July 5, 2017
The family road trip is an American tradition, and June and July are some of the most popular months for big family vacations. After all, the kids are out of school, the weather is great, and there's no better time to hit the road, hit the beach, or hop on board a cruise. Besides, the summer months here in Kansas City can be scorchers, so it's often nice to get a break from the heat by heading somewhere with cool ocean breezes. However, with the rising costs of air travel, hotel rooms, and everything else, the great American summer vacation is starting to feel the pinch. Fortunately, short-term loans in Kansas City may be just what you're looking for to save your family vacation this summer!
Let's face it: when the family hits the road, your wallet takes a hit, too. Travel expenses add up. According to Travel and Leisure magazine, a family trip to Playa del Carmen, Mexico for a week could cost just over $1,900 per adult. Myrtle Beach, South Carolina runs even more, costing around $2,100 per adult. Want to fly the family over to see the sights in London, England for the summer? You're looking at almost $4,000 per adult. That's including things like airfare, a stay in a decent hotel, and a few restaurant meals, but it isn't taking into account things like the cost of boarding the pets while you're away, clothing you may need for the trip, passport fees, drinks at the hotel bar, and any souvenirs you might want to bring home.
Most families spend the whole year saving up for that big summer vacation, but things can happen throughout the rest of the year that chip away at that vacation budget. And when the big day finally comes, there may only be a difference of a few thousand dollars between that long road trip to Reno and someplace a little more thrilling. After all, a summer vacation is something that only comes around once a year, so why not make it something special with a little help from a short-term loan in Kansas City?
With loans available from anywhere between $150 and $5,000, there's bound to be a short-term loan in Kansas City that's perfect for your family's trip this summer, whether you're heading to Cancun or Disney World. However much you need to make sure that your family has a great time on their next summer vacation, you can get it with a short-term loan in Kansas City from Midwest Title Loans. Maybe best of all, at Midwest Title Loans in Kansas City, you don't need a credit check; just bring in a lien-free car title and your photo ID, and you can be in and out with the quick cash you need in no time. Ready to get started? Just stop by one of our convenient locations or fill out our Online Title Loan Information Sheet today!Read more
June 14, 2017
Let's face it: emergencies can happen at any time, but the summer months seem to bring with them their own set of unexpected expenses, whether that's stuff that you've been planning to take care of all winter and just haven't had the money to cover, or sudden things that crop up as a result of intense heat, summertime activities, or the summer storms that are so common here in Kansas City. So what's a parent or homeowner to do when something unexpected comes up and money is tight? Many jump online and Google "title loans near me" in order to get the quick cash they need to cover doctor visits, emergency repairs, and anything else that might crop up during the summer months.
So what drives a typical Kansas City family to search for "title loans near me?" Summertime means summer sports, and that means sporting equipment purchases, which can often get pretty expensive pretty fast, especially if you're trying to gear up all your kids for their summer activities. Family vacations, summer camping trips, and trips out of town for summer weddings can all add up. Summertime is also a great time for DIY projects around the house, or catching up on that to-do list that you've been putting off until the weather warmed up.
Then there are the unforeseen emergencies that can crop up during the summer months. Playing sports means a higher risk of sports-related injuries which can lead to trips to the emergency room or the doctor. Seasonal allergies may flare up, requiring more medication. Of course, your air conditioner is working overtime as the mercury climbs, so air conditioner repairs and even car breakdowns become more likely during the hot summer months. Not to mention that when you pull out that RV or boat for some summer fun—or that lawnmower for some less-fun summer yard work—you may find that it needs a tune-up, repair, or upgrade. Summer storms in Kansas City can also damage houses with rain, hail, and high winds, and fixing a roof or a few windows isn't cheap.
So those are some of the things that you might use a title loan in Kansas City for, but what makes someone turn to "title loans near me" instead of pursuing some other financing option to take care of summertime emergencies? The answer is simple. The typical title loan doesn't require a credit check because you use your car's lien-free title as collateral, meaning that it's a perfect alternative for those who need quick cash but don't have a perfect credit history. Because they don't require a credit check or a bunch of lengthy paperwork, title loans in Kansas City can also be processed in very little time, allowing you to the get the cash you need and then get back to your life without a lot of waiting around.
