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Using a Flex Loan as a Line of Credit During the Holiday Season

holiday budgeting

Winter can be long, cold, and dark here in Kansas City, so many of us feel the need to help make the season brighter for our loved ones by making sure the holidays are fun, memorable, and festive. However, money can be tight around the holidays, and we may not always have the cash in hand that we need to get presents, decorations, and all the other accoutrements of holiday merriment.

The average American is expected to spend around $929 on gifts this Christmas, and that's not taking into account additional holiday expenses like hosting Christmas dinner, traveling to visit friends and family, putting up decorations, trimming the tree—or buying a tree, if you don't have one already—and so on. All of that adds up pretty quickly, and it can be easy to find your holiday budget in the red in short order. But you don't want to disappoint your family—especially kids who may have been looking forward to Christmas all year long.

So if you need quick cash in Kansas City, St. Joseph, Overland Park, or around the Metro to help pay for your happy holidays this season, you may find yourself feeling a little more stressed out than merry. But don't worry. There's a solution that's quick, easy, and flexible to fit your needs and budget!

Of course, we're talking about flex loans in Kansas City from your friends at Midwest Title Loans. What's a flex loan? It's a line of credit that we extend to you based on the value of your car and your ability to repay the loan, so you can get the quick cash you need and only pay interest on the amount of the loan that you actually use! Because flex loans work as a line of credit, unlike our traditional title loans, you can borrow as much or as little as you need (up to a pre-set credit limit). Once you've paid off part of your flex loan, you can even re-borrow without re-applying if you need more money for last-minute gifts!

Flex loans in Kansas City are a great way for any family to get the quick cash they need this holiday season, without a lot of hassle or runaround. All you need is a vehicle with a lien-free title, verification of income, and your photo ID, and you can drive off with a line of credit that will get you quick cash in Kansas City so you can buy stocking stuffers, trim the tree, or whatever else you need to make your holidays merry and bright.

At Midwest Title Loans in Kansas City there's nothing we love more than helping families to have the happiest holidays they can. So give us a call today, fill out our Online Title Loan Information Sheet, or visit any of our 6 convenient locations in KC, Gladstone, Overland Park, or St. Joseph to see how we can help put you back on the road to a very merry Christmas!

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How Title Loans Can Benefit Your Holiday Spending Budget

holiday budgeting

Let's face it: the holidays are expensive for everyone. Christmas remains the biggest spending holiday of the year, and the average American family spends upwards of $1250 during the holiday season on gifts, food, and decorations—all those Christmas trees and bright, colorful lights aren't free, after all. And that's just the cost of the stuff directly related to the holiday. When you factor in things like the cost of travel to spend the holidays with family, and all those deals that you bought for yourself on Black Friday (don't worry, we all do it), then your holiday budget could easily crest $2500 or more!

If you're like most families in and around Kansas City, you don't just have a spare $2500 lying around. Many try to save for the holidays or spread their gift purchases out throughout the year, but at the end of the day that can only do so much. So if you find yourself a little low on holiday capital this year, you might want to turn to title loans in Kansas City. Midwest Title Loans offers short-term loans in Kansas City that range from $150 to $5000—perfect for finishing out that holiday shopping—and you don't need a credit check or a bunch of paperwork to apply. The only things we require are a vehicle with a lien-free title and your photo ID!

Looking for some other tips to help keep your holiday spending in the black? Here are a few suggestions that can help you get a gift for everyone on your list without breaking the bank:

  • Create a budget and stick to it. With all the hustle and bustle of the holidays—and with all the great sales going on at just about every store you walk into—it's easy for holiday spending to get out of hand. So make a list of everyone you need to buy presents for—and any other holiday-related purchases that you need to make, like a new string of lights or a new tree, and estimate how much you'll be spending on each. Once you've got your list, do like Santa Claus and check it twice, and then do your best not to deviate from it.
  • If you need to save money on Christmas presents, a "white elephant" gift exchange can be a great solution. The kinds of gag gifts that are common in "white elephant" exchanges are affordable and fun, and let you indulge your creative side.
  • Give the gift of time instead of presents. You can craft homemade gifts for the people on your list that don't cost a lot but that show a lot of love, or you can even give friends and family coupon books and "I.O.U.s" for anything from doing chores around the house to helping them move. And never underestimate the gift appeal of a good recipe that you may have lying around.

