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A Bad Credit Title Loan in Kansas City for Unexpected Cash Problems

A Bad Credit Title Loan in Kansas City for Unexpected Cash Problems

Everyone has been there at some point in their life: You lose track of how much money is in the household bank account, you go through a regular day or weekend buying groceries, making purchases, paying bills, visiting ATMs, and at the end of the day you find out that your account is overdrawn and you’ve incurred a bunch of overdraft fees. While each fee may not be all that much, they can add up pretty quickly, and you may find yourself with a sudden cash flow problem that you didn’t expect. In that situation, you may want to turn to a bad credit title loan in Kansas City, St. Joseph, or Overland Park.

Here are a few quick facts about overdraft fees that you might not know: Most banks (around 83%) allow overdrafts at ATMs and when you use your debit card at a store or other point-of-sale. That means you may get an overdraft fee tacked on to your account for every single transaction that you make until you notice that you are overdrawn, which can take a day or even longer, depending on the situation. Most banks charge more than $30 per overdraft. In 2015, the average was just shy of $33, and more than half of the major banks in America charge between $35 and $38 per transaction. If you made five or ten purchases before you realized you were overdrawn, that number can add up fast. And if you have multiple family members who are all using the same account, it gets even worse!

Those cascading fees can easily send your bank account plunging a long way into the negative numbers, which can make it hard to recover from an overdraft and lead you to accrue even more overdraft fees as you try to get your bank account back up into the black. While studies show that the average “overdraft event” costs around $69, it’s all too easy for an overdraft to skyrocket into much bigger numbers, especially if you don’t have the extra cash in savings or somewhere else to get your account back up where it belongs until you can get everything sorted out.

So what do you do when your paycheck bounces or some other unexpected event lands you with an unforeseen avalanche of overdraft fees, especially if you have less-than-perfect credit to start with? A bad credit title loan in Kansas City can help get you the cash you need to set your bank account back to rights and stop adding additional fees to a growing problem. If you’re in between paychecks, you may not have ready access to quick cash to get your account back where it belongs, so a bad credit title loan can fill the gap until your next payday.

How does it work? Just bring in your car with a lien-free title and a photo ID to Midwest Title Loans in Kansas City today, or get started now by filling out our Online Title Loan Information Sheet, and we can help set you up with a bad credit title loan in Kansas City in as few as 20 minutes so that you won’t have to worry about one more overdraft fee!


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330 W. 85th Street
Kansas City, MO 64114
Phone: (816) 363-8600
M-F: 10:00am – 6:00pm
Sa: 8:00am – 1:00pm

6420 North Oak Trfwy
Gladstone, MO 64118
Phone: (816) 436-7711
M-F: 10:00am – 6:00pm
Sa: 9:00am – 2:00pm

8212 Metcalf Ave.
Overland Park, KS 66204
Phone: (913) 381-2222
M-F: 10:00am – 6:00pm
Sa: 9:00am – 2:00pm

2500 State Ave.
Kansas City, KS 66102
Phone: (913) 281-9997
M-F: 10:00am – 6:00pm
Sa: 9:00am – 2:00pm