There are a lot of ways to get cash during the summer—taking a seasonal job, holding a garage sale, or encouraging your kids to start a lawn mowing business in the neighborhood—but for many families who need quick cash now in order to handle a summertime emergency, there are no better solutions than title loans, which come in amounts to suit your needs, ranging from $150 to $5,000. You don't need to search for "title loans near me," though. You've already found Midwest Title Loans in Kansas City, so just come down to one of our convenient locations in Overland Park, St. Joseph, or across the greater Kansas City area, or fill out our Online Title Loan Information Sheet to get started today, and you'll have the cash you need in no time!Read more
June 14, 2017
School is almost out for the summer! While the first official day of summer may still be a few weeks away (technically it's Tuesday, June 20), the warm weather probably has everyone thinking summertime thoughts. That means planning summer vacations and other warm-weather family events—from trips overseas to trips to Worlds of Fun or Oceans of Fun right here in Kansas City. But those trips don't always come cheap, and if you need a little extra cash for your next summer outing, a short-term loan may be just what the doctor ordered!
The family summer vacation is a time-honored tradition and something that many families look forward to all year long. There's nothing better than the excitement of doing something unique during the break between school years, and besides, you want to be sure that your kids have something memorable to say in their "what I did over my summer vacation" essays next September, right?
In fact, there are so many great family vacation destinations right here in the continental United States that it can be difficult to choose just one. A few of the top spots for family outings include the Grand Canyon, Niagara Falls, Walt Disney World, and Washington, DC. There are even travel destinations that are closer to home. Right here in Kansas City we have amusement parks, museums that kids will love, a world-class zoo, and a recently-opened aquarium. Go a little further afield and you can visit the Gateway Arch in St. Louis, or head out to Colorado Springs to see the sights.
Many families plan road trips that let them visit two or three different destinations, thereby maximizing their family vacation experience, while some families eschew the road trip entirely in favor of something a little more exotic. Maybe you've all been itching to take a cruise, or are planning a flight to Mexico or Europe for a week or two.
No matter where you're headed, you'll want to make sure you pack all the essentials that make a family road trip unforgettable! That means plenty of clothing for everyone on the trip, and of course don't forget swimsuits, hats, and sunglasses! If you're going to be out in the sun or are heading to the beach, sunscreen and beach towels are also a must! Plus, it's a good idea to make sure that the kids have something to keep them entertained in the car or on the flight. Long trips go much easier on everyone when there are plenty of movies, games, and apps on devices to keep everyone busy.
Of course, all that family fun isn't free, and for most families part of planning a family summer vacation is saving up the cash that you'll need for the trip. Even then, though, you may sometimes find yourself a little short on travel money to cover expenses—especially ones that crop up unexpectedly—no matter how carefully you've planned out your itinerary. That's where a short-term loan from Midwest Title Loans in Kansas City can save the day!
Because Midwest Title Loans doesn't need a credit check, just a lien-fee car title and a photo ID, you can get the cash you need for your trip in a hurry, and without a lot of hassle, in amounts ranging from $150 to $5,000. With convenient locations in Overland Park, St. Joseph, and across the Kansas City area, Midwest Title Loans can help you acquire a short-term loan for your next family vacation—or whatever else may come up this summer—without going out of your way. You can even get started before you come in by filling out our Online Title Loan Information Sheet to make the process go even faster!Read more
April 19, 2017
Credit: It's something that we all hear about and think about, but don't always understand as well as we should. We know that good credit is important, and that bad credit is, well, bad, but we don't always know just how our credit rating is determined, or understand how fragile it can really be.
Building and maintaining good credit can have a big impact on your life in all sorts of often unseen ways. It can help you get lower insurance rates, get into a new apartment or home (and establish utility service once you get there), secure a lower interest rate on a car payment, and even land that new job if your potential employer runs a credit check as part of your application process. Most people understand the importance of good credit, but they don't always understand how to build it, or how easy it is to damage.
Your credit rating may suffer from something as simple as forgetting to put the utility check in the mail, spending up to your limit on your credit cards, or skipping payments on your student loans. Because credit is such a fragile thing, most people end up with less than perfect credit. That can make it difficult to get the quick cash you need when an emergency situation arises.
Every family experiences the occasional unexpected expense, and some of them can be pretty costly. Whether it's a trip to the dentist or emergency room, an unexpected service call on your heating and cooling system, a new computer, new brakes for your car, or a trip to the vet for the family dog or cat, when unexpected expenses crop up, how do you afford them when you don't have the cash in hand and your credit is less than perfect?
A bad credit car title loan in Kansas City is a great solution for those whose credit rating has gotten a few bumps and bruises over the years. Because there's no credit check required to get a loan at Midwest Title Loans in Kansas City, you can get in and out with the cash you need, and all you need is a vehicle with a lien-free title and your photo ID. Good credit, bad credit, no credit; it doesn't matter. Midwest Title Loans makes it easy to get the quick cash you need in as few as 20 minutes!