Whatever you do to save a little money this holiday season, Midwest Title Loans in Kansas City can help you get the cash you need to buy presents, decorations, and whatever else helps to make the season bright. All you need is a vehicle with a lien-free title and your photo ID, and we can get you back out on the road in your own vehicle with the cash you need in as little as 20 minutes! Short-term loans in Kansas City from Midwest Title Loans are an easy and quick solution to your holiday expenses, and you can get started now by filling out our Online Title Loan Information Sheet!

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Using a Title Loan to Fix Household Problems Caused By a Cold Winter

winter

While we may all enjoy our white Christmases and walking in a winter wonderland from time to time, the fact is that cold weather can bring with it a host of problems for homeowners. After all, winter in Kansas City may not be the deep freeze that you'd get farther north, but fluctuating winter temperatures can bring with them combinations of rain, freezing rain, sleet, and sometimes heavy volumes of snow.

Combine all that with hard freezes, and you get a unique recipe for household problems, necessitating unexpected repairs for everything from the roof to the foundation. Some of the most common cold-weather problems include frozen pipes, leaky doors and windows, and fallen branches due to snow and ice buildup. Too much snow and ice can also damage gutters, and even lead to leaking roofs when it stays put up there for too long. Even driveways take a pounding when the winter weather hits. Snowmelt and shoveling may be necessary to get the car out of the garage, but they can do lasting damage to the pavement.

That's not all, either. Cold weather puts an extra strain on your furnace, and if your furnace breaks down in the middle of a cold winter, you may not have any choice but to get it fixed as soon as possible! In fact, many of the problems associated with cold weather can lead to emergency calls to get a repairman out right away, and that can cost homeowners a pretty penny. This is especially burdensome when you consider that winter often hits hardest right after the big expenses that accompany the holidays.

So what's a homeowner to do when money is tight and an unexpected repair rears its ugly head? If you need quick cash in Kansas City to fix household problems caused by winter weather, the solution may be as close as your nearest Kansas City title loans company! How does a title loan work? Simple: All you do is bring in your vehicle with a lien-free title and a photo ID, fill out an application, and walk out the door with the quick cash you need to fix a broken furnace, hire a plumber, or patch the roof, all while keeping your car and your keys!

Because car title loans in Kansas City use your vehicle's title as collateral, there's no need for credit checks, and you can often walk out with the quick cash you need in as few as 20 minutes. How much can you get? Fill out our Online Title Loan Information Sheet to find out, but most of our car title loans in Kansas City range from $150 to $5,000, with easy options for repayment that can be scheduled to coincide with your regular paychecks.

So if you need quick cash in Kansas City to help pay for unexpected household repairs this winter, just contact Midwest Title Loans in Kansas City today, or visit any of our 6 convenient locations in KC, Gladstone, Overland Park, or St. Joseph!

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How Can A Title Loan Help Me During the Holiday Season?

For many people, the holidays are a time of joy and fun, a time to connect with family and friends, a time for lights and food and festivity—and, of course, a time for presents! But none of that stuff is free, and while Santa might bring toys to all the good little boys and girls, once we're grown up, we have to pay for all that stuff ourselves. A recent survey of U.S. consumer activity found that the average American will spend anywhere from $800 to $900 on gifts and other holiday-related items this year. And while some of us wait 'til the last minute, most of that holiday shopping actually takes place in the month of November.

Holiday shopping doesn't only mean buying gifts, either. Christmas just isn't Christmas without lights and a tree, but those things have a tendency to burn out after some time. So if the lights finally went out on your pre-lit tree, it may be time for a new one!

Of course, for many people, holidays are the one time of the year when the family is guaranteed to get together, and sometimes that means flying home yourself, or helping family members to fly to your place for the holiday season. And if you're hosting the holidays this year, there are the various expenses that come with cooking up the holiday meal, and having so many guests over at your house. And of course, as a reward for all that hard work, you might want to buy something really special for yourself this year, too, and that's okay!

The arrival of the holiday season also means the arrival of cold weather, and if the weather turns particularly bad during the holidays this year (perish the thought!) you might need some quick cash to repair the furnace or prepare your vehicle to drive in bad weather.

