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Using a Flex Loan as a Line of Credit During the Holiday Season

holiday budgeting

Winter can be long, cold, and dark here in Kansas City, so many of us feel the need to help make the season brighter for our loved ones by making sure the holidays are fun, memorable, and festive. However, money can be tight around the holidays, and we may not always have the cash in hand that we need to get presents, decorations, and all the other accoutrements of holiday merriment.

The average American is expected to spend around $929 on gifts this Christmas, and that’s not taking into account additional holiday expenses like hosting Christmas dinner, traveling to visit friends and family, putting up decorations, trimming the tree—or buying a tree, if you don’t have one already—and so on. All of that adds up pretty quickly, and it can be easy to find your holiday budget in the red in short order. But you don’t want to disappoint your family—especially kids who may have been looking forward to Christmas all year long.

So if you need quick cash in Kansas City, St. Joseph, Overland Park, or around the Metro to help pay for your happy holidays this season, you may find yourself feeling a little more stressed out than merry. But don’t worry. There’s a solution that’s quick, easy, and flexible to fit your needs and budget!

Of course, we’re talking about flex loans in Kansas City from your friends at Midwest Title Loans. What’s a flex loan? It’s a line of credit that we extend to you based on the value of your car and your ability to repay the loan, so you can get the quick cash you need and only pay interest on the amount of the loan that you actually use! Because flex loans work as a line of credit, unlike our traditional title loans, you can borrow as much or as little as you need (up to a pre-set credit limit). Once you’ve paid off part of your flex loan, you can even re-borrow without re-applying if you need more money for last-minute gifts!

Flex loans in Kansas City are a great way for any family to get the quick cash they need this holiday season, without a lot of hassle or runaround. All you need is a vehicle with a lien-free title, verification of income, and your photo ID, and you can drive off with a line of credit that will get you quick cash in Kansas City so you can buy stocking stuffers, trim the tree, or whatever else you need to make your holidays merry and bright.

At Midwest Title Loans in Kansas City there’s nothing we love more than helping families to have the happiest holidays they can. So give us a call today, fill out our Online Title Loan Information Sheet, or visit any of our 6 convenient locations in KC, Gladstone, Overland Park, or St. Joseph to see how we can help put you back on the road to a very merry Christmas!


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330 W. 85th Street
Kansas City, MO 64114
Phone: (816) 363-8600
M-F: 10:00am – 6:00pm
Sa: 8:00am – 1:00pm

6420 North Oak Trfwy
Gladstone, MO 64118
Phone: (816) 436-7711
M-F: 10:00am – 6:00pm
Sa: 9:00am – 2:00pm

8212 Metcalf Ave.
Overland Park, KS 66204
Phone: (913) 381-2222
M-F: 10:00am – 6:00pm
Sa: 9:00am – 2:00pm

2500 State Ave.
Kansas City, KS 66102
Phone: (913) 281-9997
M-F: 10:00am – 6:00pm
Sa: 9:00am – 2:00pm