Get the cash you need today with a bad credit car title loan from Midwest Title Loans in Kansas City by visiting one of our convenient locations in Kansas City, St. Joseph, and Overland Park, or by filling out our Online Title Loan Information Sheet!Read more
April 19, 2017
Kansas City enjoyed a warmer-than-usual winter this year, and spring has been pretty warm so far, too. Of course, the downside to all these nice days is that if this trend continues, we could be looking at a scorcher of a summer. When the weather gets hot, we all start thinking about ways to cool off. Fortunately, short-term loans in Kansas City can help you keep cool with an influx of quick cash in the event of a heat wave this summer.
While you may not immediately think of cash when you think of cooling off (unless you're going to fan yourself with all those bills), there are a lot of situations where quick cash can help you keep cool. You may not want to contemplate your air conditioner going on the fritz when the temperatures are 100° in the shade, but that's actually the time it's most likely to happen. Think about it: you can probably see an HVAC service truck parked in front of somebody's house in the neighborhood on just about any day in July and August.
Those kinds of repairs aren't cheap. Fixing a refrigerant leak can start at around $250, while a refrigerant recharge will run you as much as $400. Those are some of the most common repairs that your AC may need, but they're not the most expensive. If the circuit board fries, it could cost you upwards of $650 to replace, and the air conditioner in your car can be just as expensive! When money is tight, paying for an air conditioner repair may clean you out, but letting it stay broken when the mercury is climbing isn't a very comfortable option.
Air conditioners aren't the only things that get a workout when the temperatures skyrocket, either. If your refrigerator or freezer conks out during the hot summer months, you may be looking at a repair bill that's anywhere from $250 to $450, not to mention losing all of your popsicles! Fortunately, short-term loans in Kansas City can help you keep your cool by getting you the quick cash you need to cover the cost of your repairs, or even that of replacement, if it comes to that.
If money is tight around your house this summer, but the heat is just too much to bear, a short-term loan can also be used to finance an above-ground pool in the backyard, plant shade trees in front of a few windows, or even take the whole family to the beach for a summer getaway! Whatever you need quick cash in Kansas City for this summer, a short-term loan from Midwest Title Loans can help you do it without losing your cool. That's because a short-term loan from Midwest Title Loans requires no credit check—just bring a lien-free car title and a photo ID, and you'll be in and out in as few as 20 minutes!Read more
March 22, 2017
When you get right down to it, there are as many reasons to take out a short-term loan in Kansas City as there are people who need cash, but sometimes people who need short-term loans may not realize that the option is available to them. So here are just a few of the reasons that people come to Midwest Title Loans for short-term loans in Kansas City, Overland Park, St. Joseph, and beyond:
- You need the money. Let's face it: most people don't take out a short-term loan in Kansas City—or any loan, for that matter—unless they need the cash. Short-term loans are great solutions for emergency situations that crop up unexpectedly and require cash in hand. Whether it's a broken-down washer, a leaky roof, or a dental emergency, unexpected emergencies can be expensive, and most of us don't always have the ready cash to handle them when they happen.
- You don't want to drain your savings. Even if you do have the money in the bank to pay for a new sump pump or cover the bill for an automobile repair, you may not want to drain your bank account unexpectedly. After all, most of us have that money because we need it to cover other expenses like gas, groceries, utility bills, rent, and so on. A short-term loan in Kansas City can get you the cash you need without draining your reserves.
- You need the money fast. Sure, maybe you could go to the bank and get a loan for the cash you need, but that can take a while, and emergency situations that crop up—especially home repairs or medical emergencies—don't always give you the luxury of time. If you need money right away, a short-term loan in Kansas City can get you cash in hand in no time. In fact, at Midwest Title Loans, you can be in and out in as few as 20 minutes!
- You don't want a long commitment. The problem with many loans from banks is that you have to commit to a long period of repayment. You don't want to get stuck paying a bill for months or years just because you had a temporary setback. Fortunately, a short-term loan in Kansas City is typically for a modest amount of money—from several hundred dollars to a few thousand—and can be quickly repaid. A short-term solution for a short-term problem.
- You don't have good credit. Not everyone has the option of getting a loan from a bank, or of just putting a purchase on their credit card. If your credit is bad or nonexistent, then a title loan can be just the ticket to get you the quick cash you need without the necessity of good credit.
At the end of the day, you should take out a short-term loan in Kansas City when you need one. The timing and situation will be different for each person, but at Midwest Title Loans in Kansas City, we can help you get the cash you need in a way that works for you.Read more
March 22, 2017
From coffee shops to dog grooming services to web development companies, small businesses of every type rely on working capital to purchase supplies, pay employees, and otherwise keep their businesses afloat day in and day out. Whether you're buying consumables like paper and ink, paying the utility bills, covering shipping costs, keeping software up to date, or any of the other countless expenses that make up the average small business, ready access to working capital can spell the difference between success and failure. But how do you get that cash in hand when you need it if you have bad credit or no credit? How about a bad credit title loan in Kansas City?
