February 5, 2018
When you have past or current credit issues, it can be a burden. Whether you’ve gone through bankruptcy, suffered a job loss, had trouble keeping up with bills, or you just don’t have any credit at all, it can keep you from getting loans, lines of credit and good interest rates. It can also keep you from major purchases, if you don’t have enough cash to make the purchase full-out.
If you’re in need of short-term cash during a tough financial time, it can be hard to come by with less-than-perfect credit. But at Kansas City’s Midwest Title Loans, we don’t think bad credit should keep you from getting the short-term loan you need to make it through your tough financial time.
Midwest Title Loans specializes in short-term loans that are given in exchange for a lien-free title. So, if you own a car and meet our other minimal requirements, you can get up to $5000 in cash today! Learn more about why you should work with the Kansas City area’s Midwest Title Loans for your short-term loan.
Why Get a Short-Term Loan with Kansas City’s Midwest Title Loans
1. Quick cash
It’s highly stressful when you don’t have enough money to meet your financial needs. Unlike traditional banks and credit unions that take weeks to approve your application and get you the money you need, Kansas City’s Midwest Title loans gets you a short-term loan quickly. You can get the cash you need on the same day that you need it.
Our quick and easy process can take as little as 20 minutes from the moment you walk in the door to getting you the money you need. You simply fill out a short application, which you can do beforehand on our website, provide a few documents for us (including your title), and let us inspect your vehicle to determine how much your car is worth. Once you are approved, you can drive off with your money in hand.
2. No credit check or extensive requirements
Unlike many other Kansas City short-term loan lenders, we don’t have very many requirements for you to get the money you need, and we don’t perform a background credit check.
The basic requirements to get a short-term loan from Midwest Title Loans include:
- Owning a vehicle that is drivable - Your vehicle can be crashed but drivable.
- A clear, lien-free title - A lien-free title means you have to have paid off your car in full. It can be issued in either Kansas or Missouri, and it has to be in your name.
- A valid photo ID that shows you’re 18 or older
- Car insurance - Bring your up-to-date information with you.
- Complete our simple application
As long as these simple, no hassle requirements are met, you will be on your way to getting a loan from Kansas City’s Midwest Title Loans in the sum of $150 to $2,500.
3. Easily pay for expenses of all shapes and sizes
A short-term loan is a great way to take care of all types of expenses that may arise. Whether it’s an unexpected expense or to help take the burden off of piling bills, a short-term loan is a great way to meet your short-term needs.
Some of the reasons our Kansas City customers love getting a short-term loan with us:
- Pay off medical or dental expenses
- Pay for Christmas presents and other holiday expenses
- Pay for books or tuition for school
- Renew vehicle registration and tags
- Fund a family vacation
- Make necessary repairs on a home or car
- And more!
There are always pressing financial needs, and a short-term loan is here to help you meet them when you are running low on funds.
4. Painless process
At all of our Kansas City Midwest Title Loans locations, we pride ourselves on a painless process to get our customers the money they need. It’s what truly sets us apart from the competition. Our process works like this:
- Complete our loan application - It’s simple to do online before you come, or we can do it with you in-house. It’s a quick and easy form that you just need to fill out with no credit check or background check.
- Drive your car to one of our Kansas City locations - Whether you are near our Gladstone, Overland Park, St. Joseph or another location in the Kansas City metro area, Midwest Title Loans is just a short drive away.
- Bring the required documents mentioned before - your photo ID, insurance information, and title
- Let us inspect your vehicle to determine the amount we can lend you
- Collect your short-term loan upon approval in exchange for temporarily letting us keep your title
- Drive off with your money in-hand
- Repay your loan and retrieve your title
The entire process is so easy that it can take only 20 minutes. That’s how easy it is to get the money you need now. And once you repay your loan, we give you your title back with a thank you for working with us.
5. 60-day easy payoff plan
The great benefit of a short-term loan is that it’s easy to pay it off quickly. Our short-term loans are paid off in a 60-day payoff plan that we agree with you upon. That way, you’re not paying on a loan for months and months. But if you do need more time to pay us back, we have renewable options for you. We want to help your financial situation in any way we can.
Ready to start application? Simply fill out our Online Info Sheet or bring your vehicle by anytime for a free evaluation!
Get a Short-Term Loan with Kansas City’s Trusted Provider
When you’re ready to get your short-term loan, work with a team you can trust in Kansas City. Speak with a friendly professional today at one of our convenient locations or contact us through our website to get started now!
Proudly serving the Kansas City metro area
Midwest Title Loans proudly provides title loan services in the Kansas City metro area, including the cities of St. Joseph, Gladstone, North Kansas City, Kansas City, Grandview, Belton, Lee’s Summit, Raytown, independence, Overland Park, Olathe, Lenexa, Shawnee, and the surrounding areas.Read more
January 25, 2018
Every new effort takes time and money to succeed, and that's definitely true of all the top New Year's resolutions. Losing weight, exercising more, giving up smoking, enjoying life to the fullest (boy, that sure sounds expensive!), spending more time with family, picking up a new hobby, going back to school. Even the popular resolution to spend less money sometimes takes a little money to get off the ground, especially if you're trying to save money in the long run by eliminating high-interest debt. Just because you may be a little short on cash this month doesn't mean you should give up on your New Year's resolutions, though. Car title loans in Kansas City, St. Joseph, and Overland Park can help you get on track to a bigger and better year. Here are just a few of the ways they can help:
Getting Fit and Healthy
Getting in better shape is always one of the most popular New Year's resolutions each year, but starting a diet and exercise program can feel like a pretty Herculean task for many. Where do you start, and how do you make sure you're doing it right? Many people may choose to join a gym or begin a nutrition program, both of which cost money. Even if you just start cooking more at home, you'll probably need to pick up a cookbook or two and some food items you didn't already have in the pantry. Heck, even some workout clothes and a new pair of sneakers or two can set you back several hundred dollars. However, all of those expenses are a small price to pay for living a healthier lifestyle, whether you're resolving to exercise more, eat better, or give up smoking. So if you need a quick infusion of cash to help you get started on the road to a healthier life, car title loans in Kansas City may be just what the doctor ordered!
