July 16, 2018
Are you in over your head with house repairs? Maybe it’s just one big repair that is out of your budget but needs to get fixed. Maybe the repairs just keep piling up. Either way, you need money to get your house repairs taken care of.
House repairs come in all shapes and sizes, and they can easily drain your savings and completely ruin your budget. However, your entire savings can’t go to your home – you have other needs to take care of.
When you need money to ease your stress from home repairs and help you continue to keep up with your monthly expenses, there are a lot of options for you from banks, credit unions, title loan providers, and payday loan providers. Which one should you choose?
At Midwest Title Loans in Kansas City, our best option for help with your home repair expenses is our flex loan. Flex loans are just like title loans, in that your main qualification is having a lien-free title, but instead of paying it back in a very short term, you are able to keep the flex loan as a line of credit to be used whenever you need it. This is perfect for Kansas City homeowners, and here’s why:
4 Ways Flex Loans Can Help with Your Kansas City Home Repairs
1. Helps with immediate repairs
When you get a flex loan from Kansas City’s Midwest Title Loans, you are able to get your money immediately. Unlike the waiting period and approval process at a bank or credit union, Midwest Title Loans can get you your money within a day and in as little as 20 minutes. Our simple process only has a few requirements, which are:
- You own a lien-free title
- The car that your lien-free title is for is driveable
- You are 18 or older and have a valid photo ID or driver’s license
- Your car is insured
- You have filled out an online application
So if you have a home repair that needs to be taken care of immediately, it’s easy to see why coming to one of our five Midwest Title Loans locations in Kansas City for a flex loan is a perfect choice for you.
2. Keep it open for repairs in the future
When you get a flex loan at Kansas City’s Midwest Title Loans, you not only can take care of immediate repairs as soon as you need to, you can also keep your line open for repairs in the future. Whether you have a foreseeable home repair that you could use it for once your current repair is paid off or you want to use it as a safety net in case an emergency repair comes up later on, a flex loan is flexible for you and your home repair funds.
When you have a house, home repairs like roofs, siding, and more can cost thousands of dollars that you may not have in savings. And they can come up at any time – especially during storm season in Kansas City. When you have your flex loan from Midwest Title Loans, you won’t have to worry about coming up with all of the money for a vital repair. Whether you use it as partial payment or fully pay for your repair, you can be free of the stress of not being prepared for the unthinkable.
3. Your credit is not involved
One of the best parts about getting a flex loan from Midwest Title Loans is that it is extremely simple to get. There are no credit checks, no background checks, no extensive income or housing verification, and beyond. It can be a pain in the butt to get the money you need from a bank or credit union, and Midwest Title Loans proves that it can be much simpler.
When you have a lien-free title that is in your name, issued in Kansas or Missouri, along with a driveable vehicle, you will likely be able to get a flex loan. When you fill out an application, come into one of our five Kansas City locations, let us inspect your vehicle, show us your supporting documents, you will be able to get a flex loan that is perfect for you.
4. Flexible interest and terms
When you get a flex loan from one of our five Kansas City Midwest Title Loans locations, it is truly flexible to your needs. You can keep it open for however long you like, and you only pay interest on what you spend. Unlike many credit lines, you won’t pay a yearly fee just to keep it open. If you want to keep it open for a couple months while a few of your repairs are being completed, you can do that. If you want to keep it open for a year, two years, or more, you can. Whatever you need to do with your flex loan, you can do. It is here to help you with your home repairs, however you see fit.
Get a Flex Loan Now to Cover Your Home Repairs Immediately
If you have a home repair that needs to be taken care of immediately, look no further than a flex loan from Midwest Title Loans. As long as you meet the basic requirements, one of our five Kansas City locations can get you your flex loan today! Start by filling out our application online or bringing your car by your nearby Midwest Title Loans store.
Still have questions or want to get more information? We’d love to chat with you about our flex loans. Get in touch with your nearby Kansas City Midwest Title Loans location by phone, through our contact form on our website, or stopping by. We look forward to helping you!
Proudly Providing Flex Loans to Customers in the Kansas City Metro Area
Midwest Title Loans proudly provides title loans and flex loans to the Kansas City metro area, for our customers in the cities of St. Joseph, Gladstone, North Kansas City, Kansas City, Grandview, Belton, Lee’s Summit, Raytown, Independence, Overland Park, Olathe, Lenexa, Shawnee, and the surrounding areas.