If you or your business have bad credit or no credit, banks may not be too helpful when it comes to getting the working capital that you need, and that credit card you applied for may take weeks to arrive in the mail. If you need to buy coffee beans for your coffee shop, or sandwich bread for your deli before Monday morning, you may find yourself in a bit of a pinch. That's where a bad credit title loan in Kansas City comes in.
All it takes is a car with a lien-free title and your photo ID, and you can drive away in your own vehicle with the cash you need to keep your business afloat, all in as few as 20 minutes! Of course, we understand that small business owners rely on their cars to get to work, pick up supplies, and make deliveries. That's why you retain full use of your vehicle while you repay your short-term loan when you get a bad credit title loan in Kansas City from Midwest Title Loans!
As any small business owner knows, lean times can happen to the best of us. Clients may not pay in a timely fashion, holidays may cause seasonal gaps in receivables and payables, and emergency repairs can come up that require cash in hand to keep your business afloat. Whatever the reason that your business finds itself in need of some quick working capital, a bad credit title loan in Kansas City can help you face your short-term cash needs and keep your business running smoothly.
Even thriving small businesses operate in a precarious ecosystem, and a brief interruption of services can prove disastrous. In these days of social networking and interconnectivity, bad reviews can travel fast, so you want to keep your business humming along every day, even when circumstances put you in need of some quick cash. Thankfully, you can take care of your capital needs with the help of a bad credit title loan in Kansas City from Midwest Title Loans.
Midwest Title Loans serves small business and individuals in Kansas City, Overland Park, St. Joseph, and beyond. If you need working capital in a hurry, you can get started now by filling out our Online Title Loan Information Sheet, and you'll be on your way to getting the cash you need to keep your business in the black.Read more
February 23, 2017
There are so many reasons why title loans in Kansas City may be the ideal solution to getting the quick cash you need, when you need it, without a lot of runaround. But when people think of using a title loan in Kansas City, St. Joseph, Overland Park, or anyplace else in the metro area, they're often thinking about the big events in life, or about unexpected expenses that aren't necessarily a lot of fun, such as repairing a broken appliance or getting your car into the shop. Of course, title loans in Kansas City are great solutions for those kinds of situations, but we thought we would mention a few of the other ways that area residents use the quick cash that they can get from Midwest Title Loans!
Tax time. It's coming up, after all, and even a small tax bill can be a big blow to your monthly budget. Fortunately, it's a lot nicer to get a loan from Midwest Title Loans than it is to owe the IRS, so title loans in Kansas City can help you pay off your tax bill without adding a lot of stress to your life.
A new addition. Not all unexpected expenses are bad news. Maybe you and your significant other just found out that you've got a bun in the oven. While baby showers and gift registries can help with some of the added costs associated with a new member of the household, there are always unexpected expenses, and a title loan can help free you up to focus on more important things.
Medical bills. When people think of using title loans to pay off medical bills, they're often thinking of major emergencies like serious illnesses or traffic accidents. But even small medical bills add up, and since title loans in Kansas City are available from $150 to $5,000, they can be perfect to pay for everything from minor procedures like tooth extractions and orthodontics to new hearing aids to a prescription to help head off that nasty cold.
A great bargain. So that TV that you've had your eye on for months suddenly dropped in price, they're having a great sale on that couch you've been wanting, or the guitar store where you window shop whenever you're in town is having a going-out-of-business sale. Whatever the situation, when you come across a great bargain it's hard not to snap it up, but you don't always have the cash on hand to do so. Title loans to the rescue!
A new job. Starting a new job is always a joyous occasion, but it can also bring added expenses, and you may have to pay them out of pocket until you get your first paycheck. It could be that you have to move to a new location to accept the position, but even if you're staying put, a new job may require you to buy new clothes or other equipment and accessories that go with the gig, and even if you're reimbursed later, you need the quick cash in Kansas City to buy them now.
Travel. Sometimes you go out of town for a scheduled vacation or getaway, but other times it's something that you don't have as much control over. Maybe your best friend from college is getting married, or there's a family reunion a few states away with extended family that you haven't seen in years. These are the kinds of once-in-a-lifetime events that you don't want to miss just because you don't have the cash in your pocket for the plane ticket or the hotel room.