Traveling and Spending Time with Family
Our fondest memories are often of the times that we spend with our families, whether that's quiet nights at home playing board games and watching movies together—with our mobile devices turned off, of course—or that summer trip to Disneyland, camping in the Rocky Mountains, or canoeing through the lakes of Minnesota. Many people resolve to spend more time with family during the new year, including traveling to see distant relatives on the coast or in another country. There's no reason a little short-term money trouble should stand in the way of building memories that will last a lifetime, especially when it's good for the whole family! That's why car title loans in Kansas City can help you get the cash you need, whether it's just pizza and movies on a Friday night or taking a trip to see Aunt Gladys out in California.
What is it you're always telling your kids when they don't want to go to school? Education is important, and it can change your life. That's probably why so many people resolve to go back to school, get a second degree, take classes to acquire a new skill, or even just spend more personal time reading and learning in the new year. All of those are great ways to pass the time and improve your life this year, but they all take time and money, too. Tuition and books often come at a steep price, and even just picking up some nonfiction books to read at home isn't free. But when it's time to pay tuition, cover the cost of that noncredit course, or buy some books, there are options available to you, and car title loans in Kansas City can help.
Picking Up a New Hobby
Taking up a new hobby seems easy enough, right? So why have you been putting it off for so long? Maybe because it takes time or because it costs a little money to get started. If you've been wanting to take up woodworking, try painting, or learn to play an instrument, those all come with high startup costs. Just paint, an easel, and some canvases can easily run you several hundred dollars. While simple woodworking tools may not be too expensive, if you want to do something nicer than building a bird house you may want some more expensive tools to do the job right. Want to learn to play the guitar? You'll need an axe and an amp. And if you want to learn any of these skills, you may want lessons. Fortunately, car title loans in Kansas City can give you the quick cash you need to finally pick up that new hobby you've been putting off.
Lack of Funding is No Reason to Dump Your Resolutions
Whatever your New Year's resolutions are this year, there's no reason a lack of funding should stop you from pursuing your dreams. Car title loans in Kansas City can give you the cash you need, with loans to cover every resolution, ranging from $150 to $5,000. All you need is a lien-free vehicle and a photo ID. Because we use the value of your vehicle as collateral, there's no need for a credit check, so even if you're resolving to build better credit this year, you can still get started with a car title loan in Kansas City.
Car Title Loans in Kansas City to Help You Keep Your Resolve
Most New Year's resolutions are dropped within the first few months of each new year. Who can say how many of those resolutions might have gone better if the individuals setting them had been able to get a little more funding for their endeavors. Resolutions are a great way to improve your life, but in order for them to work, you have to stick with them. At the end of the year, you'll feel better about yourself and your accomplishments. And who knows, you may even be a better person.
So if you need some quick cash to help finance your New Year's resolutions this year, just contact Midwest Title Loans in Kansas City today, or get started now by filling out our Online Title Loan Information Sheet, and let us be your partners for a new and better year!Read more
January 24, 2018
While every vehicle on the road has some shortcomings—you can usually find these listed in the auto reviews section of your favorite auto enthusiast's website or magazine—cars, trucks, and SUVs are built pretty well these days. Unfortunately, even the most well-built vehicle still has a lot of moving parts under the hood (and everywhere else), which means a lot of opportunities for things to break down. And they will, especially as the vehicle gets older. Of course, while there's no good time for a vehicle to break down, it's always better when they break down in the driveway rather than on the highway. Out there, not only are you facing the cost of vehicle repairs, you're probably also facing towing fees and the inconvenience that comes with being stranded.
These days, pretty much all families own two or more cars. It's incredibly difficult to get everyone to work, school, and wherever else they might need to go with just one vehicle. When even one car breaks down, it can throw a big monkey wrench into your life. If you're looking for a little extra cash to help you fix that second car, you can get it by searching for a "title loan near me" in Kansas City today. The best part about using title loans in Kansas City to fix a vehicle is that you can keep driving your primary car while you get the quick cash you need to fix your second car.
Every Car Requires Repairs from Time to Time
Regardless of what kind of vehicle you drive, you can find a maintenance schedule in your owner's manual that will tell you when to change the oil, check the battery and belts, replace wipers and air filters, get the tires rotated, and change the spark plugs. It's a great idea to follow this schedule as closely as possible to keep your car in great shape and to maintain the manufacturer's warranty, if you still have one. But even the most well-maintained car needs repairs from time to time. If you find yourself searching for a "title loan near me" in Kansas City to fix that car, you'll be glad to know that a title loan is readily available if you have another working, lien-free vehicle on hand.
The Seasons of Reasons
Of course, car accidents and breakdowns can happen at any time during the year in any kind of weather, but weather extremes can make certain kinds of accidents and breakdowns a lot more likely. Winter roads are dangerous, and you're a lot more likely to slide into another vehicle or object when the streets are cloaked with snow and ice. Spring tends to bring rain to the Kansas City area, which means wet road conditions. The rain can combine with oil and other road gunk to make for slippery driving. Rain, snow, and other precipitation can affect tires and brakes, while the high temps of summertime in Kansas City mean that your car is more likely to boil over or that your air conditioner is more likely to go out. And of course, road construction tends to happen in the summer or fall, which means an increased likelihood of chipped or cracked windshields. These are just a few of the seasonal dangers that come with driving in Kansas City. Fortunately, title loans in Kansas City can help you get the quick cash you need to fix whatever may go wrong.
