Your valid photo ID or driver’s license – You must be 18 or older.
    • Your car insurance
  3. Drive your car and your documents to your nearest Midwest Title Loans location. We will inspect your vehicle to determine how much we can loan you – between $150 & $5000.
  4. Accept our offer and terms, in exchange for your title, temporarily.
  5. Pay off your loan (typically within 60 days) and get your title back.

Ready to get your car title loan now? Fill out our application today or bring your vehicle to your nearby location for a free evaluation!

Come to Midwest Title Loans for Your Spring Home Repairs Title Loan

Get your house prepped for Kansas City’s spring and summer with the help of our car title loans. Get the money you need quickly and easily today! Get in touch with our friendly professionals at the location near you to get started or contact us through our website now!

Proudly Serving the Kansas City Metro Area

Midwest Title Loans proudly provides car title loans to the Kansas City metro area, including the cities of St. Joseph, Gladstone, North Kansas City, Kansas City, Grandview, Belton, Lee’s Summit, Raytown, Independence, Overland Park, Olathe, Lenexa, Shawnee, and the surrounding areas.


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