These are just six of the many reasons people take advantage of the speed and convenience of title loans in Kansas City to get the quick cash they need—quick cash that's available at any of Midwest Title Loans' 6 convenient locations in the metro area! Whatever your reason for contacting Midwest Title Loans in Kansas City all it takes to get started is a phone call, or you can fill out our Online Title Loan Information Sheet or visit any of our convenient locations in KC, Gladstone, Overland Park, or St. Joseph!Read more
February 23, 2017
Life is full of surprises. Some of them are pleasant, others less so. When unexpected medical bills take you by surprise, it can feel like your whole life has been turned upside down. Whether it's an illness that prevents you from going into work for a few days (or weeks) or an emergency trip to the doctor, clinic, specialist, or even the ER, medical bills can add up, and illnesses and injuries can wreck your monthly budget before you know it.
Fortunately, if you've suffered an unexpected illness or injury or any other financial setback and you need quick cash in Kansas City, St. Joseph, Overland Park, or environs, you can get it with help from Midwest Title Loans! When people think of unexpected medical expenses, they often think of serious illnesses, hospitalizations, or car accidents, but the fact of the matter is that even small medical bills can add up quickly, and can make a big dent in your monthly budget.
Something as simple as a toothache, a new pair of glasses, or some costly prescription drugs can set you back a pretty penny. If someone in your family gets a cut that requires stitches during the weekend, that probably means a trip to the emergency room or the urgent care clinic, while even a relatively minor fall—say you slip on the ice that is no stranger to Kansas City in the winter—may require x-rays. Whatever medical malady you or your family member may encounter, you want to know that you've got the cash to cover it without having to worry about overdrawing your checking account or maxing out credit cards. That's where title loans in Kansas City come in!
Think of title loans in Kansas City as a quick and easy solution to a very temporary problem. At one time or another, we've all needed quick cash in Kansas City, and when that reason is a medical emergency, the last thing we want to worry about is where we're going to get the money. Midwest Title Loans range from $150 to $5,000, you can get them in whatever amount you need (based on the value of your car), and because you use your car's title for collateral, there's no need for lengthy credit checks. Just bring in your car with a lien-free title and your photo ID, and you can drive off (in your own vehicle) in as few as 20 minutes with the quick cash you need to pay off medical bills or anything else that might come up.
So if you need quick cash in Kansas City, Overland Park, St. Joseph, or anywhere else in the metro area, contact Midwest Title Loans in Kansas City today, or get started now by filling out our Online Title Loan Information Sheet, and let us help you get the cash you need when you need it.Read more
January 20, 2017
At one time or another, we have all found ourselves strapped for cash when we needed it. Unforeseen medical bills, car repairs, fixing a storm-damaged roof, replacing a microwave or refrigerator or hot water heater that quit working—it's tough to go for very long without any of those—the list goes on and on. Other times, we may find ourselves in need of some quick cash in Kansas City when annual events like birthdays, anniversaries, Christmas, or even Valentine's Day (it's coming up, you know) roll around. Maybe school is starting up, and you need quick cash to get the kids outfitted with school supplies and some new clothes to start off the year.
Not every unexpected expense is something that ruins your week, either. Sometimes it's a happy occasion like a graduation or a wedding. The most important things in life often only come around once in awhile, so you want to be ready for them when they do, no matter what. Getting quick cash in Kansas City is about making sure you have the money to be there when it matters. If your best friend is getting married, you're not going to miss the wedding just because you're a little short on cash. You're going to be there in a nice suit or a new dress, even if you also have to spring for a plane ticket someplace halfway across the country.
Whatever you need quick cash in Kansas City for, the good news is that the answer may be as close as your glove compartment! You're probably not going to find a wad of cash in there when you open it up, but chances are you do have the next best thing: the title to your lien-free vehicle. With that and your photo ID, you can get the quick cash you need with the help of a title loan from Midwest Title Loans in Kansas City.
So what's a title loan and how much can you get? A title loan is a loan that uses the value of your vehicle as collateral. But don't worry, we know how important a reliable car is to getting around in the Kansas City area, so when you leave with your cash in hand, you also get to keep your car. Midwest Title Loans simply lends you the quick cash you need based on the value of your car, with loans ranging from $150 to $5,000, and then you repay it via a simple repayment plan. You can get in and out in as few as 20 minutes, and drive off in your own car with the quick cash you need to enjoy those special moments in life—or just fix your hot water heater!
If you've got a car with a lien-free title, then you've already got the quick cash in Kansas City that you need. It's just waiting for you at Midwest Title Loans in Kansas City! It's your life, your car, and your cash, so get started today by filling out our Online Title Loan Information Sheet and let us help you get back on the road with the cash you need.Read more