What's Likely to Break Down?
According to industry experts, the most common car repair is a new battery, which runs anywhere from $125 to $200. Damaged tires and wheels are also high on the list. The price for tires depends on what type of car you have and how nice the new tires are, but a single new tire can easily run more than $100. Replace all four and you're looking at as much as $600 or $800, maybe more. If the alternator goes out, the part itself may only cost around $150, but installation can run $400 or more. Same with a starter motor or a fuel pump. Even something as simple as spark plugs can start running up a high tab if you need to have them installed by a professional mechanic. You can see why so many people go searching for a "title loan near me" in Kansas City to help with repair costs.
Being Without a Car Can Be Big Trouble
Reliable transportation is a necessity of everyday life, especially in a place like Kansas City. While more centralized metro areas may have better public transportation, just about everyone in the Kansas City area relies on a car, truck, or SUV to get them where they need to go, whether that's to work and school or to the grocery store and the gym. Whether your family has two vehicles or four, chances are you don't have any more than you need. Being without one for even a short time can cause serious hassles. Even if you have two or more vehicles and can share rides, you may still find yourself late to work or missing classes, and you'll definitely spend more time on the go trying to accommodate everyone's schedules. All the more reason to get that second vehicle fixed as soon as possible!
There's an Easier Way to Afford Those Auto Repairs
If you're searching for a "title loan near me," and you live in the Kansas City area, you should know that you can get the quick cash you need to fix a second vehicle—or for anything else you might want—simply by bringing your drivable, lien-free car and a photo ID to Midwest Title Loans in Kansas City. A title loan from Midwest Title Loans requires no credit check, and you can get loans in amounts ranging from $150 to $5,000. This should cover just about any car repair expense, so that you can get back on the road in your second car in no time. What's more, you get to keep your primary car, too, so you never have to be without a vehicle!
How a Title Loan Near Me Can Fix that Second Car
Some people never think about how they can use their primary vehicle to fix another car, but that's the benefit of title loans near you! You can easily secure a title loan and have enough money to fix your secondary vehicle while also retaining the use of your primary car. To learn more, contact Midwest Title Loans in Kansas City or fill out our Online Title Loan Information Sheet today!Read more
January 24, 2018
There's an old saying: Before borrowing money from a friend, decide which you need more, the friend or the money. Friends and family often make up our most durable and reliable support structures in life, but they may not be the best resource when financial problems arise. Borrowing money from friends and family can put a strain on your relationships and put you both into an awkward position, especially if they have to say no. So if you've never broached the subject of a loan from a friend or family member, you may want to exercise some extra caution when doing so, or just consider title loans in Kansas City as alternative short-term loan options. Here's why…
Everyone Has Money Problems
Very few of us live much below our means, and just about everyone struggles with money problems at some time or another. So unless you're extremely familiar with someone's financial situation, chances are you'll be asking somebody for a loan who also really needs that money, possibly because they're in a situation not too dissimilar from your own. After all, they have bills to pay, mouths to feed, cars to repair, and a house to maintain, just like you. Even if they're able to help you out, you may never know that they did so at considerable cost to themselves. Rather than put a friend or family member in that uncomfortable position, a better short-term loan option might be title loans in Kansas City.
You Will Probably Be Turned Down
Your friends and family members aren't a bank, and there is a number of reasons they might have to turn you down if you come to them looking for a loan. Some people just don't lend on principle, while others simply may not have the cash to spare. Some may be concerned about getting their loan repaid in a timely manner. Whatever their reasons, if you go to a friend or family member while you're in need and they turn you down, there's a good chance that both of you will walk away with bad feelings about the situation. Ultimately, it's a solution to a short-term money problem that can create long-term problems in your personal relationships, and that's just not worth it. Don't you think that title loans in Kansas City may be a better short-term loan option that won't put a strain on your personal life?
Your Finances and Money Troubles are Not Their Business
If you go to a friend or family member asking to borrow a substantial sum of money, they'll probably want to know why, right? That may mean that you have to lay it all out there for them to see, which may be more disclosure than you're comfortable with. After all, while you may be close, your financial affairs really aren't any of their business. There are certainly less invasive ways of solving short-term money problems. When it comes to title loans in Kansas City, it doesn't matter why you need the money, just that you have a drivable, lien-free vehicle and a photo ID.
You Might Put a Strain on Your Friendship
Close, reliable, lifelong friendships are a valuable and rare commodity, one that you may not want to put a strain on just to cover some short-term money troubles. The same goes for rock-solid relationships with close family members. When you think back across all the relationships that you've had over the course of your life, if you can count one friend that you've had since childhood, you're a very lucky person. That isn't something you want to risk losing just to pay some medical bills or to cover the cost of a furnace repair. Whether you have one very close friend or ten, a friendship is still a lot to risk over a relatively small thing. Make a better choice with short-term loan options from Midwest Title Loans in Kansas City.
Because it's Only a Short-Term Money Problem
Ultimately, when you need money fast, relying on loans from friends or family is often exchanging a short-term problem for a long-term one. Even if everything goes well, the act of asking for a loan can put a strain on even the closest of relationships, and you don't want something like a short-term money problem to come between you and those closest to you. Fortunately, title loans in Kansas City don't have any of those problems, making them a valuable short-term loan option when you need cash in a hurry. Since they use the value of your vehicle for collateral, most title loans don't even require a credit check, which makes them ideal for people who need a short-term loan but whose credit history may be less than perfect. All it takes to get a short-term loan from Midwest Title Loans in Kansas City is a photo ID and a drivable car with a lien-free title. Bring that in, and you can drive off with the cash you need in as few as 20 minutes. Loans range from $150 to $5,000. And the best part is you get to keep your car!
Title Loans and Short-Term Loans are a Better Option in Kansas City
There's a lot at stake when you try to solve a short-term money problem by relying on help from a long-term friend or family member. That's why title loans in Kansas City are a better short-term loan option. The staff doesn't ask any questions or pass any judgments, and you won't be putting anyone out in order to come up with some quick cash. In fact, the friendly staff at Midwest Title Loans in Kansas City will be happy to see you come in! All it takes to get started is a phone call to one of our locations in Kansas City, St. Joseph, Gladstone, or Overland Park, or you can fill out our Online Title Loan Information Sheet to make the process even faster!Read more
January 24, 2018
We all find ourselves short on cash from time to time. Some of those times, it's a bit more cash than we can conveniently raise in short order. Maybe the air conditioner broke down on the hottest day of the year, the refrigerator went on the fritz, the car that your spouse drives to work broke down, or your kid needed an unexpected surgery or other medical procedure. Whatever the reason, being strapped for cash can put us in a tough predicament when we don't know how to come up with the money quickly. Fortunately, as long as you have a drivable, lien-free car at your disposal, you can always walk away from a title loans provider in Kansas City with cash in hand in no time at all. And you get to keep your car. By comparison, it might take weeks or even months to gather up a few thousand dollars doing any of the following:
Instead of a Second Job
Picking up a second job is an obvious way to put a few extra dollars into the bank account each month. Unfortunately, most of us already work 40 or more hours a week at our regular jobs, and that doesn't leave a lot of additional time to do a meaningful amount of side work and amass a whole lot of money. Besides, a second, probably part-time job isn't likely to pay as much as your regular job. Perhaps the biggest problem with getting a second job is that it takes so much time and energy to do it in the first place, and then it takes even more time before that first paycheck rolls in. In the meantime, there are easier ways to get quick cash in short order with the help of title loans in Kansas City.
Rather Than Finding Ways to Save Money
Eliminating unnecessary expenses to save money is a great way to put a little extra cash back into your savings account each month, and you can save quite a bit over the course of an entire year by doing just that. But eliminating that latte in the morning, taking your lunch to work, and preparing your Friday night meal at home instead of having pizza out doesn't put a lot of cash back into the budget on a month-to-month basis. Sure, it's a good way to save more in the long run, but when you need money fast, saving this way isn't likely to save your bacon. If you're facing an expensive outlay that can't wait, such as a repair bill or tuition and books for a college student in the house, then you'll have better luck turning to title loans in Kansas City.
In Place of Selling Your Stuff
There are a ton of websites out there that allow people to sell things that they no longer need. Places like eBay and Craigslist are great for getting rid of unwanted stuff, including antiques and heirlooms that might bring in a tidy sum. You can always take old movies and CDs down to the local Vintage Stock, take those books from college into Half Price Books, or just have a yard sale. The downside, of course, is that you first need to have something valuable that you're willing to part with, and then you need to find a buyer who is willing to pay you what you need. That takes time, if it happens at all. So rather than selling off things that you have, why not use the value of something you already own in order to get the quick cash you need with a little help from title loans in Kansas City?
As Opposed to Searching Through the Couch and Closets
If you do a search for how to raise money when you need it, somebody is always recommending that you search through the house. Go through all of the sofa cushions, check every pocket in every piece of clothing in the wardrobe, look under the mattresses. There's a gold mine to be found in your own home—or so they say. But let's face it, there aren't many of us who have accidentally hidden away a small fortune in our houses. That handful of change in Dad's old suit jacket isn't the treasure of the Sierra Madre, and even that extra $20 that you keep tucked away in your purse won't help much when the furnace goes out or the medical bills come due. Plus, if you have kids in the house, they've probably already found it all. So even though searching through the couch and closet might be beneficial during spring cleaning, it probably won't generate a very satisfying sum.
The Smart Money May Be Sitting in Your Driveway
Luckily for you, if you need quick cash in Kansas City, the answer may be sitting right outside in your driveway. All it takes to get title loans in Kansas City from Midwest Title Loans is a drivable car with a lien-free title and a photo ID; then you can walk out the door in as few as 20 minutes with the cash you need. Loans range anywhere from $150 to $5,000. And the best part? You get to keep your car! Because a title loan from Midwest Title Loans uses the value of your vehicle as collateral, there's no need for a credit check, either. Just complete a little bit of simple paperwork, and you've got the cash you need to fix, replace, or pay for whatever you need.
Title Loans in Kansas City for the Quick Cash You Need
Those who are serious about improving their long-term financial situation could certainly do worse than to follow a few of the steps above (though going through your couch cushions may never help much), but if it's a situation where you need cash in a hurry to solve a short-term problem, title loans in Kansas City may be just what you're looking for.
If you need quick cash in Kansas City, St. Joseph, Overland Park, or throughout the metro area, contact Midwest Title Loans in Kansas City today, or get started now by filling out our Online Title Loan Information Sheet, so you can get the cash you need when you need it.Read more
December 19, 2017
The holiday season is fully upon us now, which means that families throughout the greater Kansas City area are putting up their decorations, stringing lights, hanging mistletoe, trimming the tree, baking cookies, and hitting shops in Kansas City for all those holiday gifts for friends, family, and coworkers. Some are planning to stay home through the holiday season, while others are traveling near and far to visit relatives and loved ones. One thing that pretty much every family in the KC area has in common, though, is that holiday expenses are already starting to melt the family budget, and most of us could use a little relief when the costs start to exceed what we had planned.
It's amazing how quickly holiday costs can pile up. In fact, a recent study posted in Time magazine estimated that the average American plans to spend more than $800 during the winter holidays. So if your holiday budget feels like it's spinning out of control, keep in mind that title loans in Kansas City can offer immediate help with holiday expenses.
Buying Holiday Gifts for Family and Friends in Kansas City
A poll conducted by Gallup showed that the average person intends to spend between $800 and $900 on gifts alone this holiday season, with 30% saying that they were likely to spend more than $1,000. Those numbers may seem high until you start thinking of how many people you probably buy gifts for each year. Just within a family of four, there are wrapped gifts that go under the tree, plus stocking stuffers, gift cards, and other things. And those gifts are just for the members of your immediate family. Many of us also buy gifts for extended family and close friends and might even go in on a Secret Santa gift exchange at work or buy small treats for our coworkers. All of that adds up pretty quickly, and if you start feeling the pinch before you've filled up every stocking this holiday season, title loans in Overland Park, Gladstone or Kansas City may be just the ticket.
Holiday Dinner and Party Expenses
The holidays just wouldn't be the holidays without a few holiday parties or get-togethers. There's probably an office party at your work in addition to family dinners and maybe a big holiday dinner party. If you're hosting, you can expect to spend anywhere from $10 to $25 per person, maybe more if you're serving some of the better drinks. Many hosts are shocked to see how quickly holiday dinner expenses start to add up at the grocery store. Whether you're just having a few friends over for some appetizers or putting on an entire dinner party from soup to nuts, the price tag may be more than you expect. It can be good to have a little cash on hand to cover that extra bottle of wine or that fancy desert.
Even if you're just attending an office holiday party or a dinner party at a friend's house, you may want to bring a small gift or pick up a new outfit to look your best for the occasion. That may not be as pricy as hosting your own dinner party, but it isn't necessarily cheap.
Costs Related to Business Gifts for Coworkers
If you work in an office environment, there are almost always costs that come with the holidays. We already mentioned participating in a Secret Santa program, but your team may also want to chip in together to get a gift for the boss, or you may want to surprise a favorite coworker with a little something special. And of course, you're always going to boost your popularity a bit if you bring some delicious treats to share in the break room during the holidays.
For small business owners or entrepreneurs, business gifts during the holidays may be even more important and can represent a more substantial expense. Many experts in small business suggest spending up to $750 on cards and gifts for valued clients. This isn't just a polite way to spread holiday cheer; it's also good business. Clients who feel appreciated are clients who are more likely to stick around. And if your business has employees, you may want to throw them a holiday party, which can cost around $1,000. As you can see, business-related expenses can really add up, and that's all on top of the money that you're already spending on friends and family!
Adding Up Holiday Travel Expenses
Many people travel during the holiday season, whether it's a simple family getaway or a trip to visit loved ones in another state. Airfare for a trip that lasts no longer than four nights is around $224 per person around the holidays, though it may be more or less depending on how early you book your flights. Then of course hotel rooms can set you back $150 per night, unless you're planning to stay with relatives, while food and other expenses can run you more than $150 per day. Whether you're headed over the river and through the woods to Grandmother's house this holiday season or just taking advantage of the winter break to go someplace a little warmer for a few days, holiday travel can definitely blow up your family budget, especially when it's combined with other holiday expenses. That's where car title loans in Kansas City may come in handy.
Holiday Relief with Title Loans
Whatever may be draining your family budget this winter, title loans in Kansas City can be a valuable option during the holiday season or any other time of year. The typical car title loan requires no credit check and is available in amounts that range from $150 to $5,000, making it a perfect solution for those unexpected holiday expenses. Plus, with nothing more than a car with a lien-free title and a photo ID, you can drive off with the cash you need in as few as 20 minutes from any of our convenient locations offering title loans in St. Joseph and Gladstone, Missouri as well as in Overland Park and Kansas City.
Get Some Help with Holiday Expenses
The holidays are a magical time of year, regardless of whether you celebrate Christmas, Hanukkah, Kwanzaa, or any other occasion. It is a time to spend with family, friends, and loved ones, making memories that will last a lifetime. That can often make us feel a lot of pressure to ensure that the holidays are as merry and bright as possible. Bargain shopping, setting budgets, and keeping an eye on your holiday expenses can help, but when something unexpected comes up or holiday expenses simply grow larger than your budget, it's good to know that title loans in Kansas City can offer immediate help. So if you need a little extra cash in your holiday budget, contact Midwest Title Loans in Kansas City or fill out our Online Title Loan Information Sheet to get started today!Read more
December 19, 2017
It is estimated that Santa brings gifts to nearly 330 million children worldwide every year. Of course, what percentage of that number represents "good children" and what percentage represents those who are just getting lumps of coal we'll never know, since the Nice/Naughty list is a closely guarded secret that's held under high security at the North Pole. What we do know is that the cost of delivering so many toys and presents must be astronomical. After all, Santa has to visit hundreds of millions of homes in a single night, a feat that is bound to have some expensive logistical hurdles. And that's not even taking into account the manufacturing costs for all those toy trains, wooden soldiers, candy canes, and—let's be honest—iPhones. Of course, the elves also have to be paid for their labor, and chances are there's an elf union that negotiates some pretty good benefits. And you know that Santa's hard-working reindeer probably go through an awful lot of hay and apples to keep up the energy for their round-the-world journey.
While in all seriousness we may know that "Santa" is actually the result of the collective efforts of hundreds of millions of hard-working parents all over the world, there's still a certain magic to the Santa Claus tradition, and for many parents it's important to maintain that for their children. However, even the most hard-working parents often find themselves strapped for cash during the height of the holiday season. Fortunately, car title loans in Kansas City, Gladstone, St. Joseph, and Overland Park can bring a little bit of relief when it is needed, helping to keep "Santa" at the top of his game.
Gifts for Kids
Buying gifts for your kids is one of the most fun parts of the holiday season, but it can also be stressful, confusing, and more expensive than you expect. Some of the most popular toys this year include Hatchimals, Fingerlings, and, of course, the Nintendo Switch. Of course, the prices for those can be all over the place. Fingerlings may cost less than $20, while a Nintendo Switch will run you more than $200.
That said, what's on your children's wish lists will vary based on how old they are. Older children and teenagers may want things like iPhones or iPads, a pair of designer sneakers, or a musical instrument. That can cost anywhere from $400 to $1,000 or even more. Add in the fact that the holidays are also a great time for more practical gifts like a new winter coat, and gift costs can really add up, especially for a family of four or more. So how do you make sure there are plenty of presents under the tree, even when Santa is strapped for cash? Car title loans in Kansas City can help you out!
Besides the big-ticket presents, Christmas morning just wouldn't be the same without those smaller presents that are stuffed into your stockings. While stocking stuffers are generally more inexpensive because they are small, stockings are big enough to hold gadgets like Apple Watches or more expensive gifts like jewelry, too. And it's not uncommon for Santa to leave an envelope full of gift cards or cash.
Let's Not Forget…
Of course, families all over the world—and all over the Kansas City, Gladstone, St. Joseph, and the Overland Park area—celebrate a wide variety of winter holidays, from Christmas to Kwanzaa to Hanukkah and lots more! While the traditions and specific observations for these holidays vary from family to family, many of them involve exchanging gifts, which means that parents especially are likely to feel the pinch of a tightened winter budget.
Whether you're Christian, Muslim, Hindu, Jewish, Buddhist, or any other faith, children all over the world have a lot of things in common and tend to want a lot of the same things when it comes time to receive a gift. So whatever you celebrate, if you find yourself strapped for cash this holiday season, you can find relief with the help of car title loans in Kansas City.
Regardless of what holiday or holidays you celebrate this winter, you're bound to find yourself attending—or even hosting—a number of holiday parties, events, and other get-togethers. It may be a holiday party at work, a winter program at your children's school, a Christmas play or musical at a local theater—such as the Nutcracker at the Kauffman Center for the Performing Arts, which, for many Kansas City families, is a can't-miss holiday tradition—photos at the local shopping mall with Santa Claus, or a trip to visit friends or family.
Hosting can definitely be expensive, but even just attending a holiday gathering can carry a hefty price tag. You might have to buy tickets, and you may need a new outfit to make a good impression, especially at that office holiday party. If your kids are in a school pageant or program, you may need to help pay for costumes or set decorations. And of course, if you're hosting a holiday party this year, you'll need to buy food and drink, decorations, invitations, and everything else that goes into making your holiday party a success. And if people are coming over—whether they're friends, family, or coworkers—you'll want you home to look its best, including plenty of seasonal décor. Luckily, if all the merriment and festivities threaten to consume the family budget, car title loans in Kansas City can help!
Car Title Loans to the Rescue!
Car title loans from Midwest Title Loans in Kansas City range anywhere from $150 to $5,000, meaning that you can get a loan that's tailored to the amount you need this holiday season. All it takes is a car with a lien-free title and a photo ID, and you can get started today with no credit check! Just come by one of our convenient Midwest Title Loans locations in Kansas City, St. Joseph, Overland Park, or Gladstone, and you can drive off in your own car with the cash you need in as few as 20 minutes!
Give Santa (or Whomever!) a Break this Season
Obviously, Santa can save a bundle if he/she shops for bargains and sticks to a budget, but you really can't put a price on the look of delight in your children's eyes when they come rushing down the stairs to see bursting stockings and gifts galore piled under the tree. Parents of all faiths and cultures take great pride and pleasure in sharing the warmth and merriment of the holiday season with their families, and nobody wants the holidays to be spoiled by worrying too much about money. It's good to know that there are resources available to put quick cash in your hands when you need it. Car title loans are always available during the holiday season, and they can be a lifesaver when you need to finish out that holiday shopping. Just contact Midwest Title Loans in Kansas City today, or get started now by filling out our Online Title Loan Information Sheet, and let us help make your season merry and bright!Read more
December 19, 2017
Sure, most of us know how to budget, especially when money is tight. We're typically on top of monthly expenses such as mortgage or rent payments, credit card bills, student loans, utility bills, phone and internet service, and all those other monthly charges such as our Netflix or Hulu subscriptions. Even when we've got every other regular, recurring payment mapped out and budgeted for, however, annual expenses can sometimes catch us by surprise. That's when we may need to turn to Google and search for a "title loan near me" in order to find a quick resource for the cash we need that requires no credit check and lets us keep the full use of our vehicle while repaying the loan. How can a title loan be used? Let's take a look at some of the unexpected expenses that you may encounter throughout the year and see how a title loan near you can help.
All Those Annual Fees and Dues
Fees that we pay every month are easy to remember, and after a while they just become a habit. But those fees and dues that only come up once a year often feel like they come out of nowhere and can really catch us all off guard. These once-a-year-expenses can include a family membership to a local museum or zoo, an Amazon Prime subscription, professional licensing fees, AAA membership, magazine and newspaper subscriptions, even warehouse club membership fees that allow us to keep making those money-saving trips to Costco or Sam's Club. Then there are pet tags and licensing fees, depending on where you live. Plus, some folks have annual union dues, and if you're a small business owner there's liability insurance and business licensing fees that come due every year. And of course, tax season always rolls around whether we want it to or not.
When those annual fees, dues, and subscriptions creep up on you, it's good to know that some financial relief is as close as a quick search for a "title loan near me."
Title Loans to Cover Household Expenses
Owning a house is a great investment, but there's no denying that it also costs money. Throughout the year, there are always a variety of expenses—some expected, others not so much—that come along with home ownership. Many people pay their HOA dues in one lump sum at the beginning of the year rather than having to remember to send a check every month. There's also homeowner's insurance and taxes if they're not escrowed in with your mortgage payments. You're also bound to have expenses for home maintenance and repair, a never-ending part of owning a home. There's the basic stuff, such as gutter cleaning and tree trimming, and then there are the unexpected problems, such as a furnace, refrigerator, or other major appliance going out.
Whether you find yourself a little short when it comes time to cover that homeowner's insurance bill—which can run upwards of $1,000 for many homes—or need quick cash to replace a major appliance, a title loan near you may be just what you're looking for.
Personal Expenses Throughout the Year
Sure, birthdays and anniversaries always come around on the same day every year, but that doesn't mean that we're always thinking about them or planning for them far enough in advance. Whether it's your tenth wedding anniversary, your mom's birthday party, or just that annual family vacation, personal milestones have a tendency to fall at times when money is already tight for some other reason, which can put a strain on what should be a fun and joyful occasion.
Perhaps less pleasant but still inevitable are other personal expenses that crop up year after year, whether that means bills for annual physicals, dental exams, eye exams, life insurance premiums, pet wellness visits and vaccinations, or tuition and other education-related expenses. Plus, many people make their annual charitable donations at the same time each year. Most of that can be budgeted for, but when it coincides with some other expense, cash can get a little tight. That's when it's a good idea to seek out a "title loan near me" for some relief.
Title Loans Near You for Auto Repairs and Related Expenses
After housing, transportation is the biggest item on most household budgets. In fact, the average American spends more than $9,000 per year on transportation-related expenses. Sure, you have to put gas in your car every week or so, but there's so much more that goes into getting around, such as auto registration fees and property taxes, insurance premiums, regular maintenance, or even new tires and brakes. And that's assuming that nothing breaks down! If you own a motorcycle, RV, trailer, or boat, you're probably looking at more taxes and fees, which can really stack up.
Title Loans Near You to the Rescue!
What it all boils down to is this: As you go through your year, expenses are going to accrue. Some will be expected, recurring, and predictable, while others will seem to come out of nowhere. Whatever happens in your life this year, however, you can find a valuable solution by searching for a "title loan near me" in Kansas City.
At Midwest Title Loans, we never require a credit check, and all you need to get a title loan near you is a car with a lien-free title and a photo ID. You'll fill out some simple forms, and you can drive off with your car and the cash you need in as few as 20 minutes! And because our title loans range from $150 to $5,000, there's a title loan for you that fits any budget and any need. Plus, with three great locations in Kansas City, including Overland Park, Gladstone, and St. Joseph, you'll have no trouble finding a "title loan near me!"
Don't Let Unexpected Expenses Ruin Your Year
It's always a good idea to budget for annual expenses—whether that means entering reminders in your smartphone or jotting them down in your day planner—but even the most carefully managed budget gets strained from time to time, especially when unexpected expenses crop up. When that happens, it's good to know that a quick Google search for a "title loan near me" can help you find the cash you need to prevent unexpected expenses from ruining your day, your week, or even your year.
You can get started today by visiting one of our convenient locations or contacting Midwest Title Loans in Kansas City, or make the process even faster by filling out our Online Title Loan Information Sheet!Read more
December 19, 2017
As the old year winds down and the new one begins, most of us are just getting off holiday break, and we're probably still basking in the (figurative) glow of all of that holiday cheer, not to mention the literal glow of that new 60-inch 4K Ultra HD TV we got from Santa. That's when we realize that the new year has dawned and all of a sudden we're facing bills and other expenses from holiday spending, the start of the year, the winter season, taxes, and more!
It always seems like HOA dues, insurance payments, credit card bills, back-to-school supplies for winter and spring, taxes, and even tuition and book fees for the second semester all show up around the first of the year, just when you're getting tired of unexpected guests. This is also the time of year when many stores run after-holiday sales, where you may be tempted to pick up some new clothes or household items at "low, low prices that can't be beat." You may even be planning a trip in the new year or putting in a pool and flying all the relatives to town for the grand unveiling, a la National Lampoon's Christmas Vacation. Whatever is straining your wallet this year, title loans in Kansas City can help you find the cash you need to cover it!
The Holiday Bills Come Due
The holidays are a lot of fun, but they can also be pricey. When you're enjoying all of that Christmas cheer, family, fun, and eggnog, it's all too easy to lose track of what you're spending. But when the holiday high fades and it's back to work and back to school, that's also when those holiday bills start to come due.
It has been estimated that Americans spend more than $800 each during the winter holidays, with some spending a whole lot more than that on gifts alone. Whether you were extravagant or miserly this year, though, the bills always come due sooner or later. Even a modest holiday season can put a pinch on your wallet in the new year, especially with tax time right around the corner. Fortunately, title loans in Kansas City can help. More on that in a bit.
School Starts Up Again
The kids heading back to school after the winter holiday break usually means another round of back-to-school shopping. Maybe you're paying for new books, activity fees, or just tuition for the new semester. Your kids also may need warmer school clothes, jackets, boots, hats, and scarves now that cold weather has finally arrived in Kansas City. Even if you've covered all the regular back-to-school bases, there's always something new that comes up during the second semester, from school trips to sports to other extracurricular activities. If you have kids who are about to graduate from high school, they may need some extra tutoring or college prep courses to help get them ready for college. Of course, a good education is priceless, but that doesn't mean that the costs for it don't add up. Luckily, when those expenses all hit at the same time, title loans in Overland Park and Kansas City may be just the ticket. Stay tuned.
Taxes and Insurance
Jumping into tax prep mode right after the holidays can feel a lot like diving into a frozen lake, but it certainly beats waiting until the last minute. Tax preparation fees for the average household run anywhere from $175 to $250. Add in the fact that homeowner's or renter's insurance usually comes due right after the first of the year, and you may find yourself facing down a bill for a few thousand bucks. That's not the ideal way to start off a new year, but that's okay. Title loans in Kansas City can help you out if you get in a bind!
Home Repair and Maintenance
With the Kansas City area in the grip of winter weather, there's always something new about to go wrong around the house. Furnaces and water heaters are being put to the test to keep the family warm, and if they're going to break down, now's the time they're going to do it. Owning a home is always a battle against time, trying to stay ahead of minor problems before they develop into major ones. During the winter, that means protecting yourself against frozen pipes, battling the ravages of snow and ice, and trying to stay warm while keeping your energy expenses down. And it's always better to be ahead of problems when you can manage it. A complete heating system tune-up may cost you a few hundred dollars, but a new furnace will probably cost you a few thousand.
Winter isn't just hard on the home, either. The cold weather takes a toll on your family vehicles, too, and a mechanical breakdown in the middle of a blizzard is hardly anyone's idea of a good time. Of course, with the holidays just behind us, it's not the optimal time to spend a lot of money on home or automobile repairs, but title loans in St. Joseph and Kansas City can offer some relief.
Title Loans in Kansas City Can Help
Title loans in Kansas City from Midwest Title Loans range from $150 to $5,000, meaning that you can find a loan to cover just about any need. All it takes is a car with a lien-free title and a photo ID to get a title loan in Overland Park, St. Joseph, or Kansas City from Midwest Title Loans; no credit check is ever required!
Don't Start off the New Year on the Wrong Foot
When it comes to planning and budgeting for the new year, just knowing what's coming is half the battle. When you know what to expect, you can prepare your household budget accordingly. But no matter how well you prepare, life has a way of taking us all by surprise, so it's comforting to know that there are short-term loan options like title loans in Kansas City that can help provide relief when you're juggling post-holiday bills, tax-preparation fees, and any other expenses that may arise.
So whatever the reason you need quick cash this year, you can find it by contacting Midwest Title Loans in Kansas City, Overland Park, or St. Joseph. Want to make the process even faster? Get started now by filling out our Online Title Loan Information Sheet, so you can drive off with the cash you need in as few as 20 minutes!Read more
December 1, 2017
With winter weather officially upon us here in Kansas City, many of us are hunkering down to wait out the cold. Still, we don't want to go too stir crazy, so most of us have winter hobbies or projects to keep us busy until the weather warms up again, such as dinner parties, movies, shopping, or going to the gym. For home repair enthusiasts and DIYers in the Kansas City area, winter means the transition from outdoor home improvement projects to indoor repairs, which also means that it's a good time to consider short-term loans for minor house repairs.
While bigger projects such as new roofs or kitchen remodels tend to happen during the warm summer months, minor home repairs and home-improvement projects are just as much a part of home ownership as the big-ticket items. From the simplest things such as getting the furnace and fireplace inspected, cleaned, and checked out at the start of the season to replacing a water heater, upgrading indoor plumbing, or changing out the insulation in your attic, there's always lots to do around the house.
What are some of the most popular indoor home-improvement projects that people tend to work on during the winter? Some people take the cold winter months as an opportunity to upgrade to a new furnace or HVAC system—or at least a new programmable learning thermostat—while others repair those squeaky floorboards, paint interior walls, refinish cabinets, upgrade appliances, and even remodel bathrooms. Since it's the off-season for many contractors, you can often find great deals on home improvement and repair services during the winter months, including air-conditioner tune-ups, window replacement, roof repairs, and gutter cleaning. (That last one's not a bad idea after all the fallen leaves, either.)
Some home repairs cost more than others, but the average cost of a home repair in the Kansas City area is around $2,500. Some of these projects are more voluntary, so you can schedule them for when you have the time and money, while others become more pressing, especially as the outside temperature drops. So if you find yourself in need of some extra cash, short-term loans for minor house repairs and improvements during the winter months may be just the ticket.
No matter what you need to fix around the house, short-term loans for minor house repairs can put the cash you need in your pocket, and all you need to get started is a lien-free vehicle and a photo ID. The process is quick and easy and doesn't require a credit check. You can drive off in your own vehicle with a cash loan ranging from $150 to $5,000 that you can use to make needed repairs or finance improvements around your house this winter.
So if you're looking for short-term loans for minor house repairs in Kansas City, Blue Springs, Olathe, or anywhere else in the metro area, contact Midwest Title Loans in Kansas City today or get started now by filling out our Online Title Loan Information Sheet!Read more