All of that holiday spending can put a strain on your pocketbook, though. Fortunately, there are a number of options available in Kansas City for those who're on a tight budget this holiday season. One way to get the money you need without a lot of fuss or waiting is to turn to car title loans in Kansas City to help keep your holidays merry and bright!

With little more than a vehicle with a lien-free title and a photo ID, you can get short-term loans in Kansas City that typically range from $150 to $5,000, which you can use to pay for whatever you need this holiday season without worrying about jumping through a lot of hoops or complicated repayment procedures, so that you can enjoy your holidays in peace.

Midwest Title Loans in Kansas City offers short-term loans that require no credit checks because they use your vehicle as collateral, and they're available at 6 convenient locations across the metro area, including KC, Gladstone, St. Joseph, and Overland Park. Contact us today or get started now by filling out our Online Title Loan Information Sheet.

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A Short Term Loan Could be a Benefit to Your Family

Short Term Loan Could Benefit Your Family

Every family needs money from time to time, and it seems like it always happens when cash is especially tight. You find out that you need new tires on the car at the same time that the kids go back to school. The dishwasher breaks down within a week of you leaving the hospital with some unexpected medical bills. Your hot water heater goes out right in the middle of the Christmas season. When something like that happens, it can put a strain on your pocketbook and your family. Fortunately, there's a solution: car title loans in Kansas City.

When you need quick cash in Kansas City, St. Joseph, Overland Park, Gladstone, or anywhere in the metro area, there's no better place to turn than a title loans company like Midwest Title Loans. Car title loans can help you get the cash-in-hand that you need to buy those tires, fix that dishwasher, or replace that hot water heater, while still getting the kids back to school, paying off those medical bills, and putting presents under the tree.

Best of all, getting a short-term loan can take the strain off your family so that you can get back to enjoying all the important things. Nobody has to spend a lot of time worrying about where the money is going to come from to fix what needs fixing, or pay for what needs to be paid for. While there are a lot of benefits to car title loans in Kansas City, maybe the biggest one is that they can give your family peace of mind.

Of course, when something goes wrong, you don't want to spend a lot of time waiting around to get your money. That's why car title loans provide quick cash in Kansas City, so that you have the money you need, when you need it. And it doesn't take a lot of paperwork or good credit to get title loans in Kansas City. All you need is a photo ID and a drivable vehicle with a lien-free title and you can be approved for a loan in as few as 20 minutes.

Because you use the title of your car as collateral, there aren't a lot of credit checks or other hoops to jump through. You simply bring in your car, go through our simple approval process, and then drive your own car back home with the quick cash that you need to pay off bills, replace appliances, cover tuition, or whatever else your family might need.

Midwest Title Loans has been helping families like yours get quick cash in Kansas City since 1997, so if you're ready to get started, just contact Midwest Title Loans in Kansas City today, fill out our Online Title Loan Information Sheet, or visit any of our 6 convenient locations in KC, Gladstone, Overland Park, or St. Joseph!

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Solve Your Short-Term Money Problems with a Title Loan

Solve Your Short-Term Money Problems with a Title Loan

Have you recently found yourself in a bind when it came to needing quick cash to cover some expense? After all, not everything can be put on a credit card, and sometimes money just gets a little tight. Maybe you need some cash to pay for holiday gifts, or to keep a home-based business afloat during a lean month, or some travel money for an unexpected trip (like the commercials say, not everyplace takes American Express).

Short-term money problems are nothing to be ashamed of. As a matter of fact, 80% of people all over the country experience short-term money problems at one time or another, whether they're in St. Joseph or Overland Park, New York or Los Angeles. Every person that you meet during a typical day has probably been in this same situation sometime in the last year.

But while short-term money problems are usually temporary—a one-time purchase or repair, or some temporary costs that need to be covered until some additional income rolls in—they still bring stress with them. And the stress of dealing with a broken hot water heater or an unexpected trip is more than enough without the added stress of trying to figure out how you're going to come up with the money you need.

Fortunately, you can solve your short-term money problems with title loans in Kansas City. All you need is a drivable vehicle with a lien-free title and your photo ID. It's quick, easy, and, maybe best of all, stress-free, without a lot of credit checks or complicated loan paperwork. You use your car's title as equity, meaning that you don't need to have good credit to get a car title loan.

