April 19, 2017
Credit: It's something that we all hear about and think about, but don't always understand as well as we should. We know that good credit is important, and that bad credit is, well, bad, but we don't always know just how our credit rating is determined, or understand how fragile it can really be.
Building and maintaining good credit can have a big impact on your life in all sorts of often unseen ways. It can help you get lower insurance rates, get into a new apartment or home (and establish utility service once you get there), secure a lower interest rate on a car payment, and even land that new job if your potential employer runs a credit check as part of your application process. Most people understand the importance of good credit, but they don't always understand how to build it, or how easy it is to damage.
Your credit rating may suffer from something as simple as forgetting to put the utility check in the mail, spending up to your limit on your credit cards, or skipping payments on your student loans. Because credit is such a fragile thing, most people end up with less than perfect credit. That can make it difficult to get the quick cash you need when an emergency situation arises.
Every family experiences the occasional unexpected expense, and some of them can be pretty costly. Whether it's a trip to the dentist or emergency room, an unexpected service call on your heating and cooling system, a new computer, new brakes for your car, or a trip to the vet for the family dog or cat, when unexpected expenses crop up, how do you afford them when you don't have the cash in hand and your credit is less than perfect?
A bad credit car title loan in Kansas City is a great solution for those whose credit rating has gotten a few bumps and bruises over the years. Because there's no credit check required to get a loan at Midwest Title Loans in Kansas City, you can get in and out with the cash you need, and all you need is a vehicle with a lien-free title and your photo ID. Good credit, bad credit, no credit; it doesn't matter. Midwest Title Loans makes it easy to get the quick cash you need in as few as 20 minutes!
Get the cash you need today with a bad credit car title loan from Midwest Title Loans in Kansas City by visiting one of our convenient locations in Kansas City, St. Joseph, and Overland Park, or by filling out our Online Title Loan Information Sheet!Read more
April 19, 2017
Kansas City enjoyed a warmer-than-usual winter this year, and spring has been pretty warm so far, too. Of course, the downside to all these nice days is that if this trend continues, we could be looking at a scorcher of a summer. When the weather gets hot, we all start thinking about ways to cool off. Fortunately, short-term loans in Kansas City can help you keep cool with an influx of quick cash in the event of a heat wave this summer.
While you may not immediately think of cash when you think of cooling off (unless you're going to fan yourself with all those bills), there are a lot of situations where quick cash can help you keep cool. You may not want to contemplate your air conditioner going on the fritz when the temperatures are 100° in the shade, but that's actually the time it's most likely to happen. Think about it: you can probably see an HVAC service truck parked in front of somebody's house in the neighborhood on just about any day in July and August.
Those kinds of repairs aren't cheap. Fixing a refrigerant leak can start at around $250, while a refrigerant recharge will run you as much as $400. Those are some of the most common repairs that your AC may need, but they're not the most expensive. If the circuit board fries, it could cost you upwards of $650 to replace, and the air conditioner in your car can be just as expensive! When money is tight, paying for an air conditioner repair may clean you out, but letting it stay broken when the mercury is climbing isn't a very comfortable option.
Air conditioners aren't the only things that get a workout when the temperatures skyrocket, either. If your refrigerator or freezer conks out during the hot summer months, you may be looking at a repair bill that's anywhere from $250 to $450, not to mention losing all of your popsicles! Fortunately, short-term loans in Kansas City can help you keep your cool by getting you the quick cash you need to cover the cost of your repairs, or even that of replacement, if it comes to that.
If money is tight around your house this summer, but the heat is just too much to bear, a short-term loan can also be used to finance an above-ground pool in the backyard, plant shade trees in front of a few windows, or even take the whole family to the beach for a summer getaway! Whatever you need quick cash in Kansas City for this summer, a short-term loan from Midwest Title Loans can help you do it without losing your cool. That's because a short-term loan from Midwest Title Loans requires no credit check—just bring a lien-free car title and a photo ID, and you'll be in and out in as few as 20 minutes!Read more
March 22, 2017
When you get right down to it, there are as many reasons to take out a short-term loan in Kansas City as there are people who need cash, but sometimes people who need short-term loans may not realize that the option is available to them. So here are just a few of the reasons that people come to Midwest Title Loans for short-term loans in Kansas City, Overland Park, St. Joseph, and beyond:
- You need the money. Let's face it: most people don't take out a short-term loan in Kansas City—or any loan, for that matter—unless they need the cash. Short-term loans are great solutions for emergency situations that crop up unexpectedly and require cash in hand. Whether it's a broken-down washer, a leaky roof, or a dental emergency, unexpected emergencies can be expensive, and most of us don't always have the ready cash to handle them when they happen.
- You don't want to drain your savings. Even if you do have the money in the bank to pay for a new sump pump or cover the bill for an automobile repair, you may not want to drain your bank account unexpectedly. After all, most of us have that money because we need it to cover other expenses like gas, groceries, utility bills, rent, and so on. A short-term loan in Kansas City can get you the cash you need without draining your reserves.
- You need the money fast. Sure, maybe you could go to the bank and get a loan for the cash you need, but that can take a while, and emergency situations that crop up—especially home repairs or medical emergencies—don't always give you the luxury of time. If you need money right away, a short-term loan in Kansas City can get you cash in hand in no time. In fact, at Midwest Title Loans, you can be in and out in as few as 20 minutes!
- You don't want a long commitment. The problem with many loans from banks is that you have to commit to a long period of repayment. You don't want to get stuck paying a bill for months or years just because you had a temporary setback. Fortunately, a short-term loan in Kansas City is typically for a modest amount of money—from several hundred dollars to a few thousand—and can be quickly repaid. A short-term solution for a short-term problem.
- You don't have good credit. Not everyone has the option of getting a loan from a bank, or of just putting a purchase on their credit card. If your credit is bad or nonexistent, then a title loan can be just the ticket to get you the quick cash you need without the necessity of good credit.
At the end of the day, you should take out a short-term loan in Kansas City when you need one. The timing and situation will be different for each person, but at Midwest Title Loans in Kansas City, we can help you get the cash you need in a way that works for you.Read more
March 22, 2017
From coffee shops to dog grooming services to web development companies, small businesses of every type rely on working capital to purchase supplies, pay employees, and otherwise keep their businesses afloat day in and day out. Whether you're buying consumables like paper and ink, paying the utility bills, covering shipping costs, keeping software up to date, or any of the other countless expenses that make up the average small business, ready access to working capital can spell the difference between success and failure. But how do you get that cash in hand when you need it if you have bad credit or no credit? How about a bad credit title loan in Kansas City?
If you or your business have bad credit or no credit, banks may not be too helpful when it comes to getting the working capital that you need, and that credit card you applied for may take weeks to arrive in the mail. If you need to buy coffee beans for your coffee shop, or sandwich bread for your deli before Monday morning, you may find yourself in a bit of a pinch. That's where a bad credit title loan in Kansas City comes in.
All it takes is a car with a lien-free title and your photo ID, and you can drive away in your own vehicle with the cash you need to keep your business afloat, all in as few as 20 minutes! Of course, we understand that small business owners rely on their cars to get to work, pick up supplies, and make deliveries. That's why you retain full use of your vehicle while you repay your short-term loan when you get a bad credit title loan in Kansas City from Midwest Title Loans!
As any small business owner knows, lean times can happen to the best of us. Clients may not pay in a timely fashion, holidays may cause seasonal gaps in receivables and payables, and emergency repairs can come up that require cash in hand to keep your business afloat. Whatever the reason that your business finds itself in need of some quick working capital, a bad credit title loan in Kansas City can help you face your short-term cash needs and keep your business running smoothly.
Even thriving small businesses operate in a precarious ecosystem, and a brief interruption of services can prove disastrous. In these days of social networking and interconnectivity, bad reviews can travel fast, so you want to keep your business humming along every day, even when circumstances put you in need of some quick cash. Thankfully, you can take care of your capital needs with the help of a bad credit title loan in Kansas City from Midwest Title Loans.
Midwest Title Loans serves small business and individuals in Kansas City, Overland Park, St. Joseph, and beyond. If you need working capital in a hurry, you can get started now by filling out our Online Title Loan Information Sheet, and you'll be on your way to getting the cash you need to keep your business in the black.Read more
February 23, 2017
There are so many reasons why title loans in Kansas City may be the ideal solution to getting the quick cash you need, when you need it, without a lot of runaround. But when people think of using a title loan in Kansas City, St. Joseph, Overland Park, or anyplace else in the metro area, they're often thinking about the big events in life, or about unexpected expenses that aren't necessarily a lot of fun, such as repairing a broken appliance or getting your car into the shop. Of course, title loans in Kansas City are great solutions for those kinds of situations, but we thought we would mention a few of the other ways that area residents use the quick cash that they can get from Midwest Title Loans!
Tax time. It's coming up, after all, and even a small tax bill can be a big blow to your monthly budget. Fortunately, it's a lot nicer to get a loan from Midwest Title Loans than it is to owe the IRS, so title loans in Kansas City can help you pay off your tax bill without adding a lot of stress to your life.
A new addition. Not all unexpected expenses are bad news. Maybe you and your significant other just found out that you've got a bun in the oven. While baby showers and gift registries can help with some of the added costs associated with a new member of the household, there are always unexpected expenses, and a title loan can help free you up to focus on more important things.
Medical bills. When people think of using title loans to pay off medical bills, they're often thinking of major emergencies like serious illnesses or traffic accidents. But even small medical bills add up, and since title loans in Kansas City are available from $150 to $5,000, they can be perfect to pay for everything from minor procedures like tooth extractions and orthodontics to new hearing aids to a prescription to help head off that nasty cold.
A great bargain. So that TV that you've had your eye on for months suddenly dropped in price, they're having a great sale on that couch you've been wanting, or the guitar store where you window shop whenever you're in town is having a going-out-of-business sale. Whatever the situation, when you come across a great bargain it's hard not to snap it up, but you don't always have the cash on hand to do so. Title loans to the rescue!
A new job. Starting a new job is always a joyous occasion, but it can also bring added expenses, and you may have to pay them out of pocket until you get your first paycheck. It could be that you have to move to a new location to accept the position, but even if you're staying put, a new job may require you to buy new clothes or other equipment and accessories that go with the gig, and even if you're reimbursed later, you need the quick cash in Kansas City to buy them now.
Travel. Sometimes you go out of town for a scheduled vacation or getaway, but other times it's something that you don't have as much control over. Maybe your best friend from college is getting married, or there's a family reunion a few states away with extended family that you haven't seen in years. These are the kinds of once-in-a-lifetime events that you don't want to miss just because you don't have the cash in your pocket for the plane ticket or the hotel room.
These are just six of the many reasons people take advantage of the speed and convenience of title loans in Kansas City to get the quick cash they need—quick cash that's available at any of Midwest Title Loans' 6 convenient locations in the metro area! Whatever your reason for contacting Midwest Title Loans in Kansas City all it takes to get started is a phone call, or you can fill out our Online Title Loan Information Sheet or visit any of our convenient locations in KC, Gladstone, Overland Park, or St. Joseph!Read more
February 23, 2017
Life is full of surprises. Some of them are pleasant, others less so. When unexpected medical bills take you by surprise, it can feel like your whole life has been turned upside down. Whether it's an illness that prevents you from going into work for a few days (or weeks) or an emergency trip to the doctor, clinic, specialist, or even the ER, medical bills can add up, and illnesses and injuries can wreck your monthly budget before you know it.
Fortunately, if you've suffered an unexpected illness or injury or any other financial setback and you need quick cash in Kansas City, St. Joseph, Overland Park, or environs, you can get it with help from Midwest Title Loans! When people think of unexpected medical expenses, they often think of serious illnesses, hospitalizations, or car accidents, but the fact of the matter is that even small medical bills can add up quickly, and can make a big dent in your monthly budget.
Something as simple as a toothache, a new pair of glasses, or some costly prescription drugs can set you back a pretty penny. If someone in your family gets a cut that requires stitches during the weekend, that probably means a trip to the emergency room or the urgent care clinic, while even a relatively minor fall—say you slip on the ice that is no stranger to Kansas City in the winter—may require x-rays. Whatever medical malady you or your family member may encounter, you want to know that you've got the cash to cover it without having to worry about overdrawing your checking account or maxing out credit cards. That's where title loans in Kansas City come in!
Think of title loans in Kansas City as a quick and easy solution to a very temporary problem. At one time or another, we've all needed quick cash in Kansas City, and when that reason is a medical emergency, the last thing we want to worry about is where we're going to get the money. Midwest Title Loans range from $150 to $5,000, you can get them in whatever amount you need (based on the value of your car), and because you use your car's title for collateral, there's no need for lengthy credit checks. Just bring in your car with a lien-free title and your photo ID, and you can drive off (in your own vehicle) in as few as 20 minutes with the quick cash you need to pay off medical bills or anything else that might come up.
So if you need quick cash in Kansas City, Overland Park, St. Joseph, or anywhere else in the metro area, contact Midwest Title Loans in Kansas City today, or get started now by filling out our Online Title Loan Information Sheet, and let us help you get the cash you need when you need it.Read more
January 20, 2017
At one time or another, we have all found ourselves strapped for cash when we needed it. Unforeseen medical bills, car repairs, fixing a storm-damaged roof, replacing a microwave or refrigerator or hot water heater that quit working—it's tough to go for very long without any of those—the list goes on and on. Other times, we may find ourselves in need of some quick cash in Kansas City when annual events like birthdays, anniversaries, Christmas, or even Valentine's Day (it's coming up, you know) roll around. Maybe school is starting up, and you need quick cash to get the kids outfitted with school supplies and some new clothes to start off the year.
Not every unexpected expense is something that ruins your week, either. Sometimes it's a happy occasion like a graduation or a wedding. The most important things in life often only come around once in awhile, so you want to be ready for them when they do, no matter what. Getting quick cash in Kansas City is about making sure you have the money to be there when it matters. If your best friend is getting married, you're not going to miss the wedding just because you're a little short on cash. You're going to be there in a nice suit or a new dress, even if you also have to spring for a plane ticket someplace halfway across the country.
Whatever you need quick cash in Kansas City for, the good news is that the answer may be as close as your glove compartment! You're probably not going to find a wad of cash in there when you open it up, but chances are you do have the next best thing: the title to your lien-free vehicle. With that and your photo ID, you can get the quick cash you need with the help of a title loan from Midwest Title Loans in Kansas City.
So what's a title loan and how much can you get? A title loan is a loan that uses the value of your vehicle as collateral. But don't worry, we know how important a reliable car is to getting around in the Kansas City area, so when you leave with your cash in hand, you also get to keep your car. Midwest Title Loans simply lends you the quick cash you need based on the value of your car, with loans ranging from $150 to $5,000, and then you repay it via a simple repayment plan. You can get in and out in as few as 20 minutes, and drive off in your own car with the quick cash you need to enjoy those special moments in life—or just fix your hot water heater!
If you've got a car with a lien-free title, then you've already got the quick cash in Kansas City that you need. It's just waiting for you at Midwest Title Loans in Kansas City! It's your life, your car, and your cash, so get started today by filling out our Online Title Loan Information Sheet and let us help you get back on the road with the cash you need.Read more
January 18, 2017
Maybe you've thought about trying out title loans in Kansas City, but you find yourself wondering: why should I use a title loan to get the quick cash I need rather than trying to scare up the cash some other way? We thought you'd never ask...
With title loans from Midwest Title Loans in Kansas City:
- You get a loan based on the value of your vehicle. That means that as long as you have a car with a lien-free title, you've got collateral for a loan to get the cash you need. Given that 88% of American households have at least one car, odds are you've got what it takes to get title loans in Kansas City.
- You keep the car! That's a big one. Title loans may be based on the value of your vehicle, but you still get to drive it home when you're done. You keep the keys, you keep the car, you get the cash, and all we hang onto is the title. But don't worry...
- You get the title back when the loan is paid off. Making your payments to Midwest Title Loans in Kansas City is simple, and once you've paid off your loan, we hand back your title, along with our sincere thanks.
- You get as much cash as you need. With loans ranging from $150 to $5,000, you can borrow only what you need, and pay it back with our simple repayment plan.
- You leave with cash in hand. There's no waiting period and no complicated credit checks. Because title loans are based on the value of your vehicle, you just bring us a vehicle with a lien-free title (and your photo ID) and in as few as 20 minutes you can drive off with the quick cash you need.
- You can even speed up the process by filling out our simple Online Title Loan Information Sheet to get started.
That's a lot of good reasons to choose Midwest Title Loans in Kansas City to get the quick cash you need when you need it, but there's more! Midwest Title Loans has been providing title loans in Kansas City since 1997, which means that we're experts on getting you through the process quickly and smoothly. With a loan from Midwest Title Loans, there's no need for credit checks, background checks, or any other hoops to jump through. Just bring in your vehicle with a lien-free title and your photo ID, and drive off with the cash you need in as few as 20 minutes!
One of the ways that we make it so easy is by having 6 convenient locations in the greater Kansas City area, including Gladstone, St. Joseph, and Overland Park. So if you're ready to start enjoying the benefits that come with title loans in Kansas City, just contact Midwest Title Loans in Kansas City, fill out our Online Title Loan Information Sheet, or visit any of our convenient locations today!Read more
December 19, 2016
Winter can be long, cold, and dark here in Kansas City, so many of us feel the need to help make the season brighter for our loved ones by making sure the holidays are fun, memorable, and festive. However, money can be tight around the holidays, and we may not always have the cash in hand that we need to get presents, decorations, and all the other accoutrements of holiday merriment.
The average American is expected to spend around $929 on gifts this Christmas, and that's not taking into account additional holiday expenses like hosting Christmas dinner, traveling to visit friends and family, putting up decorations, trimming the tree—or buying a tree, if you don't have one already—and so on. All of that adds up pretty quickly, and it can be easy to find your holiday budget in the red in short order. But you don't want to disappoint your family—especially kids who may have been looking forward to Christmas all year long.
So if you need quick cash in Kansas City, St. Joseph, Overland Park, or around the Metro to help pay for your happy holidays this season, you may find yourself feeling a little more stressed out than merry. But don't worry. There's a solution that's quick, easy, and flexible to fit your needs and budget!
Of course, we're talking about flex loans in Kansas City from your friends at Midwest Title Loans. What's a flex loan? It's a line of credit that we extend to you based on the value of your car and your ability to repay the loan, so you can get the quick cash you need and only pay interest on the amount of the loan that you actually use! Because flex loans work as a line of credit, unlike our traditional title loans, you can borrow as much or as little as you need (up to a pre-set credit limit). Once you've paid off part of your flex loan, you can even re-borrow without re-applying if you need more money for last-minute gifts!
Flex loans in Kansas City are a great way for any family to get the quick cash they need this holiday season, without a lot of hassle or runaround. All you need is a vehicle with a lien-free title, verification of income, and your photo ID, and you can drive off with a line of credit that will get you quick cash in Kansas City so you can buy stocking stuffers, trim the tree, or whatever else you need to make your holidays merry and bright.
At Midwest Title Loans in Kansas City there's nothing we love more than helping families to have the happiest holidays they can. So give us a call today, fill out our Online Title Loan Information Sheet, or visit any of our 6 convenient locations in KC, Gladstone, Overland Park, or St. Joseph to see how we can help put you back on the road to a very merry Christmas!Read more
December 12, 2016
Let's face it: the holidays are expensive for everyone. Christmas remains the biggest spending holiday of the year, and the average American family spends upwards of $1250 during the holiday season on gifts, food, and decorations—all those Christmas trees and bright, colorful lights aren't free, after all. And that's just the cost of the stuff directly related to the holiday. When you factor in things like the cost of travel to spend the holidays with family, and all those deals that you bought for yourself on Black Friday (don't worry, we all do it), then your holiday budget could easily crest $2500 or more!
If you're like most families in and around Kansas City, you don't just have a spare $2500 lying around. Many try to save for the holidays or spread their gift purchases out throughout the year, but at the end of the day that can only do so much. So if you find yourself a little low on holiday capital this year, you might want to turn to title loans in Kansas City. Midwest Title Loans offers short-term loans in Kansas City that range from $150 to $5000—perfect for finishing out that holiday shopping—and you don't need a credit check or a bunch of paperwork to apply. The only things we require are a vehicle with a lien-free title and your photo ID!
Looking for some other tips to help keep your holiday spending in the black? Here are a few suggestions that can help you get a gift for everyone on your list without breaking the bank:
- Create a budget and stick to it. With all the hustle and bustle of the holidays—and with all the great sales going on at just about every store you walk into—it's easy for holiday spending to get out of hand. So make a list of everyone you need to buy presents for—and any other holiday-related purchases that you need to make, like a new string of lights or a new tree, and estimate how much you'll be spending on each. Once you've got your list, do like Santa Claus and check it twice, and then do your best not to deviate from it.
- If you need to save money on Christmas presents, a "white elephant" gift exchange can be a great solution. The kinds of gag gifts that are common in "white elephant" exchanges are affordable and fun, and let you indulge your creative side.
- Give the gift of time instead of presents. You can craft homemade gifts for the people on your list that don't cost a lot but that show a lot of love, or you can even give friends and family coupon books and "I.O.U.s" for anything from doing chores around the house to helping them move. And never underestimate the gift appeal of a good recipe that you may have lying around.
Whatever you do to save a little money this holiday season, Midwest Title Loans in Kansas City can help you get the cash you need to buy presents, decorations, and whatever else helps to make the season bright. All you need is a vehicle with a lien-free title and your photo ID, and we can get you back out on the road in your own vehicle with the cash you need in as little as 20 minutes! Short-term loans in Kansas City from Midwest Title Loans are an easy and quick solution to your holiday expenses, and you can get started now by filling out our Online Title Loan Information Sheet!Read more