After all, short-term money problems should have short-term solutions, which is why short-term loans in Kansas City may be just what the doctor ordered. You can be approved for a loan in as few as 20 minutes, and drive your own car home with the cash that you need in hand to solve your short-term money problems and get your life and family back on track.

In the end, short-term money problems should be a speed bump, not a roadblock, and with the help of short-term loans in Kansas City, you can get the cash you need to cover the holidays, keep your business in the black, fix that hot water heater, take that trip, or anything else that you need quick cash for, without putting yourself in a bad spot.

It's easy to get started at Midwest Title Loans in Kansas City, and we've got short-term loans available at 6 convenient locations across the metro area, including KC, Gladstone, St. Joseph, and Overland Park. Contact us today or get started now by filling out our Online Title Loan Information Sheet.

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Benefits of a Title Loan from Midwest Title Loans

Woman with Title Loan Once called the "Paris of the Plains," Kansas City is a thriving metropolis of nearly half a million people. Add in the surrounding towns of the Metro Area like Overland Park and St. Joseph, that number climbs to more than 2 million! While Kansas City has a good public transportation system—including our newly added streetcar downtown—most folks in the Greater KC Area drive to work and school in a car that they own.   Life is full of unexpected expenses, and so, like most people all over the country, the folks in KC also occasionally find themselves in need of a little extra cash from time to time. Sometimes the water heater just gives out; sometimes you need a little extra for college tuition or your kids' school books; sometimes it's an unexpected medical bill. Whatever reason you may need quick cash in Kansas City, there's an option available to you via car title loans from a reputable title loans company.   Why go for a title loan when you need a little extra cash? The benefits of title loans in Kansas City are huge, and numerous. For most people, the biggest benefit is that you get the cash you need now, so you can afford to fix that water heater, pay that tuition, buy those books, or pay that medical bill. Here are a few of the other benefits of title loans in Kansas City:

  • Simple to get. All you need is the title to your lien-free vehicle and a valid photo ID. Then you just fill out a quick and easy application. There are no complicated credit checks or waiting periods.
  • Giving you cash on hand when you need it, for whatever you need it for. Car title loans typically range from $150 to $5,000, giving you the flexibility that you need.
  • Easy to repay. Structured on a 60-day renewable contract, car title loans from Midwest Title Loans are as easy to pay back as they are to get.
  • And did we mention they were fast? When you need cash, you need it now, and title loans in Kansas City are often the fastest way to get it. Because there are no credit checks, you can get approved for a car title loan in as few as 20 minutes.
  So if you need quick cash in Kansas City and you've got a lien-free vehicle, then there's no reason to fret. Just head on down to Midwest Title Loans to get started. We have 6 convenient locations across the Metro Area, including KC, Gladstone, St. Joseph, and Overland Park. Want to get your cash even faster? You can get started now by filling out our Online Title Loan Information Sheet or contacting Midwest Title Loans in Kansas City any time!

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Win a Pair of Tickets to See Rascal Flatts LIVE!

Midwest Title Loans is giving away 1 pair of tickets to see Rascal Flatts in concert on June 15. Come in and register to win at any of our 7 locations. Drawing will be held on June 11, and the winner will be notified by Wilks Broadcasting.

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Midwest Title Loans New Website

Welcome to our new website. We have created this new design to make it easier for our customers get in contact with us. Please feel free to complete our Online Application to get you the cash you need even faster. We also invite you to check our Specials page on a regular basis as we will be having several special offers this summer. We welcome any comments or feedback.

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OUR LOCATIONS

330 W. 85th Street
Kansas City, MO 64114
Phone: (816) 363-8600

6420 North Oak Trfwy
Gladstone, MO 64118
Phone: (816) 436-7711

11498 Blue Ridge Blvd.
Kansas City, MO 64134
Phone: (816-) 763-1000

603 S. Belt Hwy
St. Joseph, MO 64507
Phone: (816) 232-9100

8212 Metcalf Ave.
Overland Park, KS 66204
Phone: (913) 381-2222

2500 State Ave.
Kansas City, KS 66102
Phone: (